At a Glance
- Tasks: Help people achieve home ownership by processing mortgage applications and building relationships.
- Company: Join a community-focused Building Society with over 160 years of history.
- Benefits: Competitive salary, pension scheme, generous leave, and health plans.
- Other info: Friendly team environment with opportunities for growth and community involvement.
- Why this job: Make a real difference in people's lives while developing your career in mortgages.
- Qualifications: Strong attention to detail, excellent communication skills, and a desire to learn.
The predicted salary is between 31500 - 38500 £ per year.
Join a Building Society where relationships matter. At Earl Shilton Building Society (esbs), people are at the heart of everything we do. For over 160 years, we've been supporting our members, investing in our community and providing a personal service that truly makes a difference. Based in the heart of Earl Shilton, Leicestershire, we're proud to be an independent, community-focused Building Society with a reputation for putting members first.
As our success continues, we're looking for a Mortgage Underwriter to join our friendly and supportive team. If you're passionate about delivering great customer experiences, building relationships and developing a career in mortgages, we'd love to hear from you.
Why Join Us?
You'll play a key part in helping people achieve their home ownership goals. You'll work closely with customers, mortgage brokers, and colleagues across the Society, ensuring a smooth and positive experience throughout the mortgage journey. Whether you already have some mortgage experience or are keen to develop your knowledge further, we'll support your growth through structured training and coaching.
This role is responsible for accurately processing our customer mortgage applications through our internal systems, ensuring they meet the Society's appropriate lending policies and criteria. The role holder will underwrite cases by checking mortgage calculations (affordability), various customer's documents such as payslips, bank statements and proof of I.D, ensuring high levels of accuracy and attention to detail within this customer focused environment.
The role also involves working closely with mortgage brokers keeping them up to date on the mortgage process and obtaining any additional information needed will be an important part of this opportunity. Continuous learning and keeping up to date with product and policy changes will be key as well as achieving quality standards.
About You
You'll be someone who enjoys working in a fast-paced environment, takes pride in delivering exceptional service and has a genuine desire to help people. We're looking for someone who can demonstrate:
- Confident problem solver
- Decision making skills
- Committed and reliable with a flexible, team-focused approach
- Strong attention to detail and a commitment to accuracy
- Excellent organisational skills with the ability to manage multiple tasks and prioritise
- Excellent communication skills, both written and over the phone
- A customer-focused approach with the ability to build trusted relationships
- A positive, proactive and self-motivated attitude
- Strong IT skills and confidence learning new systems and processes
- A willingness to learn and develop within the mortgage and financial services sector
Experience
Previous experience within financial services would be advantageous. Ideally 6-12 months previous mortgage underwriting experience, although this is not essential for candidates who can demonstrate the right attitude, capability and desire to learn.
We recognise that our people are key to our success and we're committed to providing a rewarding and supportive working environment.
Benefits
- Competitive contributory pension scheme
- Minimum 22 days annual leave, increasing with length of service, plus bank holidays
- Buy and Sell Holiday Scheme (following successful probation)
- BUPA Cash Plan (following successful probation)
- Benenden Healthcare Scheme (following successful probation)
- Employee Assistance Programme
- Two paid volunteering days each year to support community projects and causes
- Free onsite parking
- A friendly, supportive and collaborative team environment
- The opportunity to build a long-term career within a growing mutual organisation
Working Hours
Full-time, 35 hours per week. Monday to Friday. Saturday working may be required should workloads dictate, paid at an enhanced rate.
Our Culture
At Earl Shilton Building Society, we're proud of our values and the way we work together. We support one another, celebrate success, embrace learning and put our members at the centre of every decision we make. If you're looking for a role where you can make a genuine difference, develop your career and be part of a close-knit team that values your contribution, we'd love to hear from you.
Successful applicants will be subject to a Disclosure and Barring Service (DBS) check and credit reference search.
Be part of something personal. Be part of something local. Be part of Earl Shilton Building Society.
Feedback: We are currently receiving a high number of applications for our roles and, while we review each one carefully against the advertised criteria, unfortunately we're unable to provide individual feedback. We will contact shortlisted candidates directly.
Credit Mortgage Underwriter in Earl Shilton employer: Earl Shilton Building Society
Earl Shilton Building Society values its employees and fosters a culture of collaboration and support. The company offers competitive benefits, including healthcare access and paid leave, while encouraging professional development through training opportunities. Employees play a vital role in helping members achieve their home ownership goals, making it a rewarding place to work.
Contact Details:
Earl Shilton Building Society Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Credit Mortgage Underwriter in Earl Shilton
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We think you need these skills to ace Credit Mortgage Underwriter in Earl Shilton
Some tips for your application 🫡
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How to prepare for a job interview at Earl Shilton Building Society
✨Brush Up on Technical Skills
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