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- Tasks: Provide expert legal support on contracts and regulatory matters in a fast-paced fintech environment.
- Company: Join EML, a global leader in innovative payment solutions.
- Benefits: Enjoy 25 days leave, hybrid working, and enhanced family leave options.
- Why this job: Make a real impact in the evolving world of e-money and payments.
- Qualifications: Qualified lawyer with 7+ years PQE in commercial or payments contracts.
- Other info: Collaborate globally and enjoy professional development opportunities.
The predicted salary is between 36000 - 60000 £ per year.
EML is a global leader in providing innovative payment solutions. Our legal team is pivotal in ensuring compliance and delivering strategic legal advice across our e‑money and Limited Network Exemption (LNE) programmes. Reporting to the Head of Legal, UK and Europe, you will provide expert support on complex contracts and regulatory matters in a dynamic, fast‑paced fintech environment.
Key Responsibilities
- Collaborate with commercial, product, compliance, risk, finance, and operations teams to accelerate speed to revenue, support business growth, and deliver timely launches.
- Support the structuring and launch of new business models, providing legal guidance on innovative product and partnership structures.
- Draft, review, negotiate, and close commercial agreements for e‑money and LNE programmes.
- Update and standardise legacy agreements to current templates and regulatory expectations.
- Lead legal workstreams to get the business ready to comply with new UK safeguarding rules for e‑money institutions.
- Draft, negotiate, and advise on intragroup outsourcing agreements, ensuring compliance with regulatory requirements and alignment with group policies.
- Partner with Compliance on regulatory correspondence ensuring contracts and disclosures align with supervisory expectations.
- Maintain and uplift legal templates, clause libraries, playbooks, and fallback positions for payments programmes.
Qualifications
- Qualified lawyer (England & Wales or Ireland preferred) with 7+ years PQE in commercial/technology or payments contracts; in‑house experience in a regulated environment desirable.
- Experience with card issuing, payments, electronic money, KYB/AML, and regulator engagement (UK/EU).
- Demonstrated expertise in LNE (Limited Network Exemption) and e‑money (EMI) regimes, including structuring, negotiating, and updating contracts for LNE card programmes and e‑money products.
- Strong working knowledge of UK Payment Services Regulations 2017, Electronic Money Regulations 2011, and PSD2 (EU) 2015/2366.
- Experience with government procurement contracts and RFPs, including public sector frameworks, call‑off contracts, and competitive tendering processes desirable.
- Experience drafting and negotiating intragroup outsourcing agreements, with a strong understanding of regulatory expectations for outsourcing in financial services.
- Experience supporting or advising on platform migrations is welcome.
- Excellent research, analytical, and organisational skills.
- Ability to work independently and as part of a team.
- High level of professionalism and confidentiality.
What’s in it for You…
- 25 days annual leave, 2 volunteering days, your birthday off – plus 5 extra ‘Take5’ days when you’ve used your core leave!
- Collaborate across Australia, the UK, North America, and Europe – with secondment opportunities available.
- Hybrid working that fits your lifestyle and empowers smarter working.
- Enhanced family leave options with 12‑weeks full pay for Primary Caregivers, and 4‑weeks full pay for Secondary Caregivers.
- We cover your professional memberships and offer a competitive pension scheme.
- Private medical insurance, long‑term illness cover, and life assurance.
- Short‑term bonus scheme, Cycle2Work, 24/7 Employee Assistance Programme, and exclusive discounts via Spectrum.Life’s BenefitsHub.
EEO Statement
EML Payments provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.
Senior Legal Counsel (Fixed Term Contract) — LNE & E-Money in England employer: EML
Contact Detail:
EML Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Legal Counsel (Fixed Term Contract) — LNE & E-Money in England
✨Tip Number 1
Network like a pro! Reach out to your connections in the legal and fintech sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by researching the company and its recent projects. Understand their e-money and LNE programmes inside out. This will help you tailor your answers and show that you're genuinely interested in what they do.
✨Tip Number 3
Practice your negotiation skills! As a Senior Legal Counsel, you'll need to demonstrate your ability to negotiate contracts effectively. Role-play with a friend or mentor to build your confidence before the real deal.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace Senior Legal Counsel (Fixed Term Contract) — LNE & E-Money in England
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your expertise in commercial contracts, regulatory matters, and any relevant fintech experience to catch our eye!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for the Senior Legal Counsel role. Share specific examples of your past work that align with our needs, especially around e-money and LNE.
Showcase Your Legal Expertise: We want to see your legal prowess! Include details about your experience with UK Payment Services Regulations and any relevant projects you've led. This will help us understand how you can contribute to our team.
Apply Through Our Website: Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. We can't wait to hear from you!
How to prepare for a job interview at EML
✨Know Your Legal Stuff
Make sure you brush up on the UK Payment Services Regulations and Electronic Money Regulations. Be ready to discuss how your experience aligns with these regulations, especially in relation to LNE and e-money products.
✨Showcase Your Collaboration Skills
Since the role involves working with various teams, prepare examples of how you've successfully collaborated with commercial, compliance, and risk teams in the past. Highlight specific projects where your legal expertise helped accelerate business growth.
✨Prepare for Complex Scenarios
Think about complex contracts or regulatory matters you've handled before. Be ready to discuss your approach to drafting, reviewing, and negotiating agreements, particularly in a fast-paced fintech environment.
✨Ask Insightful Questions
Prepare thoughtful questions about the company's current challenges in compliance and regulatory matters. This shows your genuine interest in the role and helps you understand how you can contribute effectively.
