At a Glance
- Tasks: Convert warm referrals into protection recommendations and manage client relationships.
- Company: Capricorn, London's largest independent mortgage brokerage with a global presence.
- Benefits: High earning potential with commission-only structure and strong support.
- Other info: Self-employed role with significant growth opportunities and a supportive environment.
- Why this job: Join a high-performing team and unlock your earning potential with warm leads.
- Qualifications: RO5 qualified or close, experienced in protection advice or insurance sales.
The predicted salary is between 60000 - 100000 £ per year.
Warm Referrals & High Earning Potential
Location: Hammersmith, London
Full time office based
Capricorn is London's largest independent mortgage brokerage and one of the UK's fastest-growing financial consultancies. We operate across high-value mortgage, property finance and protection markets, with established offices in London, Hong Kong, Singapore and Shanghai.
We are now looking for experienced and ambitious Protection Advisers who want to increase their earnings by joining a business with strong referral flow, a large adviser base and a proven client acquisition model. This is a self-employed opportunity for advisers who are confident in their ability, motivated by performance and looking for a platform that gives them the volume, support and earning potential to grow.
Why this opportunity is different
Many protection advisers are capable of writing more business but are limited by inconsistent lead flow, weak internal referrals, poor systems or capped earning structures. At Capricorn, you will have access to:
- Warm protection referrals from a large mortgage adviser population
- Clients already engaged in the mortgage process and actively considering financial protection
- Strong introducer relationships across estate agency, developer and professional partner channels
- A proven protection referral model with clear expectations around speed, contact, conversion and follow-up
- Admin, technology and leadership support designed to help advisers focus on writing business
Earning potential
This is a commission-only role with significant upside for advisers who can convert quality opportunities. Typical policy income can be £1,000+ per policy, depending on case type and client need. Realistic earnings for strong performers:
- Year 1: £60,000 - £100,000+
- Year 2: £120,000 - £175,000+
- Year 3: £175,000 - £250,000+
- Top performers: £250,000+ potential
This role will suit advisers who understand that income is directly linked to activity, conversion, client care and pipeline ownership.
What you will be doing
You will work closely with Capricorn mortgage advisers to convert qualified mortgage clients into suitable protection recommendations. You will be responsible for:
- Contacting warm referred clients quickly and professionally
- Completing protection fact-finds and identifying client needs
- Providing clear, compliant and client-first protection advice
- Recommending appropriate life, critical illness, income protection and family protection solutions
- Managing your pipeline from referral through to application, underwriting and completion
- Maintaining strong communication with mortgage advisers and internal stakeholders
- Maximising conversion while delivering good customer outcomes
- Building long-term relationships and generating repeat/referral opportunities
Who we are looking for
We are particularly interested in speaking to existing protection advisers who feel they could write more business with the right platform behind them. You may currently be:
- A protection adviser with limited lead flow
- A mortgage and protection adviser who wants to focus more heavily on protection
- An adviser frustrated by capped earnings or low referral volume
- A strong insurance salesperson ready for a bigger opportunity
- A protection specialist looking for a more commercial, growth-focused environment
You should be:
- RO5 qualified, or close to completion
- Experienced in protection advice or insurance sales
- Confident speaking to clients by phone and video
- Comfortable working in a target-led, performance-driven environment
- Commercially hungry and motivated by higher earnings
- Highly organised with strong pipeline discipline
- Able to work quickly, follow up consistently and manage multiple cases
- Committed to compliant, client-first advice
- Resilient, accountable and self-motivated
The opportunity
This is not a salaried protection role with limited upside. It is a genuine self-employed opportunity for advisers who want to back themselves, increase their income and build a long-term career within a high-performing advisory business. For the right adviser, Capricorn provides the platform, referral flow and support. You bring the activity, conversion, client care and ambition.
Applicants must have the right to work full-time in the UK without current or future sponsorship.
Self-Employed Protection Adviser in Southall employer: Ecruit
At Aquarius Waste Management, we pride ourselves on being an excellent employer that values our drivers as essential members of our team. Located in the vibrant South West, we offer competitive pay, a supportive work culture, and opportunities for personal growth within the waste management sector. Join us to make a meaningful impact while enjoying a rewarding career with a company that prioritises safety and environmental responsibility.
StudySmarter Expert Advice🤫
We think this is how you could land Self-Employed Protection Adviser in Southall
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
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Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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Don’t shy away from reaching out directly to firms like Ecruit. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Self-Employed Protection Adviser in Southall
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Ecruit.
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Research and Reflect:Before hitting that 'apply' button on Ecruit's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Ecruit
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Ecruit.
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✨Network with Industry Professionals
Before your interview, reach out to current or former Ecruit employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
