At a Glance
- Tasks: Oversee credit portfolio, analyse risks, and drive strategic initiatives in a dynamic banking environment.
- Company: Leading international banking organisation with a focus on innovation and risk management.
- Benefits: Competitive salary, professional development, and opportunities for career advancement.
- Other info: Join a collaborative team and enhance your expertise in a fast-paced financial sector.
- Why this job: Make a real impact in credit risk management while working with senior stakeholders.
- Qualifications: 5+ years in Credit Risk Portfolio Management and strong Mandarin communication skills.
The predicted salary is between 63000 - 77000 £ per year.
Senior Credit Portfolio Officer (Mandarin Speaker)London | Office based
A leading international banking organisation is seeking an experienced Senior Credit Portfolio Officer to join its Credit Risk function in London.
This is an excellent opportunity for a credit risk professional with strong portfolio management expertise to take ownership of portfolio oversight, stress testing, provisioning analysis, and asset quality monitoring across a diverse corporate and structured lending book.
The Opportunity You will play a key role in overseeing the Bank's credit portfolio, ensuring emerging risks are identified early and that portfolio performance remains aligned to the firm's risk appetite.
Working closely with senior stakeholders, you will provide insightful analysis, drive portfolio monitoring activities, support regulatory requirements, and contribute to strategic credit risk initiatives.
Key Responsibilities
- Monitor and analyse portfolio credit risk metrics, including concentration risk, sector exposure, country risk and non-performing loan (NPL) trends.
- Produce high-quality portfolio reporting and management information for senior management, committees, auditors and regulators.
- Lead portfolio stress testing, scenario analysis and credit loss forecasting activities, including IFRS 9 expected credit loss (ECL) assessments.
- Develop and enhance early warning indicator frameworks to identify deteriorating credits and emerging portfolio risks.
- Support asset quality management, NPL reviews and debt write-off processes.
- Act as a key point of contact for internal and external audit reviews and regulatory examinations.
- Contribute to policy, procedure and governance enhancements across the Credit Risk function.
Experience Required
- 5+ years' experience within Credit Risk Portfolio Management, Portfolio Analytics or Credit Risk in a commercial, corporate or investment banking environment.
- Strong understanding of wholesale banking credit risk and complex lending portfolios.
- Excellent knowledge of IFRS 9, Expected Credit Loss (ECL) methodologies and credit risk parameters including PD, LGD and EAD.
- Experience conducting stress testing, scenario modelling and portfolio analytics.
- Excellent stakeholder management and communication skills.
- Mandarin speaker (essential)
- #J-18808-Ljbffr
Senior Credit Portfolio Officer Mandarin Speaking - Hays in London employer: eFinancialCareers
Join a leading international banking organisation in London, where you will thrive in a dynamic work culture that values collaboration and innovation. As a Senior Credit Portfolio Officer, you will benefit from extensive professional development opportunities, competitive remuneration, and the chance to make a significant impact on the bank's credit risk strategies. With a focus on employee growth and a supportive environment, this role offers a unique opportunity to advance your career while contributing to the success of a prestigious institution.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Portfolio Officer Mandarin Speaking - Hays in London
✨Tap into Campus Networks
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We think you need these skills to ace Senior Credit Portfolio Officer Mandarin Speaking - Hays in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to eFinancialCareers.
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Research and Reflect:Before hitting that 'apply' button on eFinancialCareers's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at eFinancialCareers
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with eFinancialCareers.
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✨Show Your Passion for Finance
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Before your interview, reach out to current or former eFinancialCareers employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
