AVP Credit Manager, Securitisation in London

MUFG, one of the world’s most trusted and respected financial groups, is seeking an Assistant Vice President Credit Manager for its Securitisation team in London. This role offers you the opportunity to join a global network with over 150,000 employees and a rich heritage spanning more than 350 years. As part of MUFG’s Credit Office for EMEA, you will play a pivotal role in supporting the assessment and management of credit risks within structured finance transactions, specifically focusing on securitisation.

You will be empowered to make thoughtful recommendations and decisions that shape the future of credit risk frameworks across the region. MUFG is committed to nurturing talent, fostering shared growth, and providing a transparent, fair, and honest workplace culture. With flexible working opportunities, generous pension contributions, and access to extensive training programmes, this is your chance to build a rewarding career at a leading financial institution that values integrity, responsibility, and long‑term relationships.

What you’ll do:

• Review complex credit applications related to asset‑backed finance transactions such as auto & consumer credit, RMBS, trade receivables, and other structured products.
• Collaborate closely with senior colleagues to ensure recommendations are well‑considered and aligned with MUFG’s risk appetite.
• Continuously monitor the portfolio in line with internal policies and applicable regulatory guidelines, ensuring timely identification of risks and early action where necessary.
• Contribute actively to developing robust credit risk frameworks that support both shareholders’ interests and client requirements.
• Represent the division at internal forums, share knowledge across teams, support strategic initiatives aimed at improving credit processes, and foster an environment where risk management is embedded into every decision.
• Ensure high quality written and verbal work when communicating complex credit matters to both senior management and junior staff members.

What you bring:

• Proven expertise from previous roles involving credit or structuring responsibilities within financial institutions—ideally focused on securitisation transactions.
• Familiarity with asset classes such as auto & consumer credit or RMBS.
• A solid foundation in corporate banking or structured finance.
• Ability to communicate clearly—both verbally and in writing.
• Academic credentials such as a Bachelor Degree (with preference given to candidates holding a Masters Degree).
• Strong interpersonal skills and a results‑oriented mindset.
• Advanced Microsoft Office proficiency.

What sets MUFG apart:

MUFG stands apart as one of the world’s leading financial groups thanks to its unwavering commitment to integrity, transparency, fairness, and responsibility. With over 350 years of history behind it—and operations spanning more than 50 countries—MUFG offers employees unparalleled opportunities for personal growth within a truly global network. The organisation’s vision is clear: be the world’s most trusted financial group by attracting talented individuals who share its values.

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count.