Europe Payments Software Engineer (IC4) in London

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe.

The Europe team operates as a startup within Plaid, dedicated to creating Europe-specific products that will expand Plaid’s global footprint. Our mission is to develop groundbreaking Europe-specific payment and credit products that will revolutionise the financial landscape. We work hand-in-hand with product, GTM, and customers to ensure our solutions drive maximum impact and meet the unique needs of the European market. As a member of the Europe team, you’ll have a significant opportunity to shape Plaid’s direction and strategy in Europe. Your contributions will be highly visible and crucial to our success. You’ll thrive in a fast-paced, agile startup environment, supported by the resources and stability of a well-established company.

As a Software Engineer on the Europe team, you will collaborate closely with cross-functional teams to develop and improve Europe-specific payments and credit products. You will build frameworks and tooling to ensure Plaid has the most resilient and highest-performing integrations with European banks. You will work with engineering and product teams across Plaid to localise new and existing global Plaid products for the European market.

• You will partner with other teams across Plaid, working closely with other engineering teams as well as Product, Design, Data Science, and more to iterate on and productionise new products and improve existing products.
• You will deeply understand client needs and architect solutions tailored to their use cases.
• You will own projects, step up as a trusted member of the team’s on-call rotation, and follow best practices to increase overall system reliability.

• 2-5 years of experience as a product engineer working full-stack (backend-leaning).
• Excellent coding and testing skills.
• Experience working with large scale backend systems.
• (Nice to have) Experience working on payments products or in the payments space.
• (Nice to have) Experience working with Open Banking APIs.

Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn’t fully match the job description. We are always looking for team members that will bring something unique to Plaid!

Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know.

Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate’s work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.