At a Glance
- Tasks: Manage mortgage applications and make responsible lending decisions.
- Company: Join one of the UK's fastest growing building societies.
- Benefits: Competitive salary, 30+ days holiday, and private medical insurance.
- Other info: Supportive and inclusive workplace culture with great career growth.
- Why this job: Make a real difference in people's lives while developing your career.
- Qualifications: 3 years underwriting experience and strong analytical skills.
The predicted salary is between 34000 - 42500 £ per year.
We are looking for a Mortgage Underwriter to join one of the top 5 fastest growing building societies in the UK. In this role, you will take ownership of mortgage applications from initial submission through to the issue of a mortgage offer, working within your mandate to make balanced, responsible lending decisions.
You will be at the heart of our mortgage operation, building strong relationships with intermediaries, managing risk, and ensuring our customers receive a fair, efficient, and high-quality service.
What You Will Be Doing:
- Managing and underwriting mortgage applications from start to finish, ensuring timely progression to mortgage offer.
- Liaising with mortgage intermediaries, providing Decisions in Principle and communicating outcomes clearly and professionally.
- Ensuring all decisions align with the Society's lending policy, escalating or recommending exceptions where appropriate.
- Delivering excellent service to brokers, customers, and third parties in line with agreed SLAs.
- Approving loans within your mandate and supporting more complex case work such as contract variations or Further Advances.
- Providing feedback on underwriting trends and supporting improvements to policy and process.
- Working collaboratively with colleagues across the business and helping the team meet shared goals.
What You Will Bring:
- Minimum three years' Financial Services underwriting experience.
- An existing underwriting mandate in your current role.
- CeMAP qualification (desirable but not essential).
- Strong analytical skills with the ability to make sound, responsible lending decisions.
- Excellent communication skills and confidence in dealing with intermediaries and customers.
- A proactive, team-focused approach and the ability to manage your own workload effectively.
Why Dudley Building Society?
At Dudley Building Society, we value our team and believe in offering a supportive, inclusive, and empowering environment where you can thrive. In return for your expertise we offer:
- 35 hours a week contract
- Salary between £40,000 - £42,500 per annum
- Basic holiday of 30 days + Bank holidays
- Moments that matter days (Think birthdays, weddings + time off for getting the keys to a new house or welcoming a grandchild!)
- Pension contribution of up to 8% of salary
- Life assurance 4x salary
- Full Private Medical Insurance
- Healthcare plan covering some of those day-to-day health bills like your dental and optical bills
- Great career opportunities and continuous professional development
We are recognised as a Great Place to Work, and there is a reason for that. Check out our careers page for more information about what it is like to join The Dudley team, who we are, what drives us, and why you should join.
Diversity and Inclusion:
Our workplace culture respects, welcomes, and supports diversity and inclusion, empowering our People to embrace being a fundamental part of everything we are, and everything we aim to be. We treat everyone with the dignity and kindness they deserve, and strive to encourage and celebrate all the things that make each of us unique.
How to Apply:
If you are an experienced underwriter looking for your next challenge and want to work somewhere that values integrity, service, and doing the right thing, we would love to hear from you. Apply now or contact us for more information.
Mortgage Underwriter in Brierley Hill employer: Dudley Building Society
Dudley Building Society is an exceptional employer that prioritises the well-being and development of its employees while fostering a culture of inclusivity and support. With a commitment to empowering colleagues, the society offers competitive salaries, generous holiday allowances, and unique benefits such as 'Moments that Matter' days, ensuring a fulfilling work-life balance. Join us in a dynamic environment where your contributions are valued, and you can grow your career in one of the UK's fastest-growing building societies.
StudySmarter Expert Advice🤫
We think this is how you could land Mortgage Underwriter in Brierley Hill
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services industry, especially those who work in mortgage underwriting. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your analytical skills and decision-making processes. Be ready to discuss how you’ve made responsible lending decisions in the past, as this will show you’re a perfect fit for the role.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, send a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the position.
✨Tip Number 4
Check out our website for the latest job openings and apply directly through us. We’re all about making the application process smooth and easy, so don’t miss out on your chance to join a fantastic team!
We think you need these skills to ace Mortgage Underwriter in Brierley Hill
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience that match the Mortgage Underwriter role. Highlight your underwriting experience and any relevant qualifications, like CeMAP, to show us you’re the right fit!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you want to join Dudley Building Society and how you can contribute to our mission of putting customers first. Keep it professional but let your personality come through!
Showcase Your Analytical Skills:As an underwriter, strong analytical skills are key. In your application, give examples of how you've made sound lending decisions in the past. This will help us see your thought process and decision-making abilities.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the easiest way for us to receive your application and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at Dudley Building Society
✨Know Your Stuff
Make sure you brush up on your underwriting knowledge and the specific lending policies of the organisation. Familiarise yourself with common mortgage products and recent trends in the market, as this will show that you're proactive and well-informed.
✨Showcase Your Experience
Be ready to discuss your previous underwriting experience in detail. Prepare examples of how you've managed complex cases or made responsible lending decisions. This will help demonstrate your analytical skills and ability to handle the responsibilities of the role.
✨Communicate Clearly
Since you'll be liaising with intermediaries and customers, practice articulating your thoughts clearly and professionally. Think about how you can convey complex information in a straightforward manner, as effective communication is key in this role.
✨Emphasise Teamwork
Highlight your collaborative approach during the interview. Share examples of how you've worked with colleagues to achieve shared goals or improve processes. This will resonate well with the organisation's focus on teamwork and support.
