At a Glance
- Tasks: As a Financial Crime Analyst, you'll oversee and enhance our financial crime framework.
- Company: Join Edenred PayTech, a leader in prepaid solutions and part of the Edenred group.
- Benefits: Enjoy 25 days annual leave, hybrid working, life insurance, and a discretionary bonus scheme.
- Other info: We promote a culture of compliance and value diversity in our workplace.
- Why this job: Make a real impact in a fast-paced environment while developing your career with supportive colleagues.
- Qualifications: Proficient experience in financial crime within e-commerce or payments is essential.
The predicted salary is between 36000 - 60000 £ per year.
2LoD – Financial Crime Unit
Hybrid – Swindon or London
Salary – Competitive + Bonus
This role is part of Prepay Technologies’ (PPT’s) Second Line of Defence (2LoD) Financial Crime Unit. The objective of the function is to provide independent oversight and assurance of Financial Crime activities undertaken by our operational Financial Crime First Line of Defence (1LoD) and Agents. In addition to this, ensure Prepay Technologies (PPT) maintains a robust Financial Crime framework which protects us, and our Agents from facilitating Financial Crime.
Financial Crime Analyst is a role key in assisting PPT and its Agents in ensuring that we deliver data driven insights and solutions to prevent Financial Crime and help our Agents grow their business in a safe and scalable manner. This is achieved by ensuring that PPT’s regulatory compliance commitments are met as well as improving and enhancing of PPT’s Financial Crime framework such as policies, procedures, or rules.
Accountable to
Key Working Relationships
- 2LoD team members
- 1LoD
- EU compliance team
- Agents
- Product Managers
Key Responsibilities
- Ensure 2LoD Financial Crime policies and procedures are maintained and updated to provide an effective Financial Crime framework.
- Remain vigilant to regulatory and industry updates which impacts PPT and contribute to sharing this information to 2LoD and internal stakeholders.
- To review Financial Crime escalations and take appropriate actions. i.e. Raise a SAR, Provide feedback to an Agent.
- Understanding of the Financial Crime tools/systems deployed by PPT to ensure effectiveness and assist with enhancements of new features as requested.
- Review exception requests to policy and propose recommendations to manager
- Work with the 2LoD to conduct assurance on 1LoD, maintaining high quality findings and proportionate actions.
- Assist in in the delivery of training for internal and external stakeholders
- Understand the key Financial Crime metrics and ensure that PPT’s controls are providing the expected mitigation.
- Build positive and collaborative relationships internally and externally.
- Ensure customer screening/payment filtering for sanctions, PEPs and suspicious transactions are dealt with efficiently
- Assessment of systems and controls through gap analysis and continuous improvement
- Develop in depth knowledge of PPT’s data sources and payment systems to gain insights into Agent’s behaviour.
- Contribute to providing independent assurance over 1LoD activities, providing feedback on findings, and ensuring actions are closed in the agreed timeframes.
Skills & Behaviours
Role Specific
- Proficient experience in a financial crime role within an e-commerce or payments regulated organisation
- Ability to understand complex problems and rationalise these into data driven solutions.
- Experience of working under pressure, in an ever changing and challenging environment.
- Excellent analytical, organisational skills with the ability to manage workloads and deadlines.
- Experience in creating data dashboards and presentations.
- Effectively manipulates data from databases to building reports to a high standard.
- Not essential, but desirable: Experience in using SQL and writing complex database queries.
Behavioural
- Promote culture of compliance within the organisation
- Proactive individual who is solution focused.
- Collaborative team player who is also able to work on independent tasks.
- Passionate about providing high levels of service to internal and external stakeholders
- Ability to deal with multiple priorities within agreed SLAs
Why Edenred PayTech?
We are a subsidiary of the Edenred group and leaders in prepaid solutions including banking, virtual cards, debit, credit, and prepaid processing.
As an Edenred PayTech employee you will get the support and structure that you need to enjoy your work and develop your career while doing what you love and making a difference in a fast-paced and innovative business.
