At a Glance
- Tasks: Evaluate credit applications and make informed decisions to protect the company.
- Company: Join a forward-thinking Risk and Compliance team at Ayvens.
- Benefits: Enjoy competitive salary, pension scheme, and generous annual leave.
- Other info: Dynamic work environment with opportunities for personal development and social events.
- Why this job: Make a real impact while developing your analytical and decision-making skills.
- Qualifications: Strong analytical skills and ability to assess financial statements required.
The predicted salary is between 40000 - 50000 £ per year.
We’re looking for 4x Corporate Credit Underwriters with strong expertise to join our growing forward‑thinking Risk and Compliance team. This is a fantastic opportunity to join the team responsible for evaluating credit applications and making decisions whether to approve finance applications, while ensuring decisions are in line with business, regulatory, risk and compliance rules and within agreed service level. The department is key to protecting Ayvens from undue risk whilst providing great customer service.
Summary of responsibilities:
- Analysing customer documentation, credit data and financial statements to evaluate the risks associated with the credit worthiness and due diligence requirements.
- Complete credit analysis and issue a credit opinion for £1m+ applications.
- Register all new customers in risk system following the customer registration process.
- Produce a robust audit trail on all parts of application decisions ensuring outcomes are compliant with onboarding and origination approval process.
- Coordinate with the Management team and Risk teams to complete tasks and elevate issues in a timely manner to achieve service level agreements.
- Deliver operational effectiveness, achieving productivity and quality targets and objectives set by the business.
- Continuously review operational processes to enable maximum efficiency and timely updating and governance procedures for Standard Operating procedures.
- Involvement in ad‑hoc projects and process reviews providing ideas to improve the end‑to‑end client journey.
- Ownership of risk operations procedures updating in line with risk, regulatory and compliance parameters.
- Contributing to improvements to processes and policy that balance risk with customer service.
- Managing and building internal relationships with key functions within the business.
Skills and Experience:
- Ability to risk assess.
- Ability to analyse financial statements.
- Knowledge in group company structures and ultimate beneficial owners.
- A strong research and analytical skill set coupled with an inquisitive mind‑set.
- Excellent communication, influencing and negotiation skills.
- Customer service and relationship management.
- Strong attention to detail and critical thinking skillset.
- Is commercially astute when making decisions.
- Confident to work autonomously whilst managing competing priorities.
- Excellent time management skills with the ability to juggle priorities.
- High standard in IT literacy including office applications.
Benefits:
- Competitive salary and pension scheme, annual salary review and bonus scheme.
- Give As You Earn (GAYE) scheme, employee referral scheme (£1,000), retail discounts programme, GymFlex membership options, cycle to work scheme.
- Life assurance, health assessment options, travel insurance, dental insurance, critical illness cover, personal accident insurance.
- 25 days’ annual leave + an additional Celebration Day, 37.5 hour week, Monday to Friday, no weekends, holiday buy & sell scheme, volunteer days, time allocated for personal development, study support (where applicable).
- Free parking, EV charging points, bike storage & shower facilities, complimentary breakfast, staff and social events.
Corporate Credit Underwriter in Bristol employer: Dormont Manufacturing Co
Ayvens is an exceptional employer that prioritises employee well-being and professional growth within a dynamic Risk and Compliance team. With a competitive salary, comprehensive benefits, and a supportive work culture that encourages continuous development, employees enjoy a balanced work-life environment with no weekend commitments. The company fosters innovation and collaboration, making it an ideal place for those seeking meaningful and rewarding careers in corporate credit underwriting.
StudySmarter Expert Advice🤫
We think this is how you could land Corporate Credit Underwriter in Bristol
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Dormont Manufacturing Co. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Corporate Credit Underwriter in Bristol
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Dormont Manufacturing Co.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Dormont Manufacturing Co's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Dormont Manufacturing Co
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Dormont Manufacturing Co.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Dormont Manufacturing Co will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Dormont Manufacturing Co employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
