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For Companies At a Glance
- Tasks: Investigate client transactions to identify suspicious activity and protect against financial crime.
- Company: Join EML Payments, a global fintech leader with a mission for secure payment solutions.
- Benefits: Enjoy 25 days leave, hybrid work, and enhanced family leave options.
- Why this job: Make a real impact in the fight against financial crime while developing your skills.
- Qualifications: Experience in AML monitoring and strong analytical skills are essential.
- Other info: Collaborate globally and enjoy excellent career growth opportunities.
The predicted salary is between 36000 - 60000 £ per year.
EML Payments is a global leader in the fintech space. Our mission is to create awesome, instant, and secure payment solutions that connect our customers to their customers, anytime, anywhere, wherever money is in motion. Our Purpose is to inspire transformative digital change for our customers and communities.
This role is an exciting opportunity to join a fast-paced and dynamic 1LOD financial crime team. You will be responsible for reviewing, analysing and investigating client transaction activity to identify potential suspicious activity in line with anti-money laundering (AML) and counter terrorist financing (CTF) and regulatory requirements. This role is key in protecting the organisation and its clients from financial crime risks.
What You’ll Do
- Review system-generated alerts and assess unusual customer activity for potential AML/CTF concerns through transaction monitoring and financial crime screening processes.
- Conduct investigations using internal systems, customer profiles and external data sources.
- Identify patterns, typologies and red flags related to money laundering, fraud or other financial crimes.
- Escalate and draft suspicious activity reports (SARSs).
- Ensure all investigations comply with internal policies, procedures and regulatory standards.
- Document findings and decisions clearly to support audit and regulatory reviews.
- Assist in the preparation of reporting metrics for management and stakeholder review.
- Work with internal teams including CDD/KYB to understand what typical client activity should look like.
- Support ongoing enhancements to transaction monitoring & screening systems, rules and workflows.
Qualifications
- Experience conducting AML transaction monitoring, and financial crime screening.
- Strong analytical and investigative skills with attention to detail.
- Ability to identify suspicious activity and make sound, risk-based decisions.
- Excellent written and verbal communication skills for clear case documentation and escalation.
- Ability to think independently with the confidence to make recommendations to compliance and other stakeholders when necessary.
- Excellent attention to detail, organisation skills and the ability to manage multiple priorities in a fast-paced environment.
- Familiar with financial crime tools and platforms such as GBG Predator, Dow Jones, Featurespace.
- Own process improvements and can execute enhancements to the current ways of working.
- An enthusiastic self-starter who is proactive, collaborative and open to change.
What We Offer
- Recharge and Give Back: 25 days annual leave, 2 volunteering days, your birthday off – plus 5 extra ‘Take5’ days when you’ve used your core leave!
- Global Opportunities: Collaborate across Australia, the UK, North America, and Europe – with secondment opportunities available.
- Work Your Way: Hybrid working that fits your lifestyle and empowers smarter working.
- Family First: Enhanced family leave options with 12-weeks full pay for Primary Caregivers, and 4-weeks full pay for Secondary Caregivers.
- Invest in You: We cover your professional memberships and offer a competitive pension scheme.
- Wellbeing Matters: Private medical insurance, long-term illness cover, and life assurance.
- Perks & Rewards: Short-term bonus scheme, Cycle2Work, 24/7 Employee Assistance Programme, and exclusive discounts via Spectrum.Life’s BenefitsHub.
Financial Crime Operations Analyst employer: EML
Contact Detail:
EML Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Financial Crime Operations Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the fintech space, especially those working at EML Payments. A friendly chat can open doors and give you insights that might just land you an interview.
✨Tip Number 2
Prepare for the interview by brushing up on your AML and CTF knowledge. We want you to be able to discuss real-world scenarios and demonstrate your analytical skills. Show them you’re the right fit for their fast-paced team!
✨Tip Number 3
Don’t forget to showcase your problem-solving abilities. Think of examples where you’ve identified suspicious activity or improved processes. This will highlight your proactive nature and fit with EML’s mission.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in being part of the EML Payments family.
We think you need these skills to ace Financial Crime Operations Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Financial Crime Operations Analyst role. Highlight your experience with AML transaction monitoring and any relevant financial crime tools you've used. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about financial crime prevention and how your analytical skills can contribute to our mission. Keep it concise but impactful – we love a good story!
Show Off Your Attention to Detail: In this role, attention to detail is key. When you submit your application, double-check for any typos or errors. A polished application shows us that you take pride in your work and understand the importance of accuracy in financial crime operations.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, you’ll find all the info you need about the role and our company culture there!
How to prepare for a job interview at EML
✨Know Your AML/CTF Basics
Before the interview, brush up on your knowledge of anti-money laundering and counter-terrorist financing regulations. Be prepared to discuss how these concepts apply to the role and share examples of how you've identified suspicious activity in the past.
✨Showcase Your Analytical Skills
During the interview, highlight your analytical and investigative skills. Use specific examples from your previous experience where you successfully identified patterns or red flags in transaction monitoring. This will demonstrate your ability to think critically and make sound decisions.
✨Communicate Clearly
Since excellent communication is key for this role, practice articulating your thoughts clearly and concisely. Prepare to explain complex findings in a straightforward manner, as you'll need to document cases and escalate issues effectively.
✨Be Proactive and Collaborative
Emphasise your proactive nature and willingness to collaborate with internal teams. Share instances where you've taken the initiative to improve processes or worked closely with others to enhance transaction monitoring systems. This shows you're a team player who can adapt to change.
