At a Glance
- Tasks: Conduct credit analysis and manage portfolios for Political Risk products.
- Company: Join AIG, a leader in risk management and innovative solutions.
- Benefits: Competitive salary, diverse work environment, and opportunities for professional growth.
- Other info: Collaborative culture with opportunities to engage globally and travel.
- Why this job: Make an impact in the financial sector while developing your skills in a dynamic team.
- Qualifications: 10+ years in credit risk analysis with strong communication and organisational skills.
The predicted salary is between 70000 - 90000 £ per year.
At AIG, we are reimagining the way we help customers manage risk. Join us as a Political Risk Credit Officer and grow your skills while contributing to our Credit Risk Team in London.
Responsibilities
- Credit Analysis
- Perform annual credit reviews and ORR (grade) recommendations for Structured Credit and Project Finance obligors within the PRG UK portfolio.
- Provide credit analysis across transactions of various Political Risk products and Trade Finance and contribute toward deal memos regarding Credit Risk.
- Establish limits on appetite as per obligor group to support specific transactions and provide general capacity.
- Execute approvals based on own authority to be delegated or present review results to internal authority holders.
- Perform obligor visits/calls as needed and participate on market presentations for Investors/Analysts.
- Participate on internal presentations of transactions covering Credit risk of obligor.
- Portfolio Management
- Ensure ORR coverage for all Buyer names in the assigned portfolio of Buyer groups.
- Ensure ORR aging is within Credit Lines and AIG Credit Policy Guidelines.
- Ensure max exposure limits are in place and in date for all obligor groups assigned to the managed portfolio.
- Ensure all approvals and related supporting materials are documented and saved within the appropriate credit management systems.
- Respond to ad‑hoc exposure inquiries from Credit Lines or Enterprise Risk management.
- Respond to UW ad‑hoc requests for credit appetite to specific renewals and/or new business opportunities in a time‑efficient manner.
- Team Collaboration
- Collaboration with the Heads of the Credit Lines business to support achievement of Credit Lines business objectives.
- Collaboration with PRG & TF Underwriters regarding PRG UK Portfolio obligors to obtain information required for the assessment.
- Collaboration with PRG & TF Underwriters regarding Structured Transactions.
Qualifications
- Minimum 10 years’ credit risk and transaction analysis experience developed within a leading bank, trade credit or equivalent organisation.
- Experience of using different market leading credit risk analysis techniques and tools.
- Understanding of Credit Lines products and their respective credit risk drivers and mitigants.
- Strong communication skills, written and oral, presentations.
- Organisational skills and project management.
- Ability to manage time pressure, deadlines and competing tasks/ prioritise on behalf of the credit officer team.
- Ability to handle a varied workload in a diverse and growing portfolio.
- Proven decision making skills.
- Interpersonal skills – team player with internal and external stakeholders/clients.
- Multiple languages helpful, ability to engage with diverse, global teams.
- Willingness to travel regionally is desirable.
- Business acumen.
- Ability to work in a changing environment.
AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. If you need a reasonable accommodation, please send an email to candidatecare@aig.com.
Senior Credit Officer – Political Risk employer: Dormont Manufacturing Co
At AIG, we pride ourselves on fostering a dynamic and inclusive work environment that encourages professional growth and collaboration. As a Senior Credit Officer in London, you will not only enhance your expertise in credit risk analysis but also benefit from our commitment to employee development through ongoing training and mentorship. With a focus on innovation and teamwork, AIG offers a unique opportunity to make a meaningful impact while enjoying a supportive culture that values diversity and inclusion.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Officer – Political Risk
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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Don’t shy away from reaching out directly to firms like Dormont Manufacturing Co. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Credit Officer – Political Risk
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Dormont Manufacturing Co.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Dormont Manufacturing Co's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Dormont Manufacturing Co
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Dormont Manufacturing Co.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Dormont Manufacturing Co will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Dormont Manufacturing Co employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
