At a Glance
- Tasks: Analyse and oversee Elect Capital’s loan portfolio and revenue performance.
- Company: Fast-paced finance company disrupting traditional lending with innovative solutions.
- Benefits: Competitive salary, career growth, and exposure to senior leadership.
- Other info: Collaborative culture focused on clarity, action, and continuous improvement.
- Why this job: Join a dynamic team and make a real impact in the finance sector.
- Qualifications: 2-5 years in finance or lending operations; strong analytical skills required.
The predicted salary is between 40000 - 50000 € per year.
Elect Capital backs ambitious UK, Canadian and US businesses with capital that cuts through the noise. Built for speed, edge and action, we deliver funding where others stall. We’re not here to reinvent financing. We’re here to do it better. We move at the pace of our clients and connect them to capital that works. Elect offers 1 – 9 month business financing with daily or weekly repayments and fast, transparent decisions. 90% of completed applications receive an offer within 4 hours, with clear pricing, no unnecessary hurdles, and a team that knows how to get deals done.
We are on a mission to back ambition. Disrupting the lines of traditional finance and providing access to ambitious businesses, with capital that moves as fast as they do.
OUR VALUES: C.O.R.E
- Challenge: Ask the hard questions. Improve what you touch.
- Opportunity: Spot it. Shape it. Run with it.
- Resilience: Stay steady. Adapt fast. Keep momentum.
- Edge: Think sharp. Move sharp. Stand out.
We hire people who act fast, think commercially, and bring clarity to everything they do.
THE PERFECT FIT
We’re not a coasting kind of company. Elect is fast, challenging and focused, and we love it that way. Things move quickly here, and the bar is high. If you thrive in that kind of environment, you’ll do well. To thrive at Elect, you’ll need:
- A sharp mind and a strong work ethic
- The ability to stay calm, focused and accurate under pressure
- A natural instinct to spot issues, fix them fast, and always look for a better way
- Resilience and a team-first mentality. We challenge each other daily, but we back each other even harder
- A bias for clarity, action and ownership
- A desire to go beyond the job description and raise the bar
THE ROLE
The Loan Book Analyst will play a key role in overseeing and analysing Elect Capital’s loan portfolio and revenue performance across the business. Reporting to the Group Financial Controller, this role sits at the centre of Elect’s funding and portfolio operations, ensuring the integrity of loan book reporting, revenue recognition, provisioning and funding analysis across a fast-moving lending platform. This is a hands-on analytical role focused on understanding the performance and movement of the Elect loan book on a daily basis. You will work closely with finance, operations and funding partners to ensure reporting is accurate, funding flows are reconciled, and portfolio performance is clearly understood and communicated. The role requires strong analytical capability, attention to detail and confidence working with financial and operational data in a fast-paced environment.
KEY RESPONSIBILITIES
- Support reporting and analysis across Elect Capital’s loan portfolio, ensuring balances, movements and portfolio reporting remain accurate and complete.
- Prepare daily, weekly and monthly reporting on loan book performance, funding activity, collections, revenue and balance sheet movements.
- Support revenue recognition and reporting across the portfolio, ensuring income is recorded accurately and consistently.
- Support and facilitate daily funding operations, ensuring funding activity is reconciled and reported correctly.
- Monitor portfolio performance and support provisioning and write-off calculations in line with internal policy.
- Perform reconciliations across loan management systems, funding data and finance reporting outputs.
- Work closely with funding partners, supporting reporting requirements, reconciliations and portfolio analysis.
- Investigate reporting discrepancies, data issues and portfolio variances, ensuring issues are identified and resolved quickly.
- Support month-end close activities relating to loan book accounting, accrued revenue and portfolio reporting.
- Identify opportunities to improve reporting, controls and operational processes as the business scales.
- Collaborate closely with finance, underwriting, collections and operations teams to ensure strong visibility across portfolio performance.
WHAT WE’RE LOOKING FOR
- 2–5 years of experience in finance, financial analysis, lending operations or portfolio reporting.
- Experience working within financial services, fintech or lending is beneficial.
