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- Tasks: Conduct credit analysis and assess risks in trade finance and structured credit transactions.
- Company: Dynamic international bank with a focus on emerging markets.
- Benefits: Hybrid working model, strong growth potential, and direct exposure to senior leadership.
- Other info: Collaborative team environment with opportunities for professional development.
- Why this job: Join a high-impact role with real ownership and influence on credit decisions.
- Qualifications: 5-8 years in Credit Risk, strong analytical skills, and knowledge of trade finance.
The predicted salary is between 60000 - 80000 £ per year.
A growing international bank is seeking a Credit Risk Analyst to join its London-based Risk Management team. This is a newly created position with ownership of key 2nd Line of Defence (2LoD) credit oversight responsibilities, working closely with the Chief Risk Officer and senior stakeholders across the business. This role offers strong exposure to trade finance and structured credit transactions, with a particular focus on emerging markets. You will play a central role in shaping credit decisions, maintaining portfolio quality, and enhancing the bank’s overall risk framework.
Key Responsibilities
- Conduct detailed credit analysis on new and existing transactions, including financial statement review
- Assess sector, geographic, and counterparty risks (including emerging markets exposure)
- Ensure transactions are aligned with internal credit policies, risk appetite, and regulatory expectations
- Partner closely with Front Office teams (1LoD) to support deal structuring and risk evaluation
- Monitor loan portfolio performance, including covenants and early warning indicators
- Maintain internal watchlists and escalate key risk developments
- Support IFRS 9 provisioning and liaise with Finance where required
- Prepare credit papers, committee materials, and reporting packs
- Contribute to broader risk initiatives and continuous improvement of internal controls
Requirements
- 5–8 years’ experience in Credit Risk, ideally within Trade Finance or Structured Finance
- Strong knowledge of trade finance instruments (e.g. LCs, guarantees) and associated risks
- Experience covering emerging markets (Africa preferred)
- Proven credit underwriting and financial analysis capability
- Strong communication skills with the ability to influence stakeholders
- Comfortable working in a fast-paced, lean team environment
- High attention to detail and strong organisational skills
- Proficiency in Excel and risk reporting tools
Why Apply?
- High-impact, newly created role with real ownership
- Direct exposure to senior leadership, including the CRO
- Broad and varied remit across credit risk and portfolio oversight
- Collaborative team environment with strong growth potential
- Hybrid working model
If you’re looking to step into a high-impact credit risk role with strong exposure to senior stakeholders and international transactions, we’d be keen to hear from you. Please apply with your CV for a confidential discussion.
Credit Risk Analyst in City of London employer: Empresaria Group plc
Contact Detail:
Empresaria Group plc Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst in City of London
✨Tip Number 1
Network like a pro! Reach out to professionals in the credit risk field on LinkedIn or at industry events. We can’t stress enough how valuable personal connections can be in landing that dream job.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of trade finance and structured credit transactions. We recommend practising common interview questions and having examples ready that showcase your experience in credit analysis.
✨Tip Number 3
Don’t just wait for job postings! Reach out directly to companies you’re interested in, like our international bank. A proactive approach can set you apart from other candidates.
✨Tip Number 4
Finally, apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in joining our team.
We think you need these skills to ace Credit Risk Analyst in City of London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your experience in credit risk, especially in trade finance and structured finance, as well as any exposure to emerging markets. We want to see how your skills align with what we're looking for!
Showcase Your Skills: Don’t just list your responsibilities; showcase your achievements! Use specific examples that demonstrate your credit analysis capabilities and your ability to influence stakeholders. This will help us see the impact you've made in your previous roles.
Be Clear and Concise: When writing your application, clarity is key. Keep your language straightforward and avoid jargon unless it’s relevant to the role. We appreciate a well-structured application that gets straight to the point without unnecessary fluff.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you’re considered for this exciting opportunity. Plus, it shows you're keen on joining our team!
How to prepare for a job interview at Empresaria Group plc
✨Know Your Credit Risk Fundamentals
Make sure you brush up on your credit risk knowledge, especially around trade finance and structured credit. Be prepared to discuss specific instruments like letters of credit and guarantees, as well as how they relate to emerging markets.
✨Showcase Your Analytical Skills
During the interview, highlight your experience with financial statement analysis and credit underwriting. Bring examples of past transactions you've assessed, focusing on how you evaluated risks and made decisions that aligned with internal policies.
✨Communicate Effectively
Strong communication skills are key for this role. Practice articulating complex ideas clearly and concisely. Think about how you can influence stakeholders and be ready to share examples of how you've successfully collaborated with teams in the past.
✨Prepare for Scenario Questions
Expect scenario-based questions that test your problem-solving abilities. Prepare by thinking through potential challenges in credit risk management, particularly in fast-paced environments, and how you would address them while maintaining portfolio quality.