At a Glance
- Tasks: Lead a high-performing team and shape our lending strategy for better member outcomes.
- Company: Purpose-driven mutual focused on helping people live better lives.
- Benefits: Competitive salary, 30+ days holiday, life assurance, and private medical insurance.
- Why this job: Make a meaningful impact in the mortgage market while leading talented teams.
- Qualifications: 5+ years in UK mortgage market with strong underwriting and leadership skills.
- Other info: Join a diverse culture that values inclusion and celebrates uniqueness.
The predicted salary is between 68000 - 102000 £ per year.
We are a purpose-driven mutual helping people live better lives. We are looking for a Head of Lending to lead our underwriting and credit teams, shape our lending strategy, and ensure high-quality, compliant mortgage lending that delivers excellent outcomes for members and intermediaries.
What You’ll Do
- Lead a high-performing Lending and Underwriting team.
- Shape and deliver the Society's lending strategy.
- Own lending policy, underwriting standards and SOPs.
- Ensure all lending meets risk appetite, MCOB requirements and regulatory expectations.
- Provide insightful MI and oversight to committees including SLT and Credit Risk.
- Drive improvements to criteria, processes and customer/intermediary experience.
- Horizon-scan the mortgage market for risks and opportunities.
- Maintain strong fraud, financial crime and conduct controls.
What You’ll Bring
- 5+ years' experience in the UK mortgage market, including specialist lending.
- Strong mortgage underwriting background with clear mandate/risk expertise.
- Knowledge of MCOB and regulatory lending requirements.
- Proven leadership skills with experience driving high performance.
- Ability to balance commercial, operational and risk considerations.
- Strong communicator with strategic awareness of the mutual sector.
Why Join Us?
A senior leadership opportunity to make a meaningful impact-shaping lending strategy, leading talented teams, and supporting our mission to help people live better lives.
We offer:
- 35 hours a week contract
- Salary up to £85,000 per annum
- Basic holiday of 30 days + Bank holidays
- Moments that matter days (Think birthdays, weddings + time off for getting the keys to a new house or welcoming a grandchild!)
- Pension contribution of up to 8% of salary
- Life assurance 4x salary
- Full Private Medical Insurance
- Healthcare plan covering some of those day-to-day health bills like your dental and optical bills
- Great career opportunities
Diversity and Inclusion
Our workplace culture respects, welcomes, and supports diversity and inclusion, empowering our People to embrace being a fundamental part of everything we are, and everything we aim to be. We treat everyone with the dignity and kindness they deserve, and strive to encourage and celebrate all the things that make each of us unique.
And that’s not all… We’re recognised as a Great Place to Work, and there’s a reason for that. Check out our careers page for more information about what it’s like to join The Dudley team, who we are, what drives us, and why you should join.
Head of Lending employer: Dudley Building Society
Contact Detail:
Dudley Building Society Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Lending
✨Tip Number 1
Network like a pro! Reach out to your connections in the mortgage industry and let them know you're on the hunt for a Head of Lending role. You never know who might have the inside scoop on an opportunity or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of MCOB and regulatory requirements. Be ready to discuss how your experience aligns with shaping lending strategies and leading high-performing teams. Show us you’re the perfect fit!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that resonate with your values. Check out our website and see how we align with your mission to help people live better lives. Tailor your approach to show why you want to be part of our team.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. Use this opportunity to reiterate your enthusiasm for the role and how you can contribute to our lending strategy.
We think you need these skills to ace Head of Lending
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experience that match the Head of Lending role. Highlight your background in mortgage underwriting and any leadership experience you've had. We want to see how you can shape our lending strategy!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about helping people live better lives and how your experience aligns with our mission. Let us know what makes you the perfect fit for our team.
Showcase Your Achievements: Don’t just list your responsibilities; showcase your achievements! Use specific examples of how you've driven improvements in lending processes or enhanced customer experiences. We love seeing results!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. Plus, you’ll get to explore more about our culture and values!
How to prepare for a job interview at Dudley Building Society
✨Know Your Stuff
Make sure you brush up on your knowledge of the UK mortgage market, especially around MCOB and regulatory requirements. Being able to discuss these topics confidently will show that you're not just familiar with the basics but also understand the nuances of the industry.
✨Showcase Your Leadership Skills
Prepare examples of how you've led high-performing teams in the past. Think about specific challenges you faced and how you motivated your team to achieve great results. This will demonstrate your capability to lead the Lending and Underwriting teams effectively.
✨Be Ready to Discuss Strategy
Since you'll be shaping the lending strategy, come prepared with ideas on how to improve processes and customer experiences. Think about current trends in the mortgage market and how they could impact the Society's approach. This shows you're proactive and strategic.
✨Communicate Clearly
As a strong communicator, practice articulating your thoughts clearly and concisely. Be ready to explain complex concepts in simple terms, especially when discussing risk appetite and underwriting standards. This will highlight your ability to engage with various stakeholders effectively.