At a Glance
- Tasks: Investigate client transactions to identify suspicious activity and ensure compliance with regulations.
- Company: Join EML Payments, a global fintech leader transforming payment solutions.
- Benefits: Competitive salary, flexible working culture, and generous leave programs.
- Other info: Dynamic team environment with opportunities for professional growth and process improvements.
- Why this job: Make a real impact in the fight against financial crime while developing your skills.
- Qualifications: Strong analytical skills and understanding of anti-money laundering regulations required.
The predicted salary is between 40000 - 50000 £ per year.
EML Payments is a global leader in the fintech space. Our mission is to create awesome, instant, and secure payment solutions that connect our customers to their customers, anytime, anywhere, wherever money is in motion. Our Purpose is to inspire transformative digital change for our customers and communities.
About the role
This role is an exciting opportunity to join a fast-paced and dynamic 1LOD financial crime team. You will be responsible for reviewing, analysing and investigating client transaction activity to identify potential suspicious activity in line with anti-money laundering (AML) and counter terrorist financing (CTF) and regulatory requirements. This role is key in protecting the organisation and its clients from financial crime risks.
What you'll do
- Conduct thorough corporate CDD checks for new customers, including verification of identity and beneficial ownership analysis.
- Review and validate documentation to ensure compliance with regulatory and internal standards.
- Assess risk profiles and elevate high risk factors comprehensively.
- Conduct investigations using internal systems, customer profiles and external data sources.
- Escalate and draft suspicious activity reports (SARSs).
- Ensure all investigations comply with internal policies, procedures and regulatory standards.
- Document findings and decisions clearly to support audit and regulatory reviews.
- Assist in the preparation of reporting metrics for management and stakeholder review.
- Support ongoing enhancements to financial crime processes, rules, and workflows.
Qualifications
- Solid understanding of customer due diligence (KYB), anti-money laundering regulations, and financial crime risk management.
- Strong analytical and investigative skills with attention to detail.
- Ability to identify suspicious activity and make sound, risk-based decisions.
- Excellent written and verbal communication skills for clear case documentation and escalation.
- Ability to think independently with the confidence to make recommendations to compliance and other stakeholders when necessary.
- Excellent attention to detail, organisation skills and the ability to manage multiple priorities in a fast-paced environment.
- Own process improvements and can execute enhancements to the current ways of working.
- An enthusiastic self-starter who is proactive, collaborative and open to change.
- Prior exposure to transaction monitoring systems and processes will be an advantage.
What We Offer
If you love what you do, you should love where you do it. We appreciate that everyone’s different and has their own preferences of where and how to work. We genuinely believe in the power of regular face‑to‑face interactions in building close connections with our teams, but we also strongly believe people can work effectively remotely. This means that combining both is the key to success.
- Competitive Salary: We offer a competitive salary package commensurate with your skills, experience, and industry standards.
- Short-Term Incentive (STI) Opportunity: You will have the opportunity to participate in our short-term incentive program, based on performance targets and business objectives.
- Flexible working culture where you’re empowered to work in a way that suits your lifestyle, anywhere.
- Leave Programs: Enjoy benefits such as the Take 5 extra annual leave program, Birthday leave, and 2 days of volunteer leave per year.
Anti-Money Laundering Analyst in Birmingham employer: EML
EML Payments is an exceptional employer that champions a flexible working culture, allowing employees to thrive in a way that suits their lifestyle while fostering strong team connections through regular face-to-face interactions. With a competitive salary package, short-term incentive opportunities, and unique leave programs such as extra annual leave and volunteer days, EML Payments prioritises employee well-being and growth, making it an ideal place for those seeking meaningful and rewarding careers in the fintech sector.
StudySmarter Expert Advice🤫
We think this is how you could land Anti-Money Laundering Analyst in Birmingham
✨Tip Number 1
Network like a pro! Reach out to people in the fintech space, especially those working in anti-money laundering roles. Use platforms like LinkedIn to connect and engage with them; you never know who might have a lead on your dream job!
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of AML regulations and financial crime risk management. We recommend doing mock interviews with friends or using online resources to practice your responses to common questions.
✨Tip Number 3
Showcase your analytical skills! During interviews, be ready to discuss specific examples of how you've identified suspicious activity or improved processes in previous roles. This will demonstrate your value to potential employers.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are proactive about their job search!
We think you need these skills to ace Anti-Money Laundering Analyst in Birmingham
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Anti-Money Laundering Analyst role. Highlight your experience with customer due diligence and any relevant financial crime risk management skills. We want to see how you fit into our mission!
Show Off Your Analytical Skills:In your application, emphasise your strong analytical and investigative skills. Give examples of how you've identified suspicious activity in the past. This is key for us as we need someone who can make sound, risk-based decisions.
Be Clear and Concise:When documenting your experiences, keep it clear and to the point. Use bullet points where possible to make it easy for us to read. Remember, excellent written communication is crucial for this role!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re proactive and keen to join our team!
How to prepare for a job interview at EML
✨Know Your AML Basics
Before the interview, brush up on your understanding of anti-money laundering regulations and customer due diligence. Be ready to discuss how these concepts apply to real-world scenarios, as this will show your potential employer that you’re not just familiar with the terms but can also think critically about them.
✨Showcase Your Analytical Skills
Prepare examples from your past experiences where you successfully identified suspicious activity or improved processes. Use the STAR method (Situation, Task, Action, Result) to structure your answers, making it easy for the interviewer to see your thought process and problem-solving abilities.
✨Communicate Clearly
Since excellent written and verbal communication skills are crucial for this role, practice articulating your thoughts clearly. You might even want to draft a few mock suspicious activity reports (SARSs) to demonstrate your ability to document findings effectively during the interview.
✨Be Proactive and Open to Change
During the interview, express your enthusiasm for process improvements and your willingness to adapt. Share any experiences where you’ve taken the initiative to enhance workflows or tackle challenges, as this aligns perfectly with the dynamic nature of the role.
