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For Companies At a Glance
- Tasks: Manage mortgage applications and make responsible lending decisions.
- Company: Join one of the UK's fastest-growing building societies.
- Benefits: Competitive salary, 30+ days holiday, and great health benefits.
- Why this job: Make a real difference in people's lives while developing your career.
- Qualifications: 3 years' underwriting experience and strong analytical skills.
- Other info: Supportive and inclusive workplace culture with excellent growth opportunities.
The predicted salary is between 34000 - 42500 £ per year.
We're here to help people live better lives. If you want to be part of an organisation that puts customers first and empowers colleagues to make a real difference, this could be the perfect opportunity for you.
The Opportunity
We are looking for a Mortgage Underwriter to join one of the top 5 fastest growing building societies in the UK. In this role, you'll take ownership of mortgage applications from initial submission through to the issue of a mortgage offer, working within your mandate to make balanced, responsible lending decisions. You'll be at the heart of our mortgage operation - building strong relationships with intermediaries, managing risk, and ensuring our customers receive a fair, efficient, and high-quality service.
What You'll Be Doing
- Managing and underwriting mortgage applications from start to finish, ensuring timely progression to mortgage offer.
- Liaising with mortgage intermediaries, providing Decisions in Principle and communicating outcomes clearly and professionally.
- Ensuring all decisions align with the Society's lending policy, escalating or recommending exceptions where appropriate.
- Delivering excellent service to brokers, customers, and third parties in line with agreed SLAs.
- Approving loans within your mandate and supporting more complex case work such as contract variations or Further Advances.
- Providing feedback on underwriting trends and supporting improvements to policy and process.
- Working collaboratively with colleagues across the business and helping the team meet shared goals.
What You'll Bring
- Minimum three years' Financial Services underwriting experience.
- An existing underwriting mandate in your current role.
- CeMAP qualification (desirable but not essential).
- Strong analytical skills with the ability to make sound, responsible lending decisions.
- Excellent communication skills and confidence in dealing with intermediaries and customers.
- A proactive, team-focused approach and the ability to manage your own workload effectively.
Why Dudley Building Society?
At Dudley Building Society, we value our team and believe in offering a supportive, inclusive, and empowering environment where you can thrive. In return for your expertise we offer:
- 35 hours a week contract
- Salary between £40,000 - £42,500 per annum
- Basic holiday of 30 days + Bank holidays
- Moments that matter days (Think birthdays, weddings + time off for getting the keys to a new house or welcoming a grandchild!)
- Pension contribution of up to 8% of salary
- Life assurance 4x salary
- Full Private Medical Insurance
- Healthcare plan covering some of those day-to-day health bills like your dental and optical bills
- Great career opportunities and continuous professional development
We're recognised as a Great Place to Work, and there's a reason for that. Check out our careers page for more information about what it's like to join The Dudley team, who we are, what drives us, and why you should join.
Diversity and Inclusion
Our workplace culture respects, welcomes, and supports diversity and inclusion, empowering our People to embrace being a fundamental part of everything we are, and everything we aim to be. We treat everyone with the dignity and kindness they deserve, and strive to encourage and celebrate all the things that make each of us unique.
How to Apply
If you're an experienced underwriter looking for your next challenge - and want to work somewhere that values integrity, service, and doing the right thing - we'd love to hear from you. Apply now or contact us for more information.
Mortgage Underwriter in Dudley employer: Dudley Building Society
Contact Detail:
Dudley Building Society Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter in Dudley
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector, especially those who work in underwriting. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your analytical skills and decision-making processes. Be ready to discuss how you’ve made responsible lending decisions in the past—real examples will make you stand out!
✨Tip Number 3
Show off your communication skills! Practice explaining complex underwriting concepts in simple terms. This will help you connect with both intermediaries and customers during interviews.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, you’ll find all the latest opportunities right there, tailored just for you.
We think you need these skills to ace Mortgage Underwriter in Dudley
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experience that match the Mortgage Underwriter role. Highlight your underwriting experience and any relevant qualifications, like CeMAP, to show us you’re the right fit!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you want to join Dudley Building Society and how your values align with ours. Keep it professional but let your personality come through!
Showcase Your Analytical Skills: As an underwriter, strong analytical skills are key. In your application, give examples of how you've made sound lending decisions in the past. We want to see how you approach risk management!
Apply Through Our Website: We encourage you to apply directly through our website for a smoother process. It’s the best way for us to receive your application and get you on the path to joining our fantastic team!
How to prepare for a job interview at Dudley Building Society
✨Know Your Stuff
Make sure you brush up on your underwriting knowledge and the specific lending policies of the organisation. Familiarise yourself with common mortgage products and recent trends in the market, as this will help you answer questions confidently and demonstrate your expertise.
✨Showcase Your Communication Skills
Since you'll be liaising with intermediaries and customers, practice articulating your thoughts clearly and professionally. Prepare examples of how you've effectively communicated decisions in previous roles, as this will highlight your ability to build strong relationships.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your decision-making skills. Think about past experiences where you had to make tough lending decisions and be ready to explain your thought process and the outcomes. This will show your analytical skills and responsible approach.
✨Emphasise Teamwork
The role requires collaboration with colleagues across the business, so be prepared to discuss how you've worked in teams before. Share examples of how you've contributed to shared goals and supported your teammates, as this aligns with the organisation's values.