SME Underwriter in London

Company Description

domusIQ MGA (UK) Ltd is a London-based managing general agent (MGA) that treats underwriting as a data-led discipline rather than a box-ticking exercise. The company uses AI-driven technology to look beyond static data and understand how assets are used, how operations are managed, and where vulnerabilities and exposures may evolve over time. By combining strong underwriting fundamentals with advanced analytics on asset conditions, operational resilience, occupancy patterns, and emerging signals, domusIQ delivers more informed decision-making and better risk selection. This approach supports proactive responses to changing exposure and greater transparency for customers and risk partners. domusIQ MGA (UK) Ltd operates under the regulatory framework of the Financial Conduct Authority via Davies MGA Services Limited and is registered in England and Wales.

Role Description

The SME Underwriter will be responsible for assessing and underwriting small and medium-sized enterprise risks covering property and liability, ensuring that decisions align with domusIQ's data-led underwriting philosophy. Day-to-day tasks include reviewing submissions, liaising with Brokers, analyzing risk profiles using AI-driven tools, interpreting asset and operational data, and determining appropriate pricing, terms, and conditions. The role will involve collaborating with brokers and other partners, preparing clear underwriting documentation, and maintaining accurate records to support transparency and audit requirements. The SME Underwriter will monitor portfolio performance, respond proactively to emerging signals and changing exposures, and contribute to continuous improvement in underwriting guidelines and processes. This is a full-time, hybrid role based in the UK.

Qualifications

• Demonstrated experience in commercial and SME underwriting, with strong knowledge of property and liability underwriting principles and risk assessment.




• Ability to interpret financial, operational, and asset-related data, with comfort using data-driven tools and analytics in underwriting decisions.




• Strong attention to detail, sound judgment, and the ability to balance risk selection, pricing accuracy, and portfolio profitability.




• Effective communication and relationship-building skills, with experience working with brokers, clients, and internal stakeholders.




• Organizational and time-management skills to handle multiple submissions, deadlines, and changing priorities in a fast-paced environment.




• Proficiency with standard office software and underwriting platforms; familiarity with AI-enabled or advanced analytics systems is an advantage.




• Knowledge of UK commercial insurance market practices and regulatory requirements; experience with MGA's or delegated authority arrangements is beneficial.




• Relevant professional qualifications (e.g., CII or equivalent) and/or a degree in a related field such as finance, business, economics, or risk management are preferred.

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