At a Glance
- Tasks: Oversee credit portfolio, analyse risks, and support strategic initiatives.
- Company: Leading international banking organisation with a focus on credit risk.
- Benefits: Competitive salary, career growth, and dynamic work environment.
- Other info: Join a collaborative team and enhance your professional skills in a thriving sector.
- Why this job: Make a real impact in credit risk management while working with senior stakeholders.
- Qualifications: 5+ years in credit risk management and strong Mandarin skills required.
The predicted salary is between 63000 - 77000 £ per year.
Senior Credit Portfolio Officer (Mandarin Speaker)London | Office based
A leading international banking organisation is seeking an experienced Senior Credit Portfolio Officer to join its Credit Risk function in London.
This is an excellent opportunity for a credit risk professional with strong portfolio management expertise to take ownership of portfolio oversight, stress testing, provisioning analysis, and asset quality monitoring across a diverse corporate and structured lending book.
The Opportunity You will play a key role in overseeing the Bank's credit portfolio, ensuring emerging risks are identified early and that portfolio performance remains aligned to the firm's risk appetite.
Working closely with senior stakeholders, you will provide insightful analysis, drive portfolio monitoring activities, support regulatory requirements, and contribute to strategic credit risk initiatives.
Key Responsibilities
- Monitor and analyse portfolio credit risk metrics, including concentration risk, sector exposure, country risk and non-performing loan (NPL) trends.
- Produce high-quality portfolio reporting and management information for senior management, committees, auditors and regulators.
- Lead portfolio stress testing, scenario analysis and credit loss forecasting activities, including IFRS 9 expected credit loss (ECL) assessments.
- Develop and enhance early warning indicator frameworks to identify deteriorating credits and emerging portfolio risks.
- Support asset quality management, NPL reviews and debt write-off processes.
- Act as a key point of contact for internal and external audit reviews and regulatory examinations.
- Contribute to policy, procedure and governance enhancements across the Credit Risk function.
Experience Required
- 5+ years' experience within Credit Risk Portfolio Management, Portfolio Analytics or Credit Risk in a commercial, corporate or investment banking environment.
- Strong understanding of wholesale banking credit risk and complex lending portfolios.
- Excellent knowledge of IFRS 9, Expected Credit Loss (ECL) methodologies and credit risk parameters including PD, LGD and EAD.
- Experience conducting stress testing, scenario modelling and portfolio analytics.
- Excellent stakeholder management and communication skills.
- Mandarin speaker (essential)
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Senior Credit Portfolio Officer Mandarin Speaking - Hays employer: eFinancialCareers
Quilter plc is an exceptional employer, offering a dynamic work environment in Southampton where innovation and collaboration thrive. With a strong commitment to employee growth, comprehensive benefits including a generous holiday allowance and a non-contributory pension scheme, Quilter fosters a culture of inclusivity and continuous improvement, empowering employees to make meaningful contributions to the financial futures of their clients and communities.
