Director, Credit Manager (Leveraged Finance) in London

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long‑term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

This pivotal role offers you the opportunity to shape credit strategy across high‑profile sectors including Leveraged Finance, TMT, and Consumer & Healthcare within EMEA. As part of MUFG’s collaborative and supportive environment, you will play a key role in guiding a talented team of credit professionals, influencing strategic decisions, and ensuring robust risk management practices. The organisation is renowned for its commitment to professional growth, knowledge sharing, and fostering an inclusive culture where your expertise will be valued and your contributions recognised.

What you’ll do:

• As Director Credit Manager Leveraged Finance at MUFG in London, you will be entrusted with significant responsibility for shaping the future of credit management across multiple high‑impact sectors.
• Your day‑to‑day activities will involve mentoring a skilled team of credit professionals while exercising substantial delegated authority over major transactions.
• You will collaborate closely with relationship managers and origination teams to provide expert input on deal structuring and risk assessment.
• By engaging proactively with stakeholders across the business—both regionally and globally—you will help drive strategic initiatives that enhance portfolio quality while ensuring rigorous adherence to compliance standards.
• Your ability to foster knowledge sharing within your team will be crucial as you contribute to developing divisional strategies that support MUFG’s broader objectives.
• Provide oversight and guidance to a team of credit professionals within the Leveraged Finance, TMT, and Consumer & Healthcare Credit Team by supporting their development and ensuring high standards of analysis.
• Exercise delegated credit approval authority up to USD75 million or make well‑considered recommendations to senior management on complex transaction files while maintaining vigilant portfolio monitoring in line with internal policies and regulatory guidelines.
• Make balanced, timely, and thoughtful credit decisions that align with MUFG’s risk appetite while acting as a senior counterpart to front line relationship managers and product origination teams.
• Engage proactively with front line colleagues on deal‑specific or strategic developments by offering expert guidance, direction, feedback, and identifying potential red flags or breaches of policy.
• Contribute actively to the development of divisional credit strategy for relevant products, sectors, countries, or regions—including supporting work to assess risk appetite and set appropriate limits.
• Manage and oversee a diverse portfolio of credit accounts within your areas of responsibility by providing advice and direction to ensure consistently high‑quality credit analysis and decision‑making.
• Develop deep knowledge of various industries, sectors, countries, players, financial structures, and legal frameworks relevant to Leveraged Finance, TMT, and Consumer & Healthcare credit while committing to ongoing learning.
• Demonstrate MUFG’s Risk Culture Pillars by taking accountability for identifying and mitigating risks; managing departmental risk; remaining curious; modelling effective risk partnerships; challenging existing practices; and embracing positive change.
• Represent the credit division at internal forums regionally and globally by sharing insights that influence decisions impacting your areas of specialism.
• Ensure full compliance with all internal risk management requirements, controls, procedures, policies, and applicable regulations through diligent personal conduct.

What you bring:

• Extensive hands‑on experience managing complex leveraged finance portfolios within leading financial institutions.
• Direct involvement in approving or recommending large transactions under tight regulatory scrutiny.
• Adept at synthesising detailed market intelligence into actionable insights that inform both tactical decisions on individual deals as well as broader strategic planning efforts.
• Clear yet empathetic communication style—enabling you to mentor junior colleagues and engage credibly with senior stakeholders across multiple functions.
• A passion for continuous learning ensures you remain current on evolving sector trends while your unwavering commitment to compliance safeguards organisational integrity.
• Extensive experience in leveraged finance credit management within major financial institutions or investment banks operating across EMEA markets.
• Proven track record of exercising significant delegated credit approval authority on large‑scale transactions while maintaining strict adherence to internal policies and regulatory requirements.
• Exceptional analytical skills demonstrated through high‑quality report writing, portfolio oversight responsibilities, and sound decision‑making under pressure.
• Strong understanding of industry dynamics across TMT (Technology Media Telecom), Consumer & Healthcare sectors—including familiarity with financial structures unique to these markets.
• Excellent interpersonal abilities enabling you to guide teams effectively while building trusted relationships with front line managers as well as product origination/distribution businesses.
• Commitment to continuous professional development evidenced by ongoing learning about new industries/sectors/countries/players/legal frameworks relevant to leveraged finance credits.
• Demonstrated capability in contributing strategically at divisional level—assessing risk appetite; setting limits; influencing policy; representing interests at internal forums regionally/globally.
• Deep appreciation for compliance culture—ensuring personal conduct aligns fully with all relevant controls/procedures/regulations/policies at all times.
• Ability to model MUFG’s Risk Culture Pillars: accountability for risk identification/mitigation; curiosity; partnership‑building; willingness to challenge status quo constructively; openness towards positive change.

What sets this company apart:

MUFG stands out as one of the world’s most respected financial groups—renowned for its stability heritage innovation commitment towards responsible banking practices. Employees benefit from an inclusive workplace culture where diversity is celebrated collaboration encouraged every voice heard regardless background or tenure.