At a Glance
- Tasks: Analyse financial data to minimise bad debt and support business growth.
- Company: Join DS Smith, a global leader in sustainable packaging solutions.
- Benefits: Enjoy competitive salary, bonus, 25 days holiday, and hybrid working.
- Other info: Be part of a diverse team driving positive change in the industry.
- Why this job: Make a real impact on financial decisions and sustainability initiatives.
- Qualifications: Bachelor's degree or accountancy qualification; strong credit analysis experience preferred.
The predicted salary is between 30000 - 40000 £ per year.
Our Caerphilly office has an exciting opportunity in our Credit and Collections team for a Credit Risk Analyst to join the team. Your primary role as a Credit Risk Analyst will be to help protect DS Smith's investments by minimising bad debt and assisting the continued growth of the business. You'll be responsible for setting and monitoring customer credit limits, maintaining customer master files, and making recommendations to key stakeholders in the wider business.
Other responsibilities will include:
- Analysing financial reports, payment history and sales information to support credit recommendations.
- Working with Credit and Collections team members and Finance colleagues throughout the UK to understand business priorities and challenges.
- Working with credit insurers and other 3rd parties to maximise available financial information, allowing us to make more informed commercial decisions.
- Monitoring exposure levels against agreed credit limits and acting in accordance with our credit policy.
- Supporting change in DS Smith, encouraging policy and process improvement in areas where we identify opportunity.
Minimum requirements:
- Bachelors degree in a relevant subject, or accountancy qualification.
- Experience in a Credit Risk role.
- Strong Credit Analysis experience is desirable, with the ability to review reports and make recommendations.
- Advanced Excel skills.
- Excellent communication skills with the ability to present to various stakeholders.
- SAP and ERP (Navision) experience would be advantageous.
- Language capabilities advantageous.
Benefits:
- Competitive salary.
- Discretionary bonus.
- 25 days holiday, plus bank holidays.
- Pension scheme, life assurance and income protection.
- Sharesave scheme.
- Digital GP Service.
- Employee assistance programme.
- Cycle to work scheme.
- Retail discounts.
Location: Caerphilly - we operate a hybrid model, so you'll spend 3 days a week in the office and 2 at home as standard.
We are DS Smith, together with International Paper, we are a global leader in sustainable packaging solutions and other fibre-based products. We believe a better, more sustainable tomorrow is possible with the right people, who challenge and support one another to enact positive change. We employ more than 65,000 colleagues in North America and Europe, Middle East and Africa (EMEA), who are experts in innovation, manufacturing, design, sales, sustainability, supply chain, and much more. Together with our customers, we make the world safer and more productive, one sustainable packaging solution at a time. Become part of a world-leading organisation and do your best work with us!
To fulfil our purpose of redefining packaging for a changing world, we aim to build a diverse, motivated, and engaged workforce. Our goal is to create a culture of inclusion where everyone is treated fairly, differences are valued, and everyone has an equal opportunity to succeed. Our people come from diverse backgrounds, bring different perspectives, ideas and experiences to generate unique solutions focused on present and future sustainability challenges. We welcome all candidates to apply, even those not meeting all criteria.
Credit Risk Analyst employer: DS SMITH PACKAGING LIMITED
At DS Smith, we pride ourselves on being an excellent employer, offering a dynamic work culture that fosters collaboration and innovation. Our Caerphilly office provides a supportive environment where Credit Risk Analysts can thrive, with opportunities for professional growth, competitive benefits including a discretionary bonus and a sharesave scheme, and a hybrid working model that promotes work-life balance. Join us in our mission to create sustainable packaging solutions while enjoying a diverse and inclusive workplace that values your contributions.
Contact Details:
DS SMITH PACKAGING LIMITED Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Analyst
✨Tip Number 1
Network like a pro! Reach out to current employees at DS Smith on LinkedIn or through mutual connections. A friendly chat can give you insider info and might just get your foot in the door.
✨Tip Number 2
Prepare for the interview by brushing up on your credit analysis skills. Be ready to discuss how you've tackled similar challenges in the past and how you can contribute to minimising bad debt at DS Smith.
✨Tip Number 3
Show off your Excel skills! Bring examples of how you've used advanced Excel functions in previous roles. This will demonstrate your ability to analyse financial reports effectively.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you're genuinely interested in joining our team.
We think you need these skills to ace Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your relevant experience, especially in credit analysis and financial reporting. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how you can contribute to our team. Keep it concise but impactful – we love a good story!
Show Off Your Excel Skills:Since advanced Excel skills are a must-have, don’t forget to mention any specific projects or tasks where you've used Excel to analyse data. We want to know how you can leverage these skills in our team!
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at DS SMITH PACKAGING LIMITED
✨Know Your Numbers
As a Credit Risk Analyst, you'll be dealing with financial reports and credit limits. Brush up on your financial analysis skills and be ready to discuss how you've used data to make informed decisions in the past. Bring examples of reports you've analysed and the recommendations you made based on them.
✨Excel Like a Pro
Advanced Excel skills are a must for this role. Make sure you're comfortable with functions, pivot tables, and data visualisation. During the interview, you might be asked about specific Excel tasks, so practice explaining your process clearly and confidently.
✨Communicate Effectively
You'll need to present your findings to various stakeholders, so strong communication skills are key. Prepare to demonstrate how you've successfully communicated complex information in the past. Think about times when you had to tailor your message for different audiences.
✨Understand the Business
Familiarise yourself with DS Smith's business model and the challenges they face in the packaging industry. Be prepared to discuss how your role as a Credit Risk Analyst can support their goals. Showing that you understand their priorities will set you apart from other candidates.
