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- Tasks: Assess and approve short-term loan applications for residential and commercial properties.
- Company: Join a fast-growing lender known for innovation and integrity in the UK market.
- Benefits: Enjoy hybrid working, competitive salary, performance bonuses, private healthcare, and generous holidays.
- Why this job: Be part of a dynamic team with clear progression and a strong market presence.
- Qualifications: 2+ years experience in underwriting with a solid understanding of UK property markets.
- Other info: Work 3 days from home in a modern office environment.
The predicted salary is between 32400 - 54000 £ per year.
A fast-growing, specialist lender with a reputation for innovation and integrity, it offers bespoke bridging solutions to brokers and borrowers across the UK. With strong funding lines and a rapidly expanding loan book, it is now looking to strengthen its underwriting team with a driven and detail-focused Bridging Underwriter.
As a Bridging Underwriter, you'll play a crucial role in assessing and approving short-term loan applications secured on residential and commercial property. You’ll be responsible for managing cases from initial enquiry through to completion, ensuring that all loans are underwritten in line with risk appetite, policy, and regulatory standards.
Key Responsibilities:- Underwrite bridging loan applications from start to finish within agreed SLAs.
- Conduct detailed risk assessments on borrowers, assets, and exit strategies.
- Review valuations, credit reports, legal documents, and KYC/AML data.
- Liaise with brokers, solicitors, valuers, and internal teams to facilitate completions.
- Make sound credit decisions and present cases to credit committee where required.
- Maintain accurate records and ensure full compliance with lending policy and regulation.
- 2+ years of experience underwriting bridging loans or similar property-backed lending.
- Strong understanding of UK property markets and lending risk.
- Able to analyse complex credit and legal documentation.
- Excellent attention to detail and confident decision-maker.
- Proactive communicator with strong relationship-building skills.
- Thrives in a fast-paced, high-volume environment.
- Join a dynamic lender with ambitious growth plans and a strong market presence.
- Competitive base salary with performance bonus.
- Private healthcare, enhanced pension, and generous holiday allowance.
- Hybrid/flexible working options and modern office space. 3-days per week at home.
- Clear path for progression and professional development.
Commercial Underwriter - Hybrid Home Working employer: D&R Recruitment Limited
Contact Detail:
D&R Recruitment Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Commercial Underwriter - Hybrid Home Working
✨Tip Number 1
Familiarise yourself with the latest trends in the UK property market. Understanding current market conditions and lending risks will not only help you in interviews but also demonstrate your commitment to the role.
✨Tip Number 2
Network with professionals in the bridging finance sector. Attend industry events or join relevant online forums to connect with others in the field. This can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your previous experience. Highlighting your ability to assess risk and make sound credit decisions will showcase your expertise and fit for the role.
✨Tip Number 4
Demonstrate your communication skills by being proactive in your follow-ups. After applying, reach out to the hiring team to express your enthusiasm for the position and inquire about the next steps in the process.
We think you need these skills to ace Commercial Underwriter - Hybrid Home Working
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in underwriting, particularly with bridging loans or property-backed lending. Use specific examples to demonstrate your understanding of UK property markets and lending risk.
Craft a Compelling Cover Letter: Write a cover letter that showcases your attention to detail and decision-making skills. Mention your experience in managing cases from enquiry to completion and how you can contribute to the company's growth.
Highlight Key Skills: In your application, emphasise your ability to analyse complex credit and legal documentation. Also, showcase your proactive communication skills and relationship-building abilities, as these are crucial for liaising with brokers and solicitors.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors. A polished application reflects your attention to detail, which is essential for the role of a Bridging Underwriter.
How to prepare for a job interview at D&R Recruitment Limited
✨Know Your Numbers
Brush up on your understanding of UK property markets and lending risk. Be prepared to discuss specific examples from your experience that demonstrate your ability to assess risk and make informed decisions.
✨Showcase Your Attention to Detail
As a Bridging Underwriter, attention to detail is crucial. During the interview, highlight instances where your meticulous nature has led to successful outcomes in underwriting or risk assessment.
✨Prepare for Scenario Questions
Expect scenario-based questions that test your decision-making skills. Think about how you would handle various situations involving loan applications, and be ready to explain your thought process clearly.
✨Demonstrate Strong Communication Skills
Since you'll be liaising with brokers, solicitors, and internal teams, it's important to showcase your communication abilities. Share examples of how you've built relationships and facilitated successful completions in previous roles.
