Risk and Compliance Manager

Job Title: Risk and Compliance Manager
Location: Manchester City Centre
Job Type: Full-time
Basic Salary: up to £55,000 pa

About Our Client:

Our client is a Certified B Corp with a social purpose. At our client, their mission is to redefine financial inclusion by providing bespoke lending solutions to UK homeowners. They are committed to empowering individuals and fostering long-term financial well-being. Through innovative and purpose-driven approaches, they aim to challenge traditional norms and create a pathway for those who might be overlooked by conventional financial institutions.

The Role:

They’re seeking an experienced Risk and Compliance Manager as they enhance their Risk and Compliance function. Sitting in the second line of defence, you’ll work closely with the Head of Audit, Risk and Compliance, as well as the rest of the business, in delivering an effective Risk and Compliance programme.

Key Responsibilities

• Providing 2nd line oversight of the risk and compliance framework(s)
• Responsible for ensuring that monitoring activities are completed in line with the roadmap
• Monitor for regulatory changes and be involved in the implementation of regulatory change.
• Overseeing maintenance of the risk register
• Support the business in the operation, analysis, and resolution of risk events/incident management including ensuring timely resolution of remedial actions
• Tracking and reporting of outputs of 2nd line activities, including working with the department head to produce high quality reports to governance forums
• Participate in or support internal business/governance meetings as required.
• Overseeing the implementation of actions arising from 2nd line monitoring activities
• Responsible for ensuring that policies are appropriately reviewed and updated in a timely manner by policy owners.
• Making updates to Risk and Compliance policies as required
• Undertake assigned tasks related to the department’s activities, as required, to support departmental goals.
• Regulatory reporting, correspondence, and ensure timely responses to FCA Information Requests.
• Line Manager responsibility for a Risk and Compliance team of 5.

Qualifications (minimum):

• A minimum of 3 years’ experience in a compliance, audit or risk management role, within regulated financial services.
• Team Management experience.

Qualifications (additional):

• Comprehensive knowledge and understanding of risk and control management frameworks, tools, and techniques.
• In depth understanding of regulatory framework (FCA and ICO).
• Meticulous attention to detail and high-quality standards
• Excellent decision-making and problem-solving skills.
• Experience in addressing risk, control, and non-compliance issues including Root Cause Analysis, identifying gaps and Corrective and Preventive Action.
• A track record of consistently meeting deadlines, managing time and resources, while managing shifting priorities.
• Demonstrable communication skills; clearly expressing ideas and communicating succinctly to a range of audiences, including senior leadership.
• The ability to build, develop and maintain effective relationships with internal business partners and stakeholders for the purposes of enhancing team effectiveness.
• CeMAP or equivalent preferable but not essential

Here’s what you’ll get back:

• Up to 25 days’ annual leave + Bank Holidays
• Your birthday off, every year!
• A healthcare cash plan
• A contributory pensions scheme, matched up to 5%
• Long Service Awards
• Cycle to work scheme
• Life Assurance

Company Culture:

Join them on their journey to redefine financial inclusivity. As they continue to evolve, so do the possibilities for those they serve. Their goal is not just to provide loans but to architect a future where financial empowerment is a reality for everyone. At our client, they value creativity, innovation, and a collaborative spirit. their team is dedicated to delivering exceptional results and creating a positive impact in the financial services industry. They believe in fostering a work environment that encourages growth, learning, and teamwork.

They are committed to encouraging equality, diversity and inclusion and aim to create a working environment where every employee is respected.

They will provide fairness, and respect to all their prospective employees, and all hiring decisions are based on merit.
They aim to ensure that no job applicant is placed at a disadvantage by practices or requirements which disproportionately disadvantage protected groups, and which are not justified by the demands of the role.

Everyone is welcome at our client! They are proud in creating an inclusive and diverse culture in their Evo Team community. They want to ensure that you feel comfortable and can give your best throughout the recruitment process. They encourage applications from all backgrounds and communities, and they are more than happy to discuss any reasonable adjustments that you may require. Please get in touch with them at any stage of recruitment to discuss it.

If you need any support with completing this application, please contact them and they will be happy to assist.

Our client is a Disability Confident Committed employer. They offer interview to anyone with disability who meets the minimum criteria for the role.

REF-218 989