At a Glance
- Tasks: Conduct credit analysis and assess risks in trade finance and structured credit transactions.
- Company: Dynamic international bank with a focus on emerging markets.
- Benefits: Hybrid working model, strong growth potential, and direct exposure to senior leadership.
- Other info: Collaborative team environment with opportunities for professional development.
- Why this job: Join a high-impact role with real ownership and influence on credit decisions.
- Qualifications: 5-8 years in Credit Risk, strong analytical skills, and knowledge of trade finance.
The predicted salary is between 60000 - 75000 £ per year.
A growing international bank is seeking a Credit Risk Analyst to join its London-based Risk Management team. This is a newly created position with ownership of key 2nd Line of Defence (2LoD) credit oversight responsibilities, working closely with the Chief Risk Officer and senior stakeholders across the business.
This role offers strong exposure to trade finance and structured credit transactions, with a particular focus on emerging markets. You will play a central role in shaping credit decisions, maintaining portfolio quality, and enhancing the bank’s overall risk framework.
Key Responsibilities- Conduct detailed credit analysis on new and existing transactions, including financial statement review
- Assess sector, geographic, and counterparty risks (including emerging markets exposure)
- Ensure transactions are aligned with internal credit policies, risk appetite, and regulatory expectations
- Partner closely with Front Office teams (1LoD) to support deal structuring and risk evaluation
- Monitor loan portfolio performance, including covenants and early warning indicators
- Maintain internal watchlists and escalate key risk developments
- Support IFRS 9 provisioning and liaise with Finance where required
- Prepare credit papers, committee materials, and reporting packs
- Contribute to broader risk initiatives and continuous improvement of internal controls
- 5–8 years’ experience in Credit Risk, ideally within Trade Finance or Structured Finance
- Strong knowledge of trade finance instruments (e.g. LCs, guarantees) and associated risks
- Experience covering emerging markets (Africa preferred)
- Proven credit underwriting and financial analysis capability
- Strong communication skills with the ability to influence stakeholders
- Comfortable working in a fast-paced, lean team environment
- High attention to detail and strong organisational skills
- Proficiency in Excel and risk reporting tools
- High-impact, newly created role with real ownership
- Direct exposure to senior leadership, including the CRO
- Broad and varied remit across credit risk and portfolio oversight
- Collaborative team environment with strong growth potential
- Hybrid working model
If you’re looking to step into a high-impact credit risk role with strong exposure to senior stakeholders and international transactions, we’d be keen to hear from you. Please apply with your CV for a confidential discussion.
Credit Risk Analyst in Slough employer: Empresaria Group plc
Contact Detail:
Empresaria Group plc Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst in Slough
✨Network Like a Pro
Get out there and connect with people in the industry! Attend events, join LinkedIn groups, and don’t be shy about reaching out to current employees at the bank. We all know that sometimes it’s not just what you know, but who you know that can help land that dream job.
✨Ace the Informational Interview
If you can, set up informational interviews with professionals in credit risk or related fields. This is your chance to ask questions, learn about their experiences, and showcase your enthusiasm for the role. Plus, it could lead to referrals down the line!
✨Prepare for the Interview
Do your homework on the bank and its risk management strategies. Be ready to discuss how your experience aligns with their needs, especially around trade finance and emerging markets. We want to see you shine, so practice common interview questions and have your own questions ready too!
✨Apply Through Our Website
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who take the initiative to engage directly with us. Let’s get you on board!
We think you need these skills to ace Credit Risk Analyst in Slough
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your experience in credit risk, especially in trade finance and structured finance, and don’t forget to mention any exposure to emerging markets. We want to see how your skills align with what we’re looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about credit risk and how your background makes you a great fit for our team. Be sure to mention your strong communication skills and ability to influence stakeholders, as these are key for us.
Showcase Your Analytical Skills: As a Credit Risk Analyst, your analytical skills are crucial. In your application, provide examples of how you've conducted detailed credit analysis or assessed risks in previous roles. We love seeing concrete examples that demonstrate your expertise!
Apply Through Our Website: We encourage you to apply through our website for a smooth application process. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. Don’t miss out on the chance to join our collaborative team!
How to prepare for a job interview at Empresaria Group plc
✨Know Your Credit Risk Fundamentals
Make sure you brush up on your credit risk knowledge, especially around trade finance instruments and emerging markets. Be ready to discuss how these factors influence credit decisions and portfolio quality.
✨Prepare for Scenario-Based Questions
Expect to face scenario-based questions that assess your analytical skills and decision-making process. Think of examples from your past experience where you successfully evaluated risks or structured deals, and be prepared to explain your thought process.
✨Showcase Your Communication Skills
Since this role involves working closely with senior stakeholders, practice articulating complex ideas clearly and concisely. Highlight instances where you've influenced decisions or collaborated with teams to achieve a common goal.
✨Familiarise Yourself with the Bank's Risk Framework
Research the bank’s existing risk policies and frameworks. Understanding their approach will not only help you answer questions more effectively but also demonstrate your genuine interest in the role and the organisation.