What you will get:
- 25 days annual leave plus Bank Holidays
- Hybrid working environment with a 3 days per week in the office
- Income protection
- Life insurance (4x salary)
- Wellbeing Employee Assistance Program (extended access to family members)
- Digital learning platform
- Complimentary fruit and other ‘in office’ snacks & refreshments
- Volunteering programme
- Social events
- Pension Scheme – employer 6% with minimum employee contribution 3%
- Discretionary bonus scheme based on company and personal performance
- Holiday trading scheme (buy or sell up to 5 days)
- Medical & international travel cover (leisure and action sports)
- Season ticket loan
- Cycle to Work scheme
Diversity:
Edenred PayTech are proud to be an equal opportunity employer. We will not discriminate against any applicant or employee based on age, race, colour, creed, religion, sex, sexual orientation, gender, gender identity or expression, national origin, citizenship, marital status or civil partnership/union status, disability, pregnancy, genetic information, or any other basis prohibited by applicable country or local law
#J-18808-LjbffrFinancial Crime Analyst in Swindon employer: Edenred Finland Oy.
At Edenred PayTech, we pride ourselves on being an exceptional employer, offering a dynamic hybrid working environment in either Swindon or London. Our commitment to employee growth is reflected in our comprehensive benefits package, including 25 days of annual leave, a discretionary bonus scheme, and access to a digital learning platform, all while fostering a collaborative culture that values compliance and innovation.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Analyst in Swindon
✨Tip Number 1
Familiarise yourself with the latest regulations and industry standards related to financial crime. This knowledge will not only help you in interviews but also demonstrate your commitment to staying updated in a rapidly changing environment.
✨Tip Number 2
Network with professionals in the financial crime sector, especially those who work in e-commerce or payments. Engaging with industry experts can provide valuable insights and potentially lead to referrals for the role.
✨Tip Number 3
Showcase your analytical skills by preparing examples of how you've used data to solve complex problems in previous roles. Be ready to discuss specific tools or methodologies you've employed to enhance financial crime frameworks.
✨Tip Number 4
Prepare to discuss your experience with compliance and risk management during the interview. Highlight any training or initiatives you've led that contributed to a culture of compliance within your previous organisations.
We think you need these skills to ace Financial Crime Analyst in Swindon
Some tips for your application 🫡
Tailor Your CV:Make sure your CV highlights relevant experience in financial crime roles, particularly within e-commerce or regulated payment organisations. Use specific examples that demonstrate your analytical skills and ability to manage complex problems.
Craft a Compelling Cover Letter:In your cover letter, express your passion for compliance and your proactive approach to problem-solving. Mention how your skills align with the responsibilities of the Financial Crime Analyst role and how you can contribute to enhancing PPT's Financial Crime framework.
Highlight Relevant Skills:Emphasise your experience with data analysis, creating dashboards, and using SQL if applicable. Showcase your organisational skills and ability to work under pressure, as these are crucial for the role.
Showcase Collaborative Experience:Provide examples of how you've built positive relationships with internal and external stakeholders in previous roles. This will demonstrate your ability to work effectively within a team and contribute to a culture of compliance.
How to prepare for a job interview at Edenred Finland Oy.
✨Understand Financial Crime Regulations
Make sure you have a solid grasp of the financial crime regulations relevant to the role. Familiarise yourself with the latest updates and how they impact the company's operations. This will show your commitment to compliance and your proactive approach.
✨Demonstrate Analytical Skills
Prepare to discuss your analytical skills and how you've used data-driven insights in previous roles. Be ready to provide examples of how you've tackled complex problems and developed solutions, as this is crucial for a Financial Crime Analyst.
✨Showcase Your Collaborative Spirit
Highlight your ability to work collaboratively with different teams, especially the 1LoD and 2LoD teams. Share examples of how you've built positive relationships in past roles, as teamwork is essential in this position.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your decision-making skills in financial crime situations. Think about how you would handle escalations or exceptions to policy, and be prepared to explain your thought process clearly.
