At a Glance
- Tasks: Manage real estate loan portfolios and ensure seamless servicing for borrowers and brokers.
- Company: Leading UK real estate lender with a strong reputation in tailored finance solutions.
- Benefits: Competitive salary, dynamic work environment, and opportunities for professional growth.
- Other info: Exciting opportunity for career advancement in a fast-paced industry.
- Why this job: Join a thriving team and make a real impact in the real estate finance sector.
- Qualifications: Understanding of property valuations, planning, and asset management is essential.
The predicted salary is between 60000 - 80000 € per year.
Our client is one of the UK's leading real estate lenders, offering bridging finance solutions across diverse property sectors. Over the last few years they have deployed over £1.5bn. They have built a strong reputation delivering tailored finance solutions between £1 - £100m and they take an equity-based underwriting approach, allowing for precise asset valuation and risk assessment, leading to more secure and reliable loan structuring.
Given increased lending activity this year, a need has arisen for a hire into the loan portfolio management team. The successful candidate will act as the primary point of contact for borrowers, brokers and internal stakeholders, ensuring the seamless servicing of existing facilities, proactive management of accounts, and the timely escalation of any emerging risks. A solid understanding of property including valuations, planning and asset management is essential to performing this role effectively.
Key Responsibilities:- Serve as the primary point of contact for all post-completion servicing matters for borrowers, brokers and internal stakeholders.
- Manage borrower requests that may vary their original facility agreement, including extensions, consents to lease, and part releases of security.
- Maintain an accurate record of live enquiries, keeping borrowers fully informed of requirements, status and decisions throughout.
- Issue timely, high-quality responses to all enquiries in line with the team's service level requirements.
- Prepare and present accurate credit proposals for amendments to existing facilities, ensuring compliance with the firms credit policies and procedures.
- Manage accounts approaching the end of their facility terms, proactively facilitating repayment or agreeing short-term extensions where appropriate.
- Monitor early warning indicators across the portfolio, taking appropriate and timely action and escalating concerns in line with internal policy.
- Track borrower business plans and development programmes, ensuring key milestones are met on schedule and engaging proactively with borrowers where progress deviates from agreed targets.
- Maintain a thorough understanding of property-level developments across the portfolio, identifying and escalating any material issues including planning, title, construction or market-related matters that may affect security value or loan performance.
- Monitor ongoing loan covenants and facility conditions, ensuring compliance is maintained throughout the loan term and taking appropriate action where breaches or concerns arise.
- Critically review and assess the viability of borrower exit strategies on an ongoing basis, challenging assumptions where necessary and escalating where a credible path to repayment is unclear.
- Maintain accurate records across all portfolio monitoring systems and produce regular portfolio reports for presentation to the Credit Committee.
- Produce administration documents including redemption statements and other borrower correspondence.
- Support any team or business projects and undertake additional duties as required by management.
For more information on this role and our client, please send across an updated CV.
Real Estate Portfolio Manager - eFinancialCareers in London employer: eFinancialCareers
As a leading real estate lender in the UK, our client offers an exceptional work environment that prioritises employee growth and development within the dynamic field of property finance. With a strong focus on tailored finance solutions and a collaborative culture, employees benefit from comprehensive training opportunities and the chance to engage with diverse property sectors, all while being part of a reputable firm that values innovation and proactive management.
StudySmarter Expert Advice🤫
We think this is how you could land Real Estate Portfolio Manager - eFinancialCareers in London
✨Tip Number 1
Network like a pro! Reach out to people in the real estate sector, attend industry events, and connect with potential colleagues on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and understanding their portfolio management style. Be ready to discuss how your skills align with their needs, especially around borrower servicing and credit management. Show them you’re not just another candidate!
✨Tip Number 3
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. Mention something specific from your conversation to remind them why you’re the perfect fit for the role.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of resources to help you land that Real Estate Portfolio Manager role. Plus, it shows you’re serious about joining our team and makes it easier for us to find your application.
We think you need these skills to ace Real Estate Portfolio Manager - eFinancialCareers in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that align with the Real Estate Portfolio Manager role. Highlight your understanding of property valuations, asset management, and any relevant lending experience to catch our eye!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for the role. Mention specific examples from your past that demonstrate your ability to manage borrower relationships and handle credit proposals.
Showcase Your Communication Skills:As the primary point of contact for borrowers and brokers, strong communication is key. In your application, highlight instances where you've effectively managed stakeholder relationships or resolved complex issues.
Apply Through Our Website:We encourage you to apply directly through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates!
How to prepare for a job interview at eFinancialCareers
✨Know Your Numbers
Make sure you brush up on the financial aspects of real estate lending. Understand key metrics like loan-to-value ratios and interest rates, as well as how they impact portfolio management. This will show your potential employer that you’re not just familiar with the theory but can apply it practically.
✨Master the Art of Communication
As a Real Estate Portfolio Manager, you'll be the go-to person for borrowers and brokers. Practice articulating complex ideas clearly and concisely. Prepare examples of how you've successfully managed stakeholder relationships in the past, as this will demonstrate your ability to handle the role's demands.
✨Stay Ahead of Market Trends
Keep yourself updated on current trends in the real estate market, especially those affecting property valuations and lending practices. Being able to discuss recent developments or changes in regulations during your interview will highlight your proactive approach and genuine interest in the field.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your problem-solving skills. Think about potential challenges you might encounter in managing a loan portfolio and how you would address them. Practising these scenarios will help you respond confidently and effectively during the interview.
