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- Tasks: Conduct credit analysis and assess risks in trade finance and structured credit transactions.
- Company: Dynamic international bank with a focus on emerging markets.
- Benefits: Hybrid working model, exposure to senior leadership, and strong growth potential.
- Other info: Collaborative team environment with opportunities for professional development.
- Why this job: Join a high-impact role with real ownership and influence on credit decisions.
- Qualifications: 5-8 years in Credit Risk, strong analytical skills, and knowledge of trade finance.
The predicted salary is between 60000 - 75000 £ per year.
A growing international bank is seeking a Credit Risk Analyst to join its London-based Risk Management team. This is a newly created position with ownership of key 2nd Line of Defence (2LoD) credit oversight responsibilities, working closely with the Chief Risk Officer and senior stakeholders across the business.
This role offers strong exposure to trade finance and structured credit transactions, with a particular focus on emerging markets. You will play a central role in shaping credit decisions, maintaining portfolio quality, and enhancing the bank’s overall risk framework.
Key Responsibilities- Conduct detailed credit analysis on new and existing transactions, including financial statement review
- Assess sector, geographic, and counterparty risks (including emerging markets exposure)
- Ensure transactions are aligned with internal credit policies, risk appetite, and regulatory expectations
- Partner closely with Front Office teams (1LoD) to support deal structuring and risk evaluation
- Monitor loan portfolio performance, including covenants and early warning indicators
- Maintain internal watchlists and escalate key risk developments
- Support IFRS 9 provisioning and liaise with Finance where required
- Prepare credit papers, committee materials, and reporting packs
- Contribute to broader risk initiatives and continuous improvement of internal controls
- 5–8 years’ experience in Credit Risk, ideally within Trade Finance or Structured Finance
- Strong knowledge of trade finance instruments (e.g. LCs, guarantees) and associated risks
- Experience covering emerging markets (Africa preferred)
- Proven credit underwriting and financial analysis capability
- Strong communication skills with the ability to influence stakeholders
- Comfortable working in a fast-paced, lean team environment
- High attention to detail and strong organisational skills
- Proficiency in Excel and risk reporting tools
- High-impact, newly created role with real ownership
- Direct exposure to senior leadership, including the CRO
- Broad and varied remit across credit risk and portfolio oversight
- Collaborative team environment with strong growth potential
- Hybrid working model
If you’re looking to step into a high-impact credit risk role with strong exposure to senior stakeholders and international transactions, we’d be keen to hear from you. Please apply with your CV for a confidential discussion.
Credit Risk Analyst in London employer: Empresaria Group plc
Contact Detail:
Empresaria Group plc Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst in London
✨Network Like a Pro
Get out there and connect with people in the industry! Attend events, join online forums, or even reach out to folks on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help land that Credit Risk Analyst role.
✨Ace the Informational Interview
Don’t be shy about asking for informational interviews with professionals in the field. This is your chance to learn more about the role and the company while showcasing your enthusiasm. Plus, it could lead to job opportunities down the line!
✨Showcase Your Skills
When you get the chance to chat with potential employers, make sure to highlight your experience with trade finance and structured credit. We want to see how your skills align with their needs, so come prepared with examples of your past work and successes.
✨Apply Through Our Website
If you’re keen on this Credit Risk Analyst position, don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace Credit Risk Analyst in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your experience in credit analysis, especially in trade finance and emerging markets. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background makes you a great fit for our team. Keep it concise but impactful – we love a good story!
Showcase Relevant Experience: When detailing your experience, focus on specific projects or roles where you've conducted credit analysis or worked with financial instruments. We’re keen to see your hands-on experience, especially in structured finance.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re serious about joining our team!
How to prepare for a job interview at Empresaria Group plc
✨Know Your Credit Risk Fundamentals
Make sure you brush up on your credit risk knowledge, especially around trade finance instruments and emerging markets. Be ready to discuss how these factors influence credit decisions and portfolio quality.
✨Prepare for Scenario-Based Questions
Expect questions that ask you to analyse specific credit scenarios or transactions. Practise articulating your thought process on assessing risks and making credit decisions, as this will showcase your analytical skills.
✨Showcase Your Communication Skills
Since the role involves partnering with Front Office teams and influencing stakeholders, be prepared to demonstrate your communication abilities. Think of examples where you've successfully conveyed complex information or influenced a decision.
✨Familiarise Yourself with Regulatory Expectations
Understand the regulatory landscape surrounding credit risk, particularly in relation to IFRS 9 provisioning. Being able to discuss how you would ensure compliance with these regulations will set you apart from other candidates.