- Strong analytical skills with confidence working with large datasets, reconciliations and financial reporting.
- Strong understanding of revenue recognition, balance sheet movements and financial controls.
- Advanced Excel skills and comfort working across financial systems and operational data.
- Highly organised with excellent attention to detail and accuracy.
- Able to work independently in a fast-paced environment while managing multiple priorities.
- A proactive mindset with the ability to identify issues, challenge outputs and improve reporting processes.
- Strong communication skills and confidence working with internal stakeholders and external funding partners.
- Professional accounting qualification (ACA, ACCA, CIMA or equivalent) preferred.
WHAT WE OFFER
- A high-impact analytical role at the centre of Elect Capital’s lending platform.
- Direct exposure to senior leadership, funding structures and portfolio performance.
- The opportunity to develop deep experience across lending analytics, portfolio reporting and structured finance operations.
- A team-first culture built on pace, clarity and commercial thinking.
- Competitive salary and strong long-term career growth opportunities.
Think you’re a fit? Let’s talk.
Loan Book Analyst in London employer: Elect Capital
Elect Capital is an exceptional employer that thrives on speed, clarity, and a team-first culture, making it an ideal place for those who excel in fast-paced environments. With a focus on employee growth, you will gain direct exposure to senior leadership and have the opportunity to develop deep expertise in lending analytics and portfolio reporting. Our competitive salary and commitment to fostering resilience and opportunity ensure that you will not only contribute to our mission but also advance your career in a meaningful way.
StudySmarter Expert Advice🤫
We think this is how you could land Loan Book Analyst in London
✨Tip Number 1
Network like a pro! Get out there and connect with people in the finance and lending sectors. Attend industry events, join relevant online groups, and don’t be shy about reaching out to professionals on LinkedIn. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by researching Elect Capital and its mission. Understand their values and how they operate. When you walk into that interview, show them you’re not just another candidate – demonstrate your passion for their fast-paced environment and how you can contribute to their goals.
✨Tip Number 3
Practice your analytical skills! Since the Loan Book Analyst role is all about data, brush up on your Excel and financial reporting skills. Consider doing mock analyses or case studies to showcase your ability to handle large datasets and spot discrepancies quickly.
✨Tip Number 4
Apply through our website! It’s the quickest way to get your application in front of the right people. Plus, it shows you’re serious about joining Elect Capital. Don’t forget to tailor your application to highlight your experience in finance and your knack for problem-solving!
We think you need these skills to ace Loan Book Analyst in London
Some tips for your application 🫡
Show Your Analytical Skills:Make sure to highlight your analytical capabilities in your application. We want to see how you can handle large datasets and financial reporting, so give us examples of your past experiences that showcase these skills.
Be Clear and Concise:When writing your application, clarity is key! Keep your language straightforward and avoid jargon. We appreciate a well-structured application that gets straight to the point, just like we do in our work.
Tailor Your Application:Don’t just send a generic application! Tailor it to fit the Loan Book Analyst role. Mention specific responsibilities from the job description and explain how your experience aligns with them. We love seeing candidates who take the time to connect their background to our needs.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re proactive, which is exactly what we’re looking for!
How to prepare for a job interview at Elect Capital
✨Know Your Numbers
As a Loan Book Analyst, you'll be dealing with financial data daily. Brush up on your analytical skills and be prepared to discuss how you’ve handled large datasets in the past. Be ready to explain your approach to revenue recognition and balance sheet movements.
✨Show Your Resilience
Elect Capital values resilience and the ability to adapt under pressure. Think of examples from your previous roles where you faced challenges and how you overcame them. This will demonstrate that you can thrive in a fast-paced environment.
✨Ask the Right Questions
During the interview, don’t hesitate to ask insightful questions about Elect Capital’s operations and their approach to funding. This shows that you’re not just interested in the role but also in understanding the company’s mission and values.
✨Highlight Team Collaboration
Elect Capital emphasises a team-first mentality. Prepare to share experiences where you worked closely with others, especially in finance or lending operations. Show how you contributed to team success and how you support your colleagues.
