At a Glance
- Tasks: Conduct financial analysis and assess creditworthiness for global companies.
- Company: Join AIG, a leader in innovative insurance solutions.
- Benefits: Comprehensive benefits package focusing on health, wellbeing, and professional development.
- Other info: Inclusive culture with opportunities for continuous learning and career growth.
- Why this job: Make a real impact in trade credit while growing your skills in a dynamic environment.
- Qualifications: Experience in credit analysis and strong analytical skills required.
The predicted salary is between 55000 - 65000 £ per year.
At AIG, we are reimagining the way we help customers to manage risk. Join us to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team.
Make your mark in Trade Credit. AIG's Credit Lines (Trade Credit, Trade Finance, and Political Risk) help Corporates (medium and large companies), from a wide variety of industry sectors and Financial Institutions, navigate the complexities of local and global business practices by offering non-payment credit insurance solutions.
We are looking for a motivated and detail-oriented Senior Credit Analyst to join our Credit Risk Team in London. The successful candidate will be a seasoned professional with a strong background in credit risk assessment, financial analysis, and portfolio monitoring within the trade credit or related financial services sectors. You will play a key role in evaluating buyer risks, and contributing to the strategic development of our credit portfolio.
Responsibilities
- Conduct in-depth financial and qualitative analysis of domestic and international companies across a wide range of industries.
- Assess creditworthiness, determine credit limits, and make recommendations aligned with underwriting and risk appetite guidelines within assigned authority or for further approval.
- Monitor assigned portfolios, track risk developments, and provide timely updates to internal stakeholders.
- Prepare detailed credit reports, risk assessments, and presentations for internal committees.
- Support the refinement of credit policies, risk models, and analytical frameworks.
- Mentor junior analysts and contribute to overall team development.
What you'll need to succeed
- A good level of professional experience in credit analysis, preferably within trade credit insurance, but banking, financial services, or related fields also acceptable.
- Strong knowledge of financial statement analysis, cash‐flow evaluation, and sector‐specific risk factors.
- Solid understanding of trade credit insurance principles, underwriting processes, and portfolio risk dynamics.
- Excellent analytical thinking, decision‐making, and communication skills (spoken and written).
- Confidence in making risk and exposure recommendations, with a clear ability to justify decisions.
- Ability to manage complex cases and provide clear, well‐reasoned risk recommendations.
- Proficiency with financial analysis tools and relevant software.
- Ability to work under pressure and prioritise accuracy and attention to detail.
- Any additional language is an extra benefit.
- Bachelor's degree in economics or related discipline; advanced degree or professional certification (e.g., CFA) is a plus.
At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.
We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
Senior Credit Analyst - Trade Credit in London employer: Dormont Manufacturing Co
At AIG, we pride ourselves on being an exceptional employer, offering a dynamic work environment in London that fosters professional growth and development. Our Total Rewards Program ensures that our employees' health, wellbeing, and financial security are prioritised, while our inclusive culture celebrates diversity and encourages collaboration. Join us to make a meaningful impact in the trade credit sector, where your expertise will be valued and your career can flourish.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Analyst - Trade Credit in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and insurance sectors. Attend industry events or webinars where you can meet potential employers or colleagues. Remember, sometimes it’s not just what you know, but who you know!
✨Tip Number 2
Prepare for interviews by researching AIG and understanding their approach to trade credit. Familiarise yourself with their products and recent news. This will help you tailor your answers and show that you're genuinely interested in being part of their team.
✨Tip Number 3
Practice your analytical skills! Since the role involves financial analysis and risk assessment, brush up on your techniques. You could even simulate some case studies to showcase your thought process during interviews.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace Senior Credit Analyst - Trade Credit in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Credit Analyst role. Highlight your experience in credit risk assessment and financial analysis, as these are key for us at AIG. Use specific examples that showcase your skills in evaluating buyer risks and managing portfolios.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about trade credit and how your background aligns with AIG's mission. Be sure to mention any relevant certifications or advanced degrees that set you apart from other candidates.
Showcase Analytical Skills:Since this role requires excellent analytical thinking, make sure to include examples of how you've successfully conducted financial analyses or made risk recommendations in the past. We want to see your thought process and decision-making abilities!
Apply Through Our Website:Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re serious about joining our team at AIG.
How to prepare for a job interview at Dormont Manufacturing Co
✨Know Your Numbers
As a Senior Credit Analyst, you'll need to demonstrate your expertise in financial analysis. Brush up on key financial metrics and be ready to discuss how you assess creditworthiness. Prepare examples of past analyses you've conducted and the impact they had on decision-making.
✨Understand Trade Credit Dynamics
Familiarise yourself with trade credit insurance principles and the specific risks associated with different industries. Be prepared to discuss how these factors influence credit limits and risk assessments. Showing that you understand the nuances of trade credit will set you apart.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that test your analytical thinking and decision-making skills. Think about complex cases you've managed in the past and how you justified your recommendations. Practising these scenarios can help you articulate your thought process clearly.
✨Showcase Your Mentoring Skills
Since mentoring junior analysts is part of the role, be ready to discuss your experience in guiding others. Share specific examples of how you've supported team development and contributed to a collaborative environment. This will highlight your leadership potential and fit within their culture.
