AVP Credit Manager, Securitisation

MUFG, one of the world’s most trusted and respected financial groups, is seeking an Assistant Vice President Credit Manager for its Securitisation team in London. This role offers you the opportunity to join a global network with over 150,000 employees and a rich heritage spanning more than 350 years. As part of MUFG’s Credit Office for EMEA, you will play a pivotal role in supporting the assessment and management of credit risks within structured finance transactions, specifically focusing on securitisation.

You will be empowered to make thoughtful recommendations and decisions that shape the future of credit risk frameworks across the region. MUFG is committed to nurturing talent, fostering shared growth, and providing a transparent, fair, and honest workplace culture. With flexible working opportunities, generous pension contributions, and access to extensive training programmes, this is your chance to build a rewarding career at a leading financial institution that values integrity, responsibility, and long‑term relationships.

What you’ll do:

• Review complex credit applications related to asset‑backed finance transactions such as auto & consumer credit, RMBS, trade receivables, and other structured products.
• Collaborate closely with senior colleagues to ensure recommendations are well‑considered and aligned with MUFG’s risk appetite.
• Continuously monitor the portfolio in line with internal policies and applicable regulatory guidelines, ensuring timely identification of risks and early action where necessary.
• Support Group Heads in directing the ongoing development of CIB Credit for EMEA’s credit risk framework, risk appetite portfolio monitoring, and early warning systems.
• Develop knowledge across various industries, sectors, countries, players, and financial/legal structures within securitisation while committing to further learning.
• Represent the credit division at internal forums within the region, sharing insights and collaborating with colleagues across departments.
• Ensure high quality written and verbal work when communicating complex credit matters to both senior management and junior staff members.

What you bring:

• Proven expertise from previous roles involving credit or structuring responsibilities within financial institutions—ideally focused on securitisation transactions.
• Familiarity with asset classes such as auto & consumer credit or RMBS.
• A solid foundation in corporate banking or structured finance.
• Ability to communicate clearly—both verbally and in writing.
• Academic credentials such as a Bachelor Degree (with preference given to candidates holding a Masters Degree).
• Excellent interpersonal skills enabling collaboration across teams.
• Results‑driven approach combined with accountability for outcomes.
• Advanced proficiency in Microsoft Office tools used for reporting or analysis.

What sets MUFG apart:

MUFG stands apart as one of the world’s leading financial groups thanks to its unwavering commitment to integrity, transparency, fairness, and responsibility. With over 350 years of history behind it—and operations spanning more than 50 countries—MUFG offers employees unparalleled opportunities for personal growth within a truly global network. The organisation’s vision is clear: be the world’s most trusted financial group by attracting talented individuals who share its values.

MUFG fosters an inclusive environment where everyone is encouraged to connect meaningfully with colleagues across regions—building lasting relationships that serve society as well as clients’ interests. By joining MUFG you become part of an institution dedicated not only to financial excellence but also shared sustainable growth for a better world.