At a Glance
- Tasks: Manage and service an existing client portfolio, providing holistic financial advice.
- Company: Established IFA practice with a supportive and collaborative culture.
- Benefits: Competitive salary up to £60,000, achievable bonuses, and flexible working arrangements.
- Other info: Enjoy a modern office environment and excellent career growth opportunities.
- Why this job: Join a respected firm with a ready-made client bank and strong support for your success.
- Qualifications: Qualified Financial Adviser with experience in client management and a team-oriented mindset.
The predicted salary is between 50000 - 60000 € per year.
£50,000 basic (up to £60,000 for the right candidate) + achievable bonus
A long-established and well-respected IFA practice based in Radlett, Hertfordshire is looking to appoint an Employed Financial Adviser to join the business during a period of sustained growth. This role is ideal for an adviser who enjoys servicing and developing an existing client portfolio, rather than chasing leads or operating on a self-employed basis.
The Opportunity
- Established IFA firm trading for 40+ years.
- Approximately £500m AUM within the core business, plus additional assets from self-employed advisers.
- Recent acquisition and two retiring advisers have created a significant overflow of clients.
- Ready-made client bank available from day one.
- Supportive, collaborative environment with strong back-office and paraplanning support.
The Role
As an Employed IFA, you will take responsibility for an inherited portfolio of clients, delivering holistic financial advice across investments, pensions and retirement planning. Your focus will be on:
- Servicing and retaining an existing client base.
- Conducting client meetings (office-based, home visits and Teams/Zoom).
- Providing high-quality, compliant advice and ongoing reviews.
- Working closely with paraplanners and administrators.
- Contributing to organic growth where appropriate.
This is very much a “farmer” role, suited to someone who values long-term client relationships, although there is scope to generate new business if desired.
Salary & Bonus
- Typical base salary: £50,000
- Higher base (up to £60,000) considered for more experienced advisers.
- Revenue-linked bonus structure, paid on both new and ongoing revenue.
- Bonus thresholds and validation levels agreed after meeting, ensuring they are realistic and achievable.
- Typically a £50k salary would equate to a £175k threshold and you would earn 25% of all additional revenue beyond that.
Working Pattern
Hybrid role: mix of office-based meetings, home visits and remote client meetings. Full flexibility with your own diary. Initially more office presence expected to support onboarding and integration, with flexibility longer-term.
Team & Support
- Around 30 staff in total.
- 10 advisers and approximately 20 support staff.
- Strong admin and paraplanning function, with flexibility to increase support for high performers.
- Modern office setup with hot-desking, laptops and docking stations.
- 4x salary death in service.
- 1x salary critical illness cover.
- 0.75x salary income protection.
- Company pension.
- 20 days holiday, increasing by 1 day per year up to 25 days.
- Office typically closes between Christmas and New Year without deducting annual leave.
What They’re Looking For
- Qualified Financial Adviser with experience servicing client portfolios.
- Comfortable inheriting and managing an existing client bank.
- Client-focused, professional and dependable (“steady pair of hands”).
- Able to work collaboratively within a small, well-established team.
- Based within a reasonable commute of Radlett, Hertfordshire.
Apply Now
If you’re an IFA looking for an employed role with a ready-made client portfolio, strong support, and a realistic bonus structure, this is an excellent opportunity.
Independent Financial Advisor in Watford employer: Eden Rose
Join a long-established and respected IFA practice in Radlett, Hertfordshire, where you will benefit from a ready-made client portfolio and a supportive, collaborative work environment. With strong back-office support and a focus on employee growth, this role offers a competitive salary, achievable bonuses, and a flexible working pattern that promotes work-life balance. Experience the advantage of being part of a dedicated team that values long-term client relationships and professional development.
StudySmarter Expert Advice🤫
We think this is how you could land Independent Financial Advisor in Watford
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial sector and let them know you're on the lookout for opportunities. You never know who might have a lead or can put in a good word for you.
✨Tip Number 2
Prepare for those interviews! Research the company, understand their values, and be ready to discuss how your experience aligns with their needs. Practising common interview questions can also give you a confidence boost.
✨Tip Number 3
Showcase your client relationship skills! Since this role is all about servicing and developing an existing client portfolio, be ready to share examples of how you've successfully managed client relationships in the past.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take that extra step to connect with us directly.
We think you need these skills to ace Independent Financial Advisor in Watford
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience that match the job description. Highlight your experience with client portfolios and any relevant qualifications to show us you're the right fit for our team.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re interested in this role and how your background aligns with our needs. Be genuine and let your personality come through!
Showcase Your Client-Focused Approach:Since we value long-term client relationships, share examples of how you've successfully managed client portfolios in the past. This will help us see your commitment to client satisfaction and retention.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the easiest way for us to receive your application and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at Eden Rose
✨Know Your Client Portfolio
Before the interview, take some time to familiarise yourself with the types of clients you’ll be inheriting. Understand their needs and how you can provide tailored financial advice. This will show your potential employer that you're ready to hit the ground running.
✨Demonstrate Your Client-Focused Approach
Be prepared to discuss your previous experiences in servicing client portfolios. Share specific examples of how you've built long-term relationships and provided value to clients. This will highlight your suitability for a 'farmer' role and reassure them of your commitment to client satisfaction.
✨Showcase Your Team Collaboration Skills
Since this role involves working closely with paraplanners and administrators, be ready to talk about your experience in collaborative environments. Mention any successful projects where teamwork led to positive outcomes, as this will emphasise your ability to integrate into their supportive culture.
✨Prepare Questions About Growth Opportunities
Think of insightful questions regarding organic growth and how you can contribute to it. This shows that you're not just focused on maintaining the existing client base but are also eager to explore new business avenues when appropriate. It reflects your proactive mindset and ambition.
