At a Glance
- Tasks: Underwrite and manage Commercial Property and Liability risks while supporting team development.
- Company: Join Ecclesiastical Insurance, part of Benefact Group, a charity-owned company making a difference.
- Benefits: Enjoy hybrid working, competitive salary, generous bonuses, and extensive health benefits.
- Other info: Be part of a diverse community committed to kindness and continuous improvement.
- Why this job: Make a real impact in a supportive team while growing your career in insurance.
- Qualifications: Strong expertise in underwriting with leadership and analytical skills required.
The predicted salary is between 58540 - 71548 £ per year.
Working hours: 35 hours per week, Monday to Friday
Duration: Permanent
Location: Gloucester
Job Ref: 05359
About the role
Ecclesiastical Insurance, who are proudly part of Benefact Group, are looking for a Technical Underwriter to join our Gloucester office. You’ll act as a technical specialist for Commercial Property and Liability Underwriting within our Direct Commercial Underwriting Team, providing expert support on complex cases, referrals, appetite, technical standards and governance. Supporting profitable portfolio performance, building underwriting capability through coaching and training, and work with key stakeholders to deliver strong customer outcomes and continuous improvement.
Why join us?
Join a collaborative and inclusive culture that’s committed to making a difference and building a more sustainable future. Ranked amongst the UK's 15 Best Big Companies to Work For in 2025, we offer fantastic career and development opportunities within a rapidly growing, innovative Group - where all profits go to charity and good causes.
What you'll be doing
- Develop, negotiate and profitably underwrite new and existing Commercial Property and Liability business within authority, ensuring alignment with underwriting appetite, strategy, portfolio objectives and regulatory requirements.
- Provide senior technical underwriting expertise and referral support, making sound decisions on risk acceptance, pricing, coverage, policy wordings, terms and conditions, while maintaining technical standards and governance.
- Monitor and manage portfolio performance, identifying trends in risk quality, profitability, rate adequacy, audit outcomes and emerging risks, and implementing actions to improve underwriting quality and consistency.
- Coach, mentor and develop underwriting capability across the team, providing technical guidance, knowledge sharing, training and updates to promote consistency, confidence and best practice.
- Support product, pricing, wording, process and system development initiatives, providing technical insight, project support and feedback from market, partner and casework experience.
- Collaborate with underwriting, pricing, claims, risk and operational stakeholders, monitoring market, regulatory and competitor developments and translating insights into effective underwriting actions and continuous improvement.
What you'll need to have
- Strong technical expertise in Commercial Property and Liability underwriting, including risk assessment, coverage, pricing, policy terms, conditions, controls and underwriting appetite.
- Proven experience underwriting complex Commercial Property and Liability risks, demonstrating sound judgement in risk selection, acceptability, pricing and commercial decision-making.
- Good understanding of portfolio management and performance, including rate adequacy, risk quality, exposure, profitability, audit outcomes and emerging market trends.
- Knowledge of underwriting governance and regulation, with the ability to apply underwriting standards, product governance, fair value and conduct requirements consistently.
- Strong leadership and stakeholder management skills, with experience providing technical referrals, coaching, mentoring and building effective relationships across teams and partners.
- Highly analytical, organised and proactive, using data, MI and audit insights to drive continuous improvement, share best practice and support ongoing professional development, ideally supported by ACII, Dip CII or equivalent qualifications.
What we offer
- A competitive salary - let's discuss it
- Hybrid working
- Group Personal Pension - up to 12% employer contribution
- Generous annual bonus scheme: on-target bonus between 6% and 24%
- 25 days annual leave plus bank holidays, and a holiday buy and sell scheme
- An array of health and wellbeing benefits, including private healthcare, income protection and life assurance
- £200 annual personal grant to a charity of your choice
- Encouraged to take at least one volunteering day per year
- Employee Assistance Programme
- Full study support to gain professional qualifications
- Access to virtual GP
- Enhanced maternity and paternity pay
Hear from the hiring manager
"We're a large, energetic team that genuinely supports one another and celebrates different perspectives. We believe the best ideas can come from anyone, so we encourage colleagues to speak up, ask questions and challenge existing ways of working. In this role, you'll be trusted to use your expertise, influence positive change and help deliver excellent outcomes for our customers. It's a great opportunity to grow your career while making a real impact in a team that values collaboration, development and continuous improvement."
About us
Ecclesiastical Insurance offer insurance with award-winning service across a broad range of specialisms, including faith, charity, heritage, education, art and private client, real estate and schemes, across Ireland, Canada and the UK. As a business, we’ve been trusted to protect some of the UK’s best-loved and most iconic buildings for over a century, and we’re not standing still. We’re a forward thinking, energetic organisation entering new markets, with an ambition to double our size, because when we grow, we give back more. Benefact Group is a unique international financial services Group made up of over 30 businesses. We are owned by a charity and have been the 3rd largest UK corporate donor over a decade, having given away £250 million since 2014. We have ambitious plans to become the UK’s number one corporate donor, with strategic objectives in place to double the Group’s size. We believe it’s essential to attract, empower, grow and reward talented people, offering fantastic opportunities for career and personal development. Our giving ethos, 135-year history and the diversity of what we do, has enabled us to build a culture of kindness, great ambition, and of passionate people driven to do better and be better. At Benefact Group, we are committed to creating an inclusive culture and building an environment where each and every one of us feels valued and respected. We are a community made up of people with a range of different backgrounds, abilities, perspectives, beliefs and interests and we value the strength this brings to us as a Group. We welcome applications from everyone. If you need any additional support during the recruitment process, then please let us know.
Technical Underwriter - Commercial Property & Liability in Gloucester employer: Ecclesiastical Insurance Group
Lloyd & Whyte, part of Benefact Group, is an exceptional employer located in Eastleigh, offering a vibrant and inclusive work culture that prioritises employee development and community impact. With competitive salaries, generous benefits including 28 days of annual leave, and a commitment to charitable causes, employees thrive in a supportive environment that fosters growth and collaboration. Join a team recognised as one of the UK's Best Big Companies to Work For, where your contributions truly make a difference.
Contact Details:
Ecclesiastical Insurance Group Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Technical Underwriter - Commercial Property & Liability in Gloucester
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
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✨Look Out for Graduate Schemes
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✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Ecclesiastical Insurance Group. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Technical Underwriter - Commercial Property & Liability in Gloucester
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Ecclesiastical Insurance Group.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Ecclesiastical Insurance Group. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Ecclesiastical Insurance Group
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Ecclesiastical Insurance Group to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Ecclesiastical Insurance Group, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Ecclesiastical Insurance Group's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
