Credit Specialist (Residential) - Bolton

Credit Specialist (Residential) - Bolton

Bolton Full-Time 25983 - 31573 € / year (est.) Home office (partial)
E.ON Next Energy Limited

At a Glance

  • Tasks: Support residential customers with debt resolution and create tailored repayment plans.
  • Company: Join E.ON Next, a forward-thinking energy company focused on sustainability.
  • Benefits: Competitive salary, flexible working, career progression, and wellness perks.
  • Other info: Enjoy a vibrant work environment with social spaces and supportive inclusion networks.
  • Why this job: Make a real difference in people's lives while shaping the future of energy.
  • Qualifications: Empathy, excellent communication skills, and a drive to achieve targets.

The predicted salary is between 25983 - 31573 € per year.

E.ON Next is the new face of our Residential and SME Energy Sales business. Mixing state-of-the-art technology and new ways of working with our existing brand reputation and experience, we’re building a new business. Focused solely on delivering the very best for our customers, helping us realise our UK purpose of leading the energy transition. E.ON Next is all about creating a sustainable future, now. We're moving our energy in the right direction, one step at a time.

As a Credit Specialist, you'll play a critical role in supporting our residential customers who are struggling to pay & delivering our overall debt reduction. You'll be responsible for making contact with customers and debt agents on inbound calls, outbound calls and emails.

Here's a taste of what you'll be doing:

  • Debt Resolution: You’ll treat every customer as an individual, tailoring affordable and sustainable repayment plans to suit their personal needs by understanding their current and future circumstances, and seeking additional support for our most vulnerable customers.
  • Expert Communication: You’ll confidently hold sensitive conversations with our customers about their personal finances in a manner that encourages openness without judgement, building long term trusting relationships.
  • Customer Data Analysis: Deep dive into customer data to uncover hidden patterns, predict future behaviours, and optimise business strategies.
  • Investigative Tracing: Utilise a range of resources (internal systems, credit reports, etc.) to verify customer information, including contact details, financial history, and other relevant data points.

What do we need from you?

  • Take full ownership and responsibility of delivering an excellent end to end customer experience.
  • Not afraid to have difficult conversations and overcome objections that will help us achieve the right outcome.
  • Empathetic, be able to put yourself in our customer’s shoes.
  • Excellent listening skills.
  • Able to understand different perspectives when making decisions.
  • Good English skills both written and verbal.
  • A committed team player who thrives in a fast-paced environment.
  • Drive to identify and implement change.
  • A drive to achieve targets and exceed expectations.
  • Driven by data, using the insights to make the right decisions to better serve our customers.
  • Make wise decisions about how we spend our money so we can fulfil our commitments to our customers and our business.

It would be great if you had:

  • Previous customer service experience (don’t worry if you’re new to energy, we’ll provide full training).
  • Experience in finance collection.

Why Join E.ON Next?

The starting salary for this role is £25,983. We’re passionate about providing fulfilling roles, and empowering growth and career progression. We have created specialist pathways to help you progress your career. Begin at the Foundation level and, through technical training, advance to Pro (£27,856) with further opportunities to reach Expert level, offering an earning potential of £31,573.

Our Flexible and Hybrid ways of working bring together the best of remote and hub-based working. We work Monday – Friday 9am – 5pm, and you’ll spend 2-3 days a week with your team in our hubs, which are social spaces designed to fuel your body and mind. Whether you’re fueling up with free snacks and fresh fruit, finding your 'flow' on our treadmill desks, or recharging in our massage chairs, we’ve built a space that prioritises your well-being. And when it’s time for a break? Head to the social zone for a game of pool or a coffee with the team. We’ve traded the corporate grind for a culture that keeps you refreshed, connected, and ready to lead the energy transition.

Located just off Middlebrook Retail Park, our hub offers the ultimate in convenience and lifestyle. We are perfectly situated for a stress-free commute, sitting right by the M61 motorway and just a short walk from Horwich Parkway Train Station. Whether you’re arriving by car or rail, getting here is a breeze—and with free on-site parking, you can leave the city-centre traffic behind. Having the UK’s largest retail park on your doorstep means world-class shopping, dining, and essentials are always just a lunchtime stroll away.

