At a Glance
- Tasks: Analyse payment policies and ensure compliance with evolving regulations in a fast-paced environment.
- Company: Join a leading financial services firm committed to innovation and integrity.
- Benefits: Competitive salary, flexible working options, and opportunities for professional growth.
- Why this job: Make a real impact on payment systems while collaborating with diverse teams.
- Qualifications: Degree in Finance or related field and experience in policy analysis or compliance.
- Other info: Dynamic role with excellent career advancement opportunities in the fintech space.
The predicted salary is between 36000 - 60000 Β£ per year.
The Payments Policy Analyst plays a critical role within the Financial Services industry by ensuring that payment systems and processes comply with evolving regulatory frameworks, internal governance standards, and industry best practices. This position is responsible for analyzing payment policies, assessing operational risks, and providing data-driven insights to support strategic decision-making. The analyst will collaborate with cross-functional teams including Compliance, Risk, Legal, Product, and Operations to evaluate the impact of policy changes on payment flows, customer experience, and regulatory adherence. With a strong focus on accuracy, consistency, and forward-looking risk mitigation, the Payments Policy Analyst contributes directly to the integrity, efficiency, and scalability of the organization's payment infrastructure. This role is essential in maintaining trust with regulators, customers, and stakeholders in a highly regulated and fast-paced financial environment.
Responsibilities
- Conduct in-depth analysis of national and international payment regulations (e.g., PSD2, GDPR, FCA guidelines) and assess their impact on existing payment policies and procedures.
- Develop, review, and update internal payment policies, standards, and operational guidelines to ensure compliance and alignment with industry benchmarks.
- Perform risk assessments and impact analyses on proposed policy changes, new payment products, and technology integrations.
- Collaborate with Legal and Compliance teams to ensure policy frameworks meet regulatory expectations and support audit readiness.
- Monitor emerging trends in digital payments, fintech innovation, and regulatory developments to proactively identify policy gaps or opportunities.
- Prepare detailed reports, dashboards, and presentations for senior leadership summarising policy performance, compliance status, and risk exposure.
- Act as a subject matter expert in internal training sessions and policy workshops to promote consistent understanding and application across departments.
- Maintain comprehensive documentation of policy versions, change logs, and rationale for decisions to support transparency and traceability.
- Engage with external regulators and industry bodies as required to contribute to standard-setting initiatives and policy consultations.
- Monitor, analyse and interpret developments from the Bank of England, PSR, FCA, HM Treasury and international bodies - turning complex information into practical insights.
- Support key committees and working groups β including preparing agendas, coordinating workshops, and ensuring effective member engagement.
- Draft briefings, consultation responses, and reports to articulate the voice of our members and influence decision-makers.
- The applicant will be expected to work flexibly to support other activities as required by the Payments team.
- Collaborate across on cross-cutting areas including digital innovation, economic crime, regulation and international policy.
Requirements
- Bachelor's degree in Finance, Economics, Business Administration, Law, or a related field.
- Minimum of 2 years of experience in policy analysis, financial services compliance, or payments operations within a regulated environment.
- Strong understanding of payment systems (e.g., card payments, SEPA, SWIFT, real-time payments) and relevant regulatory frameworks.
- Proven ability to conduct complex data analysis and translate findings into actionable policy recommendations.
- Excellent written and verbal communication skills with the ability to present technical information to non-specialist audiences.
- Proficiency in Microsoft Office Suite (Excel, PowerPoint, Word), with experience in data visualization tools (e.g., Power BI, Tableau) a plus.
- Detail-oriented with strong organizational skills and the ability to manage multiple priorities in a fast-paced environment.
- Familiarity with risk management frameworks and internal control processes.
- Ability to work independently and as part of a collaborative, cross-functional team.
- Willingness to stay current with evolving regulatory landscapes and industry innovations in digital payments.
Payments olicy Analyst in London employer: DWH Recruitment Limited
Contact Detail:
DWH Recruitment Limited Recruiting Team
StudySmarter Expert Advice π€«
We think this is how you could land Payments olicy Analyst in London
β¨Tip Number 1
Network like a pro! Reach out to folks in the financial services industry, especially those who work with payments. Attend events, join online forums, and donβt be shy about asking for informational interviews. You never know who might have the inside scoop on job openings!
β¨Tip Number 2
Show off your skills! Prepare a portfolio or case studies that highlight your experience with payment policies and compliance. When you get the chance to chat with potential employers, use these examples to demonstrate how you can add value to their team.
β¨Tip Number 3
Stay updated on industry trends! Follow news related to payments, fintech innovations, and regulatory changes. This knowledge will not only help you in interviews but also show that youβre genuinely interested in the field and ready to tackle challenges head-on.
β¨Tip Number 4
Apply through our website! Weβve got a streamlined application process that makes it easy for you to showcase your talents. Plus, itβs a great way to ensure your application gets seen by the right people. Donβt miss out on the opportunity to join our awesome team!
We think you need these skills to ace Payments olicy Analyst in London
Some tips for your application π«‘
Tailor Your Application: Make sure to customise your CV and cover letter for the Payments Policy Analyst role. Highlight your experience in policy analysis and compliance, and show us how your skills align with our needs. We love seeing candidates who take the time to connect their background to what we do!
Showcase Your Analytical Skills: Since this role involves a lot of data-driven insights, donβt shy away from showcasing your analytical prowess. Include examples of how you've conducted complex data analysis in previous roles and how those findings influenced policy decisions. We want to see your thought process!
Communicate Clearly: Your written communication skills are key for this position, so make sure your application is clear and concise. Use straightforward language to explain your experiences and avoid jargon unless itβs relevant. We appreciate clarity just as much as you do!
Apply Through Our Website: We encourage you to apply directly through our website. Itβs the best way for us to receive your application and ensures youβre considered for the role. Plus, it gives you a chance to explore more about our company culture and values!
How to prepare for a job interview at DWH Recruitment Limited
β¨Know Your Regulations
Make sure you brush up on key regulations like PSD2, GDPR, and FCA guidelines. Being able to discuss how these impact payment policies will show that youβre not just familiar with the rules but can also apply them in a practical context.
β¨Showcase Your Analytical Skills
Prepare to discuss specific examples where you've conducted data analysis or risk assessments. Highlight how your findings led to actionable policy recommendations, as this will demonstrate your ability to turn complex data into clear insights.
β¨Communicate Clearly
Practice explaining technical concepts in simple terms. You might be asked to present your ideas to non-specialists, so being able to articulate your thoughts clearly is crucial. Consider doing mock interviews with friends to refine your communication skills.
β¨Stay Current with Trends
Keep an eye on emerging trends in digital payments and fintech innovations. Being able to discuss recent developments and their potential impact on payment policies will show that youβre proactive and engaged with the industry.