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- Tasks: Lead daily operations and drive growth for Elect Capital, managing lending processes and team performance.
- Company: Elect is a UK-based lending brand focused on empowering SMEs with short-term, high-value loans.
- Benefits: Competitive salary, performance bonuses, and opportunities for career development in a dynamic environment.
- Why this job: Join a new brand, shape its future, and work in a collaborative culture that values innovation.
- Qualifications: 5+ years in leadership within financial services; strong knowledge of SME lending and operational management.
- Other info: Opportunity to work with cutting-edge technology and enhance the customer experience.
The predicted salary is between 60000 - 84000 £ per year.
About Elect
Elect is a dynamic UK-based lending brand specializing in short-term, high-value loans for SMEs. With a focus on speed, flexibility, and innovative underwriting, Elect empowers small businesses with the capital they need to thrive. We are seeking a highly motivated and experienced General Manager to lead our operations and drive growth.
This is a new brand by mclfinance.
Role Overview
The General Manager will own the day-to-day operations of Elect Capital UK Limited, ensuring seamless execution of lending processes, efficient team management, and achievement of strategic objectives. You will play a critical role in launching the brand, building operational frameworks, and managing relationships with internal and external stakeholders.
Key Responsibilities
Strategic Leadership
- Develop and implement operational strategies to achieve lending volume targets (£5M–£10M per month within 6 months).
- Collaborate with the mclfinance SLT to align operational goals with the company’s vision and growth plans.
- Analyze market trends and competitors to identify opportunities for innovation and differentiation.
Operational Management
- Oversee the end-to-end lending process, from application to repayment, ensuring compliance with internal policies and regulatory requirements (e.g. broker disclosures and AML).
- Establish and monitor KPIs for lending volumes, default rates, and collections efficiency.
- Implement efficient workflows for underwriting, collections, and customer service.
- Manage relationships with brokers and partners, ensuring high-quality lead generation and retention.
Team Leadership
- Recruit, train, and manage a high-performing team, including collections, underwriting, and business development staff.
- Act as a mentor and leader, fostering a culture of accountability and continuous improvement.
- Coordinate with seconded staff from MCL Finance to optimize resource allocation.
Technology Implementation
- Work with IT teams to enhance the technology stack, including reporting tools, open banking integration, and customer portals.
- Ensure systems are user-friendly, scalable, and aligned with business needs.
Qualifications and Skills
Essential
- Proven experience (5+ years) in a leadership role within financial services, fintech, or lending.
- Strong knowledge of SME lending, underwriting, and collections processes.
- Exceptional operational and strategic management skills.
- Experience managing P&L, budgets, and financial performance.
- Familiarity with regulatory and compliance requirements.
- Ability to build and manage high-performing teams.
- Excellent communication, negotiation, and stakeholder management skills.
Desirable
- Experience in short-term or high-risk lending.
- Knowledge of open banking technology and fintech innovations.
- Exposure to managing cross-border operations or partnerships.
What We Offer
- Competitive salary and performance-based bonuses. (OTE £100,000 pa)
- Opportunity to lead a high-growth brand and shape its future.
- Collaborative and dynamic work environment.
- Career development and advancement opportunities within the MCL Finance ecosystem.
To Apply:
Please send your CV and a cover letter detailing your relevant experience and vision for the role to davinia@mclfinance.com.
Elect Capital | General Manager employer: ELECT CAPITAL
Contact Detail:
ELECT CAPITAL Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Elect Capital | General Manager
✨Tip Number 1
Familiarize yourself with the latest trends in SME lending and fintech innovations. This knowledge will not only help you understand the market better but also demonstrate your expertise during discussions with our team.
✨Tip Number 2
Network with professionals in the financial services sector, especially those involved in lending and fintech. Building relationships can provide valuable insights and potentially lead to referrals that could strengthen your application.
✨Tip Number 3
Prepare to discuss your experience in managing P&L and budgets in detail. We value candidates who can showcase their financial acumen and strategic thinking, so be ready to share specific examples from your past roles.
✨Tip Number 4
Highlight any experience you have with technology implementation in lending processes. Our focus on enhancing our technology stack means that familiarity with tools like open banking integration will set you apart from other candidates.
We think you need these skills to ace Elect Capital | General Manager
Some tips for your application 🫡
Understand the Company: Before applying, take some time to understand Elect Capital's mission and values. Familiarize yourself with their lending processes and the SME market to tailor your application effectively.
Craft a Tailored Cover Letter: In your cover letter, clearly articulate your relevant experience in financial services and how it aligns with the role of General Manager. Highlight your strategic leadership skills and provide examples of how you've driven growth in previous positions.
Highlight Key Achievements: When updating your CV, focus on quantifiable achievements that demonstrate your operational management and team leadership capabilities. Use metrics to showcase your success in managing P&L, budgets, and lending volumes.
Proofread Your Application: Before submitting your application, ensure that both your CV and cover letter are free from errors. A polished application reflects your attention to detail and professionalism, which are crucial for a leadership role.
How to prepare for a job interview at ELECT CAPITAL
✨Showcase Your Leadership Experience
Make sure to highlight your previous leadership roles, especially in financial services or fintech. Discuss specific examples where you successfully managed teams and drove operational success.
✨Understand the Lending Process
Demonstrate a strong understanding of the end-to-end lending process, including underwriting and collections. Be prepared to discuss how you would ensure compliance with internal policies and regulatory requirements.
✨Discuss Strategic Vision
Be ready to articulate your strategic vision for Elect Capital. Share your thoughts on how you would achieve the ambitious lending volume targets and what innovative strategies you might implement.
✨Prepare for Stakeholder Management Questions
Expect questions about managing relationships with brokers and partners. Prepare examples of how you've successfully built and maintained these relationships in the past.
