At Dudley Building Society, we're here to help people live better lives. As one of the UK's fastest-growing building societies, with a proud heritage and ambitious plans for the future, we're looking for a Senior Credit Risk Analyst to support the Society's credit risk modelling and management information. This role will join us on a temporary 6 Month contract to support with Paternity leave. In this specialist role, you'll help ensure our credit risk models are built, maintained and monitored effectively, using your analytical expertise to interpret outputs and provide clear, concise insight to stakeholders across the Society. You'll play an important part in helping the Society manage lending activity within risk appetite and deliver good outcomes for members. As our Senior Credit Risk Analyst, you'll be responsible for ensuring the Society's credit risk models and credit risk management information are appropriately built, maintained and monitored. Routinely run the Society's Estimated Credit Loss models accurately and on time, identifying and resolving any anomalies. Maintain full model documentation, including assumptions, validation, sensitivity analysis and data input dictionaries. Updates to mortgage affordability model based on latest information Contribute credit risk inputs to forecasts and stress tests, including ICAAP, ILAAP and Recovery Plan activity. Work with Product and Analytics teams to support decisions on product mix and lending plans, considering regulatory limits, expected credit loss and risk appetite. Develop, maintain and report against credit risk appetite limits. Experience using R statistical language. Experience with IFRS 9 impairment models or similar credit risk modelling approaches. Confidence working with credit risk management information, assumptions, validation, sensitivity analysis and model documentation. An understanding of expected credit loss, risk appetite, model monitoring and governance requirements. Salary up between £45,000 - £50,000 (FTE) depending on experience. ~ Intelligent working - split your time between home and our Brierley Hill office. ~30 days' holiday, plus bank holidays and 'Moments that Matter' days for birthdays, weddings, getting your house keys, welcoming a grandchild and the moments that count. ~ Up to 8% pension contribution. ~ Life assurance at 4 salary. Diversity, Equality and Inclusion We're building a culture where everyone feels respected, supported and valued. Diversity isn't a tick box for us - it's a strength we actively champion. If you're ready to use your analytical expertise to support sound credit risk management and help the Society make confident, well-informed lending decisions, we'd love to hear from you.
Senior Credit Risk Analyst - Mortgages in Birmingham employer: Dudley Building Society
At Dudley Building Society, we pride ourselves on being a modern mutual that values community and employee well-being. Our supportive work culture fosters growth and inclusivity, offering flexible working arrangements, generous holiday allowances, and comprehensive benefits including private medical insurance and pension contributions. Join us to make a meaningful impact while enjoying a fulfilling career in a company recognised as a Great Place to Work.
