At a Glance
- Tasks: Take charge of fraud systems, analyse data, and build detection rules to combat card fraud.
- Company: Join Capital on Tap, a leader in financial tools for small businesses.
- Benefits: Enjoy private healthcare, generous holiday, learning budget, and a dog-friendly office.
- Other info: Hybrid role in a fast-paced environment with great career growth opportunities.
- Why this job: Make a real impact in fintech by tackling fraud and enhancing security.
- Qualifications: Strong data analysis skills, SQL expertise, and a proactive problem-solving mindset.
The predicted salary is between 60000 - 75000 £ per year.
Capital on Tap started to help small businesses find the financial tools they need. We now offer a best‑in‑class business credit card, spend‑management platform, savings product and a suite of tools that make running a small business easier. This is a hybrid role based in our London (EC1Y 8LZ) offices, 3 days per week.
What You’ll Be Doing
- As a Senior Fraud Data Analyst you will take end‑to‑end ownership of our fraud systems from onboarding fraud through to card fraud.
- You’ll build and refine the capabilities that support new product launches.
- Write complex SQL queries to interrogate transaction and customer data, identify fraud signals, and surface emerging attack patterns.
- Design and build fraud detection rules from scratch, set thresholds based on data, and iterate based on live performance.
- Own rules end‑to‑end – from spotting patterns to building detection logic and monitoring outcomes.
- Work across card and lending data to understand customer behaviour and fraud risk within our product set.
- Contribute to fraud strategy, including input into ML‑based detection, as the team grows.
We’re Looking For
- A strong data‑analysis background in fintech or digital lending; comfortable handling messy, high‑volume SMB or consumer transaction data.
- Hands‑on SQL skills, including CTEs, window functions, and awareness of WHERE vs HAVING.
- A genuine builder instinct – proactive problem discovery and resolution.
- Experience owning analytical projects end‑to‑end, not simply handing logic to a tech team.
- Comfortable in a small, fast‑moving team where solutions are not always obvious.
Nice to Have
- Direct experience in card fraud – ideally within a bank, card issuer, or fintech on the issuing side.
- Hands‑on familiarity with card fraud systems and associated data (Visa fraud platforms, CNP fraud, 3DS/SCA, PSD2 compliance).
- Experience with APP fraud or faster payment fraud systems.
Diversity & Inclusion
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. We strive to create a space where authenticity thrives and everyone can do their best work.
Benefits
- Private Healthcare including dental and opticians services through Vitality.
- Worldwide travel insurance through Vitality.
- Anniversary Rewards (£250, £500, £750, and 4‑week fully paid sabbatical).
- Salary Sacrifice Pension Scheme up to 7% match.
- 28 days holiday (plus bank holidays).
- Annual Learning and Wellbeing Budget.
- Enhanced Parental Leave.
- Cycle to Work Scheme.
- Season Ticket Loan.
- 6 free therapy sessions per year.
- Dog‑friendly offices.
- Free drinks and snacks at the office.
Senior Card Fraud Risk Analyst in London employer: Dormont Manufacturing Co
At Capital on Tap, we pride ourselves on being an exceptional employer that champions innovation and inclusivity in the fintech space. Our London office offers a vibrant work culture where employees are empowered to take ownership of their projects, supported by comprehensive benefits such as private healthcare, generous holiday allowances, and a commitment to professional growth through annual learning budgets. Join us to be part of a dynamic team dedicated to making a meaningful impact for small businesses while enjoying a dog-friendly environment and a range of unique perks.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Card Fraud Risk Analyst in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Dormont Manufacturing Co. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Card Fraud Risk Analyst in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Dormont Manufacturing Co.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Dormont Manufacturing Co's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Dormont Manufacturing Co
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Dormont Manufacturing Co.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Dormont Manufacturing Co will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Dormont Manufacturing Co employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
