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- Tasks: Conduct credit analysis and assess risks in trade finance and structured credit transactions.
- Company: A growing international bank with a focus on risk management.
- Benefits: High-impact role with direct exposure to senior leadership and strong growth potential.
- Other info: Collaborative team culture with opportunities for professional development.
- Why this job: Shape credit decisions and enhance the bank’s risk framework in a dynamic environment.
- Qualifications: 5-8 years in Credit Risk, strong analytical skills, and knowledge of trade finance.
The predicted salary is between 60000 - 80000 £ per year.
A growing international bank is seeking a Credit Risk Analyst to join its London-based Risk Management team. This is a newly created position with ownership of key 2nd Line of Defence (2LoD) credit oversight responsibilities, working closely with the Chief Risk Officer and senior stakeholders across the business. This role offers strong exposure to trade finance and structured credit transactions, with a particular focus on emerging markets. You will play a central role in shaping credit decisions, maintaining portfolio quality, and enhancing the bank’s overall risk framework.
Key Responsibilities
- Conduct detailed credit analysis on new and existing transactions, including financial statement review
- Assess sector, geographic, and counterparty risks (including emerging markets exposure)
- Ensure transactions are aligned with internal credit policies, risk appetite, and regulatory expectations
- Partner closely with Front Office teams (1LoD) to support deal structuring and risk evaluation
- Monitor loan portfolio performance, including covenants and early warning indicators
- Maintain internal watchlists and escalate key risk developments
- Support IFRS 9 provisioning and liaise with Finance where required
- Prepare credit papers, committee materials, and reporting packs
- Contribute to broader risk initiatives and continuous improvement of internal controls
Requirements
- 5–8 years’ experience in Credit Risk, ideally within Trade Finance or Structured Finance
- Strong knowledge of trade finance instruments (e.g. LCs, guarantees) and associated risks
- Experience covering emerging markets (Africa preferred)
- Proven credit underwriting and financial analysis capability
- Strong communication skills with the ability to influence stakeholders
- Comfortable working in a fast-paced, lean team environment
- High attention to detail and strong organisational skills
- Proficiency in Excel and risk reporting tools
Why Apply?
- High-impact, newly created role with real ownership
- Direct exposure to senior leadership, including the CRO
- Broad and varied remit across credit risk and portfolio oversight
- Collaborative team environment with strong growth potential
If you’re looking to step into a high-impact credit risk role with strong exposure to senior stakeholders and international transactions, we’d be keen to hear from you. Please apply with your CV for a confidential discussion.
Credit Risk Analyst employer: Empresaria Group plc
Contact Detail:
Empresaria Group plc Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst
✨Tip Number 1
Network like a pro! Reach out to professionals in the credit risk field on LinkedIn or at industry events. A friendly chat can lead to opportunities that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of trade finance and structured credit. Be ready to discuss how you’ve tackled similar challenges in the past, especially in emerging markets.
✨Tip Number 3
Showcase your analytical skills! Bring examples of your previous credit analysis work to the interview. This will demonstrate your capability and give you an edge over other candidates.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experiences that match the Credit Risk Analyst role. Highlight your experience in credit analysis, especially in trade finance and emerging markets, to catch our eye!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background aligns with our needs. Don’t forget to mention your experience with financial analysis and stakeholder communication.
Showcase Relevant Experience: When detailing your work history, focus on your achievements in credit risk management. Include specific examples of how you've assessed risks or improved processes, especially in fast-paced environments like ours.
Apply Through Our Website: We encourage you to apply directly through our website for the best chance of being noticed. It’s the easiest way for us to keep track of your application and get back to you quickly!
How to prepare for a job interview at Empresaria Group plc
✨Know Your Credit Risk Fundamentals
Make sure you brush up on your credit risk knowledge, especially around trade finance instruments and emerging markets. Be ready to discuss specific examples from your experience that demonstrate your understanding of credit analysis and risk assessment.
✨Prepare for Scenario-Based Questions
Expect questions that ask you to evaluate hypothetical credit situations or transactions. Practise articulating your thought process on how you would assess risks and make credit decisions, as this will showcase your analytical skills and decision-making abilities.
✨Showcase Your Stakeholder Management Skills
Since the role involves working closely with senior stakeholders, prepare to discuss how you've successfully influenced or collaborated with others in past roles. Highlight any experiences where you’ve partnered with Front Office teams or contributed to deal structuring.
✨Demonstrate Attention to Detail
Given the importance of maintaining portfolio quality and monitoring performance, be prepared to share examples that illustrate your meticulousness. Discuss how you ensure accuracy in your analyses and reporting, as this is crucial for a Credit Risk Analyst.