Head of Premium Finance - Insurtech | London, UK

High Growth Insurtech is currently hiring for a Head of Premium Finance to join their London team. This is newly created role for the company after successfully obtaining their lending license and is an ideal opportunity for a premium finance specialist who is looking to take build and grow a new premium finance team. The role offers the opportunity to join a profitable business at an exciting time of their trajectory and help them take their next step in scalability across the UK market.
Responsibilities:
– Define and deliver the premium finance strategy aligned with overall business objectives.
– Lead product innovation and competitive positioning in the insurance finance space.
– Oversee credit risk and underwriting policies across personal and commercial finance products.
– Ensure compliance with internal risk frameworks, FCA regulations, and Treating Customers Fairly (TCF) principles.
– Chair or participate in relevant credit committees and risk governance forums.
– Collaborate cross-functionally with legal, compliance, finance and product teams.
– Represent the company in industry events, roundtables, and strategic partnerships.
– Heavily involved in AI/Automation projects to increase operational efficiency.
Requirements:
– Strong knowledge of UK premium finance regulatory landscape (FCA, consumer credit, affordability).
– Proven senior leadership experience in premium finance, insurance lending, or financial services.
– Strong background in credit policy, product risk or underwriting
– Proven commercial acumen with experience in launching and scaling financial products.
– Demonstrated ability to lead multi-disciplinary teams and manage senior stakeholders.
– Exceptional communication, negotiation, and analytical skills.
– Good experience of automation projects that can improve productivity, streamline tasks, or unlock innovative ways of thinking.
This is a unique opportunity offering a high impact strategic scope across the company to drive the commercial success, underwriting integrity, and risk management of the premium finance operations across the UK market. The company offers strong a flexible working environment with 1 day in the office and a competitive bonus and benefits package.
Eames Consulting is acting as an Employment Agency in relation to this vacancy.

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