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- Tasks: Conduct credit analysis and assess risks in trade finance and structured credit transactions.
- Company: A growing international bank with a focus on risk management.
- Benefits: Hybrid working model, exposure to senior stakeholders, and career development opportunities.
- Other info: Dynamic role with a broad remit across credit risk and portfolio oversight.
- Why this job: Shape credit decisions and enhance the bank’s risk framework while working on international transactions.
- Qualifications: 5-8 years in Credit Risk, strong financial analysis skills, and proficiency in Excel.
The predicted salary is between 60000 - 80000 £ per year.
A growing international bank is seeking a Credit Risk Analyst to join its London-based Risk Management team. This is a newly created position with ownership of key 2nd Line of Defence (2LoD) credit oversight responsibilities, working closely with the Chief Risk Officer and senior stakeholders across the business.
This role offers strong exposure to trade finance and structured credit transactions, with a particular focus on emerging markets. You will play a central role in shaping credit decisions, maintaining portfolio quality, and enhancing the bank’s overall risk framework.
- Conduct detailed credit analysis on new and existing transactions, including financial statement review.
- Assess sector, geographic, and counterparty risks (including emerging markets exposure).
- Ensure transactions are aligned with internal credit policies, risk appetite, and regulatory expectations.
- Partner closely with Front Office teams (1LoD) to support deal structuring and risk evaluation.
- Monitor loan portfolio performance, including covenants and early warning indicators.
- Maintain internal watchlists and escalate key risk developments.
- Support IFRS 9 provisioning and liaise with Finance where required.
- Prepare credit papers, committee materials, and reporting packs.
- Contribute to broader risk initiatives and continuous improvement of internal controls.
5–8 years’ experience in Credit Risk, ideally within Trade Finance or Structured Finance.
- Strong knowledge of trade finance instruments (e.g. LCs, guarantees) and associated risks.
- Proven credit underwriting and financial analysis capability.
- Proficiency in Excel and risk reporting tools.
Broad and varied remit across credit risk and portfolio oversight. Hybrid working model.
If you’re looking to step into a high-impact credit risk role with strong exposure to senior stakeholders and international transactions, we’d be keen to hear from you.
Credit Risk Analyst - Business Banking in City of London employer: Empresaria Group plc
Contact Detail:
Empresaria Group plc Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst - Business Banking in City of London
✨Tip Number 1
Network like a pro! Reach out to professionals in the credit risk field, especially those working in trade finance or structured finance. Attend industry events or webinars to make connections and learn about potential job openings.
✨Tip Number 2
Prepare for interviews by brushing up on your technical skills. Make sure you can confidently discuss credit analysis, financial statement reviews, and risk assessment. We want you to shine when it comes to showcasing your expertise!
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, send a quick thank-you email to express your appreciation and reiterate your interest in the role. It keeps you on their radar and shows your enthusiasm.
✨Tip Number 4
Apply through our website for the best chance at landing that Credit Risk Analyst role! We’re keen to see your application and want to make sure it gets the attention it deserves. Let’s get you in the door!
We think you need these skills to ace Credit Risk Analyst - Business Banking in City of London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your experience in credit risk, especially in trade finance or structured finance, and showcase your analytical skills. We want to see how your background aligns with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how you can contribute to our team. Be sure to mention any relevant experience with emerging markets and your understanding of credit policies.
Showcase Your Skills: Don’t forget to highlight your proficiency in Excel and any risk reporting tools you've used. We love seeing candidates who can demonstrate their technical skills alongside their credit analysis capabilities. Make it easy for us to see your strengths!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re keen on joining our team at StudySmarter!
How to prepare for a job interview at Empresaria Group plc
✨Know Your Credit Risk Fundamentals
Make sure you brush up on your credit risk knowledge, especially around trade finance and structured credit transactions. Be prepared to discuss specific instruments like letters of credit and guarantees, as well as how they relate to emerging markets.
✨Showcase Your Analytical Skills
During the interview, highlight your experience with financial statement reviews and credit analysis. Bring examples of past projects where you assessed sector and counterparty risks, and be ready to explain your thought process in evaluating these factors.
✨Understand the Regulatory Landscape
Familiarise yourself with the internal credit policies and regulatory expectations relevant to the role. Being able to discuss how you ensure compliance in your previous roles will demonstrate your readiness for the responsibilities of this position.
✨Engage with Stakeholders
Since this role involves working closely with senior stakeholders, practice articulating how you would partner with Front Office teams. Think of examples where you successfully collaborated on deal structuring or risk evaluation, and be ready to share those stories.