Senior Risk Manager in London

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

The Hartford’s International Risk team partners closely with the business to deliver risk management through analysis and insights. Our team’s mission is to deliver objective, risk-based solutions with clear recommendations, embracing change to steer the organization in achieving its goals.

This position reports to the Chief Risk Officer and operates within a “Dual Mandate” structure to support effective risk management across the business: both as a second line of defence, and a business partner to proactively mitigate risk as we grow.

Responsibilities

• Lead and provide independent, forward-looking risk analysis including Risk Opinions to key business strategy deliverables.
• Lead in production and maintenance of the ORSA including producing annual report to Board, regular risk tolerance and appetite monitoring.
• Oversee governance of the internal model, ensuring that the internal model validation process is designed, planned and executed in line with Lloyd’s standards, and that model changes are managed and validated appropriately.
• Actively engage and participate in various committees and groups, for example the Risk Committee, when required, to the Board, in relation to the Company’s risk management framework and risk issues.
• Oversee the operation and continuous development of the Risk framework, ensuring consistency, proportionality and alignment with business strategy.
• Lead delivery of risk analysis to Executive and Board Risk Committees, translating complex analysis into clear insight.
• Lead and support risk deep dives, thematic reviews and assessments of control effectiveness.
• Support Lloyd’s and PRA regulatory interactions and submissions.

Leadership

• Inspire: Communicate a clear vision, coach others, and foster collaboration.
• Aspire: Drive innovation, embrace learning, and empower teams to deliver change.
• Impact: Achieve results, promote accountability, and lead cross‑functional efforts.
• Authenticity: Act with integrity, communicate openly, and build trust across the business.

General

• Be able to build and maintain effective working relationships with colleagues at all levels within the organisation; confidently work with board committees and senior internal and external stakeholders.
• Possess highly effective analytical and decision-making skills; with the ability to work with and analyse complex data with the purpose of providing meaningful insight.
• Demonstrate strong, well‑structured written and verbal communication and excellent attention to detail; excellent report writing ability.
• Be able to delegate and prioritise work effectively and work to tight deadlines.
• Demonstrate flexibility in responding to evolving business needs and ad hoc requests from stakeholders.
• While the primary focus is on core responsibilities, the role may also involve contributing to a range of other business activities as needed.
• Collaborative, collegiate working style.

Experience & Skills

• Significant experience in risk management within general insurance (Lloyd’s and London Market desirable).
• Experience across multiple risk disciplines (e.g. insurance, investment/ credit, operational/ technology, strategic, and execution risks).
• Ability to apply independent judgement, challenge constructively and balance risk, reward and commercial considerations. Pragmatic in approach.
• Strong understanding of enterprise risk management frameworks, ORSA, risk appetite, scenario analysis and governance.
• Proven experience of operating at senior level supporting Executive, Board or regulator-facing decision‑making.
• Strong analytical and problem‑solving capability; actuarial skills desired.
• Hold a relevant professional qualification (desirable but not essential).
• Advanced Excel skills; experience with other data analytical tools will be advantageous.