At a Glance
- Tasks: Manage and service an existing client portfolio, providing holistic financial advice.
- Company: Established IFA firm with a strong reputation and supportive team.
- Benefits: Competitive salary, achievable bonuses, and comprehensive health coverage.
- Other info: Hybrid working model with excellent career growth opportunities.
- Why this job: Join a collaborative environment and make a real impact on clients' financial futures.
- Qualifications: Qualified Financial Adviser with experience in client management.
The predicted salary is between 50000 - 60000 £ per year.
A long-established and well-respected IFA practice based in Radlett, Hertfordshire is looking to appoint an Employed Financial Adviser to join the business during a period of sustained growth. This role is ideal for an adviser who enjoys servicing and developing an existing client portfolio, rather than chasing leads or operating on a self-employed basis.
The Opportunity
- Established IFA firm trading for 40+ years.
- Approximately £500m AUM within the core business, plus additional assets from self-employed advisers.
- Recent acquisition and two retiring advisers have created a significant overflow of clients.
- Ready-made client bank available from day one.
- Supportive, collaborative environment with strong back-office and paraplanning support.
The Role
As an Employed IFA, you will take responsibility for an inherited portfolio of clients, delivering holistic financial advice across investments, pensions and retirement planning. Your focus will be on:
- Servicing and retaining an existing client base.
- Conducting client meetings (office-based, home visits and Teams/Zoom).
- Providing high-quality, compliant advice and ongoing reviews.
- Working closely with paraplanners and administrators.
- Contributing to organic growth where appropriate.
This is very much a “farmer” role, suited to someone who values long-term client relationships, although there is scope to generate new business if desired.
Salary & Bonus
- Typical base salary: £50,000.
- Higher base (up to £60,000) considered for more experienced advisers.
- Revenue-linked bonus structure, paid on both new and ongoing revenue.
- Bonus thresholds and validation levels agreed after meeting, ensuring they are realistic and achievable.
- Typically a £50k salary would equate to a £175k threshold and you would earn 25% of all additional revenue beyond that.
Working Pattern
- Hybrid role: mix of office-based meetings (Radlett), home visits and remote client meetings.
- Paid Zoom licence with AI meeting transcription/summaries.
- Initially more office presence expected to support onboarding and integration, with flexibility longer-term.
Team & Support
- Around 30 staff in total.
- 10 advisers and approximately 20 support staff.
- Strong admin and paraplanning function, with flexibility to increase support for high performers.
- Modern office setup with hot-desking, laptops and docking stations.
Benefits
- 4x salary death in service.
- 1x salary critical illness cover.
- 0.75x salary income protection.
- Company pension.
- Cash plan (dental, optical, physio – Bupa).
- 20 days holiday, increasing by 1 day per year up to 25 days.
- Office typically closes between Christmas and New Year without deducting annual leave.
What They’re Looking For
- Qualified Financial Adviser with experience servicing client portfolios.
- Comfortable inheriting and managing an existing client bank.
- Client-focused, professional and dependable (“steady pair of hands”).
- Able to work collaboratively within a small, well-established team.
- Based within a reasonable commute of Radlett, Hertfordshire.
If you’re an IFA looking for an employed role with a ready-made client portfolio, strong support, and a realistic bonus structure, this is an excellent opportunity. Apply now or get in touch for a confidential discussion.
Independent Financial Adviser (IFA) in Watford employer: Eden Rose
Join a long-established and respected IFA practice in Radlett, Hertfordshire, where you will benefit from a supportive and collaborative work culture that prioritises employee growth and client relationships. With a ready-made client portfolio, strong back-office support, and a realistic bonus structure, this role offers a meaningful opportunity for financial advisers looking to thrive in a nurturing environment while enjoying the flexibility of hybrid working.
StudySmarter Expert Advice🤫
We think this is how you could land Independent Financial Adviser (IFA) in Watford
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance world, attend industry events, and don’t be shy about letting people know you’re on the lookout for an IFA role. You never know who might have a lead or can introduce you to someone at a firm like ours.
✨Tip Number 2
Prepare for those interviews! Research the company thoroughly, especially if you're eyeing a role with us. Understand our values and how we operate, so you can show how you’d fit right in with our supportive team and client-focused approach.
✨Tip Number 3
Practice your pitch! Be ready to discuss your experience with managing client portfolios and how you’ve built long-term relationships. We love hearing about your successes and how you can bring that to our existing client base.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining our fantastic team in Radlett!
We think you need these skills to ace Independent Financial Adviser (IFA) in Watford
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience that match the IFA role. Highlight your experience with client portfolios and any relevant qualifications. We want to see how you can fit into our supportive environment!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Share your passion for financial advising and why you’re excited about joining our team. Let us know how you can contribute to our existing client base and organic growth.
Showcase Your Client-Focused Approach:In your application, emphasise your client-focused mindset. We value long-term relationships, so share examples of how you've successfully managed and retained clients in the past. This will resonate well with us!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. We can’t wait to hear from you!
How to prepare for a job interview at Eden Rose
✨Know Your Stuff
Make sure you brush up on your financial knowledge, especially around investments, pensions, and retirement planning. Familiarise yourself with the firm's history and their client base, as this will show your genuine interest in the role.
✨Showcase Your Client Relationship Skills
Since this role is all about servicing and retaining an existing client portfolio, be prepared to discuss your experience in building long-term relationships. Share specific examples of how you've successfully managed client expectations and delivered high-quality advice.
✨Be Ready for Scenario Questions
Expect questions that put you in hypothetical situations related to client management. Think about how you would handle various scenarios, such as a dissatisfied client or a complex financial situation, and articulate your thought process clearly.
✨Emphasise Team Collaboration
This position requires working closely with paraplanners and administrators, so highlight your ability to collaborate effectively. Discuss any past experiences where teamwork led to successful outcomes, showing that you're a team player who values support.
