Head of Lending in Birmingham

Head of Lending in Birmingham

Birmingham Full-Time 68000 - 102000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Lead a dynamic team to shape and deliver our lending strategy.
  • Company: Join a purpose-driven mutual dedicated to helping people live better lives.
  • Benefits: Enjoy a competitive salary, generous holiday, and private medical insurance.
  • Why this job: Make a meaningful impact in the mortgage market while leading talented teams.
  • Qualifications: 5+ years in UK mortgage market with strong underwriting and leadership skills.
  • Other info: Be part of a diverse culture that values inclusion and personal growth.

The predicted salary is between 68000 - 102000 £ per year.

We're a purpose-driven mutual helping people live better lives. We're looking for a Head of Lending to lead our underwriting and credit teams, shape our lending strategy, and ensure high-quality, compliant mortgage lending that delivers excellent outcomes for members and intermediaries.

What You'll Do

  • Lead a high-performing Lending and Underwriting team.
  • Shape and deliver the Society's lending strategy.
  • Own lending policy, underwriting standards and SOPs.
  • Ensure all lending meets risk appetite, MCOB requirements and regulatory expectations.
  • Provide insightful MI and oversight to committees including SLT and Credit Risk.
  • Drive improvements to criteria, processes and customer/intermediary experience.
  • Horizon-scan the mortgage market for risks and opportunities.
  • Maintain strong fraud, financial crime and conduct controls.

What You'll Bring

  • 5+ years' experience in the UK mortgage market, including specialist lending.
  • Strong mortgage underwriting background with clear mandate/risk expertise.
  • Knowledge of MCOB and regulatory lending requirements.
  • Proven leadership skills with experience driving high performance.
  • Ability to balance commercial, operational and risk considerations.
  • Strong communicator with strategic awareness of the mutual sector.

Why Join Us?

A senior leadership opportunity to make a meaningful impact-shaping lending strategy, leading talented teams, and supporting our mission to help people live better lives.

We offer:

  • 35 hours a week contract
  • Salary up to £85,000 per annum
  • Basic holiday of 30 days + Bank holidays
  • Moments that matter days (Think birthdays, weddings + time off for getting the keys to a new house or welcoming a grandchild!)
  • Pension contribution of up to 8% of salary
  • Life assurance 4x salary
  • Full Private Medical Insurance
  • Healthcare plan covering some of those day-to-day health bills like your dental and optical bills
  • Great career opportunities

Diversity and Inclusion

Our workplace culture respects, welcomes, and supports diversity and inclusion, empowering our People to embrace being a fundamental part of everything we are, and everything we aim to be. We treat everyone with the dignity and kindness they deserve, and strive to encourage and celebrate all the things that make each of us unique.

And that's not all. We're recognised as a Great Place to Work, and there's a reason for that. Check out our careers page for more information about what it's like to join The Dudley team, who we are, what drives us, and why you should join.

Head of Lending in Birmingham employer: Dudley Building Society

Join us at The Dudley, where we are committed to making a meaningful impact in the lives of our members through our purpose-driven approach. As an employer, we offer a supportive work culture that values diversity and inclusion, alongside competitive benefits such as 30+ days of holiday, a generous pension scheme, and opportunities for career growth. Located in a vibrant community, this role as Head of Lending not only allows you to lead talented teams but also empowers you to shape our lending strategy and contribute to our mission of helping people live better lives.
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Contact Detail:

Dudley Building Society Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Head of Lending in Birmingham

✨Tip Number 1

Network like a pro! Reach out to your connections in the mortgage market and let them know you're on the lookout for opportunities. You never know who might have the inside scoop on a role that’s perfect for you.

✨Tip Number 2

Prepare for interviews by researching the company’s lending strategy and recent market trends. Show us you’re not just another candidate; demonstrate your passion for shaping lending strategies and improving customer experiences.

✨Tip Number 3

Practice your leadership pitch! Be ready to discuss how you've driven high performance in previous roles. We want to hear about your experience in leading teams and how you can bring that to our underwriting and credit teams.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets the attention it deserves. Plus, you’ll get a feel for our culture and values right from the start.

We think you need these skills to ace Head of Lending in Birmingham

Leadership Skills
Mortgage Underwriting Expertise
Knowledge of MCOB
Regulatory Compliance
Risk Management
Strategic Thinking
Communication Skills
Analytical Skills
Process Improvement
Fraud Prevention
Financial Crime Controls
Customer Experience Enhancement
Market Analysis

Some tips for your application 🫡

Tailor Your CV: Make sure your CV reflects the skills and experience that match the Head of Lending role. Highlight your leadership experience and knowledge of the UK mortgage market to show us you’re the right fit.

Craft a Compelling Cover Letter: Use your cover letter to tell us why you’re passionate about lending and how you can contribute to our mission. Share specific examples of your achievements in previous roles to make your application stand out.

Showcase Your Strategic Thinking: In your application, demonstrate your ability to shape lending strategies and improve processes. We want to see how you’ve successfully balanced commercial and risk considerations in your past roles.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team.

How to prepare for a job interview at Dudley Building Society

✨Know Your Stuff

Make sure you brush up on your knowledge of the UK mortgage market, especially around MCOB and regulatory requirements. Being able to discuss these topics confidently will show that you’re not just a candidate, but a potential leader who understands the landscape.

✨Showcase Your Leadership Skills

Prepare examples of how you've successfully led teams in the past. Think about specific situations where you drove high performance or improved processes. This will help demonstrate your capability to lead the Lending and Underwriting team effectively.

✨Understand Their Mission

Familiarise yourself with the company’s purpose-driven approach. Be ready to discuss how your vision aligns with their mission to help people live better lives. This shows that you’re not just looking for a job, but are genuinely interested in contributing to their goals.

✨Prepare Insightful Questions

Think of thoughtful questions to ask during the interview. Inquire about their current lending strategy or how they foresee changes in the mortgage market. This not only shows your interest but also your strategic thinking skills, which are crucial for the Head of Lending role.

Head of Lending in Birmingham
Dudley Building Society
Location: Birmingham
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