Did you know we’ve won awards for our flexible and family friendly working ways of working? Wherever you are in your journey, we have supportive inclusion networks, a market leading benefits package and family friendly policies including paid fertility leave, neonatal leave and equal parent leave.

And to wrap up, we want you to enjoy 26 days of annual leave plus bank holidays. You can also buy another 2 weeks’ holiday and there is our generous pension contribution to secure your future. And the cherry on top? We guarantee time off work to celebrate your Birthday.

Job Details:

  • Full-time: 30-37 hours per week.
  • Location: Bolton (Horwich).
  • DBS Check Required: For successful candidates.
  • Right to Work: Unfortunately, this role is not sponsorable.
  • Role may close earlier due to high applications.

If you're a motivated and results-oriented individual with a passion for debt recovery, we encourage you to apply. Join us at E.ON Next and help shape the future of energy.

Please note: If you are invited to a discovery day, this will be held at our Bolton hub. If you are successful in your application, our initial 8 week training will also be held at our Bolton hub. You will therefore be expected to commute 4 times a week during this period. The start date for this role is 27th July 2026, please do not apply if you cannot make this start date and commit to eight weeks of training without annual leave.

Credit Specialist (Residential) - Bolton employer: E.ON Next Energy Limited

E.ON Next is an exceptional employer that prioritises employee well-being and career growth, offering a supportive work culture in Bolton. With flexible hybrid working arrangements, a focus on personal development through specialist pathways, and a vibrant hub designed for collaboration and relaxation, employees can thrive both professionally and personally. The company also boasts a comprehensive benefits package, including generous leave policies and a commitment to family-friendly practices, making it an ideal place for those seeking meaningful and rewarding employment.

E.ON Next Energy Limited

Contact Detail:

E.ON Next Energy Limited Recruiting Team

StudySmarter Expert Advice🤫

We think this is how you could land Credit Specialist (Residential) - Bolton

Tip Number 1

Get to know the company! Before your interview, do a bit of research on E.ON Next. Understand their mission and values, especially around customer service and debt resolution. This will help you tailor your answers and show that you're genuinely interested in being part of their team.

Tip Number 2

Practice makes perfect! Role-play some tough conversations you might have with customers about finances. This will help you feel more confident when discussing sensitive topics during the interview. Remember, empathy is key!

Tip Number 3

Show off your data skills! Be ready to discuss how you've used data in past roles to make decisions or improve processes. E.ON Next loves data-driven decision-making, so highlight any relevant experience you have.

Tip Number 4

Don’t forget to follow up! After your interview, send a quick thank-you email to express your appreciation for the opportunity. It’s a nice touch that can set you apart from other candidates. And remember, apply through our website for the best chance!

We think you need these skills to ace Credit Specialist (Residential) - Bolton

Debt Resolution
Expert Communication
Customer Data Analysis
Investigative Tracing
Empathy
Listening Skills
Decision-Making

Some tips for your application 🫡

Tailor Your Application:Make sure to customise your CV and cover letter for the Credit Specialist role. Highlight your relevant experience in customer service and any skills that align with the job description, like empathy and communication.

Showcase Your Skills:Don’t just list your skills; give examples of how you've used them in past roles. If you’ve had difficult conversations or resolved customer issues, share those stories to demonstrate your expertise.

Be Clear and Concise:Keep your application straightforward and to the point. Use clear language and avoid jargon. We want to see your personality shine through, so let your writing reflect who you are!

Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining the E.ON Next team!

How to prepare for a job interview at E.ON Next Energy Limited

Know Your Stuff

Before the interview, dive deep into E.ON Next's mission and values. Understand their approach to customer service and debt resolution. This will help you align your answers with what they’re looking for and show that you’re genuinely interested in the role.

Practice Empathy

As a Credit Specialist, you'll need to handle sensitive conversations. Practise how to express empathy and understanding during mock interviews. Think about how you would feel in a customer's shoes and prepare to discuss how you would approach difficult conversations.

Data is Key

Brush up on your data analysis skills. Be ready to discuss how you can use customer data to identify patterns and improve repayment plans. Prepare examples from past experiences where you’ve used data to make informed decisions.

Show Your Team Spirit

E.ON Next values teamwork, so be prepared to share examples of how you've collaborated with others in previous roles. Highlight your ability to thrive in a fast-paced environment and how you contribute to a positive team dynamic.