At a Glance
- Tasks: Manage credit risk for a diverse portfolio and provide insightful analysis.
- Company: Join a dynamic financial institution with a collaborative culture.
- Benefits: Generous pension, performance bonuses, flexible working, and 30 days holiday.
- Other info: Inclusive workplace that values diversity and offers excellent career development.
- Why this job: Make an impact in credit risk while learning and growing in your career.
- Qualifications: Understanding of securitised products and strong communication skills required.
The predicted salary is between 55000 - 65000 £ per year.
An exciting opportunity has arisen for a Credit Officer to join the Securitisation team, which forms part of the broader Financial Institutions ("FI") Credit Risk team. In Credit Risk we're here to support our business partners in achieving their goals, whilst managing credit risk and protecting the bank from any losses.
In the broader FI Credit team, we work with clients ranging from insurance companies to banks, to pension funds and governments. In this role, your focus will be supporting the Securitised Products Group. As part of this role, you’ll manage a portfolio of counterparties, and provide insightful, high‑quality analysis, advice and guidance in a specific area of credit risk, executing control tailored to senior stakeholder needs. You will prepare new business and annual credit reviews and present these submissions to sanctioning officials for approval. You’ll also get the opportunity to lead credit due diligence calls with clients, shape deal structures and inform credit risk appetite.
We're a small team with a motivating and collaborative team culture so everyone who joins is vital. With a healthy growth agenda for the FI portfolio, this role will provide lots of opportunity for new business, learning and development, and general variety in your workload. Attention to detail is a key skill needed to excel in this role, but any training gaps will be provided with the full support and guidance of the current team. Our goal is for the new credit officer hire to become an active and valuable member of our team and the wider FI Credit team.
Working arrangements:
- Job Share
- Flexibility in when hours are worked
- Hybrid Working
So who are you?
- A robust understanding of Securitised Products structures (ABS, RMBS, etc.) and related credit risk drivers.
- Sound knowledge of rating agency methodologies and their application in transactions.
- Proficiency in credit analysis including cash flow modelling, stress testing, and scenario analysis.
- Prior experience at a Bank and/or Rating agency desired.
- Awareness of macroeconomic factors impacting asset performance and credit risk.
- A sound understanding of the credit risk assessment of Financial Institutions or Large Corporate clients.
- Exceptional organisation skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines, as well as having the confidence to flag when you might need help.
- Strong communication skills both written and verbal.
- A committed team player with the ability to build and manage positive internal colleague relationships outside of the team.
Benefits:
- A generous pension contribution up to 15%
- An annual performance‑related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. If you’d like reasonable adjustments to our recruitment process, just let us know. Join us and grow with purpose!
Credit Officer - Securitisation - Financial Institutions employer: Dormont Manufacturing Co
Join a dynamic and inclusive team as a Credit Officer in our Securitisation division, where your expertise will be valued and your contributions will directly impact our growth agenda. With a strong focus on employee development, we offer generous benefits including a substantial pension contribution, flexible working arrangements, and a supportive culture that encourages collaboration and innovation. This role not only provides the opportunity to work with esteemed clients but also fosters a fun and engaging work environment, making it an excellent place for meaningful career advancement.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Officer - Securitisation - Financial Institutions
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Dormont Manufacturing Co. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Officer - Securitisation - Financial Institutions
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Dormont Manufacturing Co.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Dormont Manufacturing Co's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Dormont Manufacturing Co
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Dormont Manufacturing Co.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Dormont Manufacturing Co will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Dormont Manufacturing Co employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
