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- Tasks: Conduct credit analysis and assess risks in trade finance and structured credit transactions.
- Company: A growing international bank with a focus on innovation and risk management.
- Benefits: Hybrid working model, competitive salary, and exposure to senior stakeholders.
- Other info: Opportunity for career growth in a dynamic and supportive environment.
- Why this job: Shape credit decisions and enhance the bank’s risk framework while working on international transactions.
- Qualifications: 5-8 years in Credit Risk, strong financial analysis skills, and proficiency in Excel.
The predicted salary is between 60000 - 80000 £ per year.
A growing international bank is seeking a Credit Risk Analyst to join its London-based Risk Management team. This is a newly created position with ownership of key 2nd Line of Defence (2LoD) credit oversight responsibilities, working closely with the Chief Risk Officer and senior stakeholders across the business.
This role offers strong exposure to trade finance and structured credit transactions, with a particular focus on emerging markets. You will play a central role in shaping credit decisions, maintaining portfolio quality, and enhancing the bank’s overall risk framework.
- Conduct detailed credit analysis on new and existing transactions, including financial statement review.
- Assess sector, geographic, and counterparty risks (including emerging markets exposure).
- Ensure transactions are aligned with internal credit policies, risk appetite, and regulatory expectations.
- Partner closely with Front Office teams (1LoD) to support deal structuring and risk evaluation.
- Monitor loan portfolio performance, including covenants and early warning indicators.
- Maintain internal watchlists and escalate key risk developments.
- Support IFRS 9 provisioning and liaise with Finance where required.
- Prepare credit papers, committee materials, and reporting packs.
- Contribute to broader risk initiatives and continuous improvement of internal controls.
5–8 years’ experience in Credit Risk, ideally within Trade Finance or Structured Finance.
- Strong knowledge of trade finance instruments (e.g. LCs, guarantees) and associated risks.
- Proven credit underwriting and financial analysis capability.
- Proficiency in Excel and risk reporting tools.
Broad and varied remit across credit risk and portfolio oversight. Hybrid working model.
If you’re looking to step into a high-impact credit risk role with strong exposure to senior stakeholders and international transactions, we’d be keen to hear from you.
Credit Risk Analyst - Financial Services in City of London employer: Empresaria Group plc
Contact Detail:
Empresaria Group plc Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst - Financial Services in City of London
✨Tip Number 1
Network like a pro! Reach out to professionals in the financial services sector, especially those in credit risk. Attend industry events or webinars and don’t be shy about introducing yourself. You never know who might have a lead on that perfect job!
✨Tip Number 2
Prepare for interviews by brushing up on your technical skills. Since this role involves detailed credit analysis and understanding of trade finance, make sure you can confidently discuss these topics. Practise common interview questions related to credit risk and be ready to showcase your analytical prowess.
✨Tip Number 3
Tailor your approach! When you find a job that excites you, research the company and its culture. Use this knowledge to align your answers during interviews with what they value. Show them how your experience in credit risk can directly benefit their team.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got a streamlined process that makes it easy for you to submit your application. Plus, it shows you’re genuinely interested in joining our team. Let’s get you that dream job in credit risk!
We think you need these skills to ace Credit Risk Analyst - Financial Services in City of London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your experience in credit risk, especially in trade finance or structured finance, and showcase your analytical skills. We want to see how your background aligns with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how you can contribute to our team. Be sure to mention any relevant projects or experiences that demonstrate your expertise.
Showcase Your Skills: Don’t forget to highlight your proficiency in Excel and any risk reporting tools you've used. We’re looking for someone who can hit the ground running, so make sure we know about your technical skills right from the start!
Apply Through Our Website: We encourage you to apply through our website for the best chance of getting noticed. It’s super easy, and you’ll be able to keep track of your application status. Plus, we love seeing applications come directly from our site!
How to prepare for a job interview at Empresaria Group plc
✨Know Your Credit Risk Fundamentals
Brush up on your credit risk knowledge, especially around trade finance and structured credit. Be ready to discuss specific instruments like letters of credit and guarantees, as well as how they relate to emerging markets.
✨Prepare for Technical Questions
Expect questions that test your financial analysis skills and understanding of credit underwriting. Practise explaining your thought process when assessing sector and counterparty risks, as this will showcase your analytical capabilities.
✨Showcase Your Collaboration Skills
Since the role involves working closely with Front Office teams, be prepared to share examples of how you've successfully partnered with other departments in the past. Highlight your communication skills and ability to support deal structuring.
✨Demonstrate Continuous Improvement Mindset
The bank values contributions to risk initiatives and internal controls. Think of instances where you've identified areas for improvement in your previous roles and be ready to discuss how you implemented changes.