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- Tasks: Investigate client transactions to identify suspicious activity and protect against financial crime.
- Company: Join EML Payments, a global fintech leader with a mission for secure payment solutions.
- Benefits: Enjoy 25 days leave, hybrid work, and enhanced family leave options.
- Why this job: Make a real impact in the fight against financial crime while developing your skills.
- Qualifications: Experience in AML transaction monitoring and strong analytical skills required.
- Other info: Collaborate globally and enjoy excellent career growth opportunities.
The predicted salary is between 36000 - 60000 £ per year.
EML Payments is a global leader in the fintech space. Our mission is to create awesome, instant, and secure payment solutions that connect our customers to their customers, anytime, anywhere, wherever money is in motion. Our Purpose is to inspire transformative digital change for our customers and communities.
About the role
This role is an exciting opportunity to join a fast-paced and dynamic 1LOD financial crime team. You will be responsible for reviewing, analysing and investigating client transaction activity to identify potential suspicious activity in line with anti-money laundering (AML) and counter terrorist financing (CTF) and regulatory requirements. This role is key in protecting the organisation and its clients from financial crime risks.
What you'll do:
- Review system-generated alerts and assess unusual customer activity for potential AML/CTF concerns through transaction monitoring and financial crime screening processes.
- Conduct investigations using internal systems, customer profiles and external data sources.
- Identify patterns, typologies and red flags related to money laundering, fraud or other financial crimes.
- Escalate and draft suspicious activity reports (SARSs).
- Ensure all investigations comply with internal policies, procedures and regulatory standards.
- Document findings and decisions clearly to support audit and regulatory reviews.
- Assist in the preparation of reporting metrics for management and stakeholder review.
- Work with internal teams including CDD/KYB to understand what typical client activity should look like.
- Support ongoing enhancements to transaction monitoring & screening systems, rules and workflows.
Qualification:
- Experience conducting AML transaction monitoring, and financial crime screening.
- Strong analytical and investigative skills with attention to detail.
- Ability to identify suspicious activity and make sound, risk-based decisions.
- Excellent written and verbal communication skills for clear case documentation and escalation.
- Ability to think independently with the confidence to make recommendations to compliance and other stakeholders when necessary.
- Excellent attention to detail, organisation skills and the ability to manage multiple priorities in a fast-paced environment.
- Familiar with financial crime tools and platforms such as GBG Predator, Dow Jones, Featurespace.
- Own process improvements and can execute enhancements to the current ways of working.
- An enthusiastic self-starter who is proactive, collaborative and open to change.
What We Offer:
- Recharge and Give Back: 25 days annual leave, 2 volunteering days, your birthday off – plus 5 extra ‘Take5’ days when you’ve used your core leave!
- Global Opportunities: Collaborate across Australia, the UK, North America, and Europe – with secondment opportunities available.
- Work Your Way: Hybrid working that fits your lifestyle and empowers smarter working.
- Family First: Enhanced family leave options with 12-weeks full pay for Primary Caregivers, and 4-weeks full pay for Secondary Caregivers.
- Invest in You: We cover your professional memberships and offer a competitive pension scheme.
- Wellbeing Matters: Private medical insurance, long-term illness cover, and life assurance.
- Perks & Rewards: Short-term bonus scheme, Cycle2Work, 24/7 Employee Assistance Programme, and exclusive discounts via Spectrum.Life’s BenefitsHub.
Financial Crime Operations Analyst employer: EML Payments Solutions Ltd (EPSL)
Contact Detail:
EML Payments Solutions Ltd (EPSL) Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Financial Crime Operations Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the fintech space, especially those working at EML Payments. A friendly chat can open doors and give you insider info about the company culture and what they really value in candidates.
✨Tip Number 2
Prepare for the interview by brushing up on your AML/CTF knowledge. Be ready to discuss real-life scenarios where you've identified suspicious activity or improved processes. Show us you can think critically and make sound decisions under pressure!
✨Tip Number 3
Don’t just apply and wait! Follow up on your application through our website. A quick email expressing your enthusiasm can set you apart from the crowd and show that you're genuinely interested in joining our team.
✨Tip Number 4
Showcase your analytical skills! Prepare examples of how you've used data to identify patterns or solve problems in previous roles. We love candidates who can demonstrate their ability to tackle financial crime challenges head-on.
We think you need these skills to ace Financial Crime Operations Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Financial Crime Operations Analyst role. Highlight your experience with AML transaction monitoring and any relevant financial crime tools you've used. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about financial crime prevention and how your analytical skills can contribute to our mission. Keep it engaging and personal – we love to see your personality!
Showcase Your Investigative Skills: In your application, be sure to mention specific examples of how you've identified suspicious activity in the past. We’re looking for those strong analytical skills, so don’t hold back on sharing your success stories!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us that you’re genuinely interested in joining our team at EML Payments!
How to prepare for a job interview at EML Payments Solutions Ltd (EPSL)
✨Know Your AML/CTF Basics
Make sure you brush up on your anti-money laundering and counter-terrorist financing knowledge. Understand the key regulations and how they apply to transaction monitoring. This will show that you're not just familiar with the terms, but that you can apply them in real-world scenarios.
✨Show Off Your Analytical Skills
Prepare to discuss specific examples where you've identified suspicious activity or patterns in previous roles. Use the STAR method (Situation, Task, Action, Result) to structure your answers. This will help demonstrate your analytical prowess and attention to detail.
✨Communicate Clearly
Since you'll need to document findings and escalate issues, practice articulating your thoughts clearly and concisely. You might even want to do a mock interview with a friend to refine your communication skills. Remember, clarity is key in compliance roles!
✨Be Ready for Process Improvement Questions
Think about times when you've improved processes in your past roles. Be prepared to discuss how you can contribute to enhancing transaction monitoring and screening systems at EML Payments. Showing that you're proactive and open to change will set you apart from other candidates.
