Money Laundering Reporting Officer in London

We’re reinventing payments. In less than four years, Dojo disrupted the market to become the largest and most loved acquirer in the UK. Our payments infrastructure, purpose-built for in-person commerce, is game changing. Now, over 150,000 customers across four countries choose to transact billions with us every year. But we’re just getting started. Our people are the driving force behind our success. They are our greatest investment and our ultimate competitive advantage. We hire exceptional people and give them the autonomy, trust, and ownership to thrive. The results take care of themselves.

We’re looking for an experienced MLRO to lead our UK AML/CTF and Sanctions Compliance function. You’ll serve as the firm’s Money Laundering Reporting Officer (SMF17) and primary point of contact for the FCA and other UK authorities, providing strong second-line oversight and ensuring our financial crime framework remains robust, forward-looking, and fully compliant with UK regulatory expectations. This role is designated as a Senior Management Function (SMF17) under the FCA Senior Managers and Certification Regime (SMCR). The role holder must satisfy the FCA’s Fit and Proper (FIT) requirements and will be subject to annual fitness and propriety assessments. The MLRO will act as the firm’s nominated officer under the UK Money Laundering Regulations and the Proceeds of Crime Act 2002.

What you’ll do:

• Lead, develop, and continuously enhance a risk-based AML/CTF and Sanctions programme aligned with UK financial crime legislation and FCA expectations.
• Act as MLRO (SMF17), with oversight of SARs, internal reporting processes, NCA engagement, and broader financial crime governance.
• Serve as the primary liaison with the FCA and other UK authorities on AML/CTF and sanctions matters, including supervisory reviews, information requests, and regulatory engagement.
• Provide clear and independent second-line oversight of AML/CTF and sanctions risk management, controls, monitoring, and assurance across the business.
• Deliver timely and effective reporting to the Board and senior management, ensuring clarity on risks, themes, issues, and emerging threats.
• Oversee AML/CTF risk assessments, gap analyses, policies, procedures, and governance frameworks, ensuring alignment with UK regulations (MLRs, POCA, OFSI, JMLSG).
• Manage internal and external audits, regulatory reviews, and thematic assessments to ensure high-quality outcomes.
• Build AML/CTF and sanctions awareness across the organisation through targeted training and ongoing engagement with first-line teams.
• Oversee the effectiveness of customer monitoring, sanctions screening, and suspicious activity reporting processes.
• Partner closely with fraud, risk, compliance, and product teams to strengthen financial crime controls and respond to evolving risks and regulatory expectations.
• Ensure appropriate oversight of any outsourced AML/CTF activities, in line with FCA requirements and internal outsourcing frameworks.
• Contribute to the continued development of the Three Lines of Defence model as the business scales.

What you’ll bring:

• Extensive hands-on UK AML/CTF and sanctions experience within payments, e-money, card issuing/acquiring, or fintech.
• Strong working knowledge of UK financial crime requirements, including MLRs, POCA, OFSI, JMLSG guidance, and FCA expectations.
• Proven experience overseeing AML/CTF monitoring, assurance, SAR processes, and regulatory engagement with the FCA and NCA.
• A track record of building or leading end-to-end AML/CTF and sanctions frameworks in a regulated environment.
• Confident communication skills, with the ability to provide effective challenge to senior stakeholders.
• High levels of ownership, sound professional judgement, and the ability to operate autonomously.
• A proactive, detail-oriented mindset and a strong sense of accountability.

We believe our best work happens when we collaborate in-person. These “together days” foster communication, drive innovation and spark our brightest ideas. That’s why we have an office-first culture. This means working from the office 4+ days per week. With offices across Europe, we know a thing or two about staying dynamic. Need deep focus? Head to a quiet zone. Big ideas? Collaboration spaces have you covered. Just here for a catch-up? Our social hubs make it easy. Do work that counts, in spaces made for you.

If you’re keen to know the answer, you’re a third of the way to meeting our Dojo values. If the following speak to you, let’s talk:

• You’re curious. You have a real desire to learn and create.
• You’re relentless. You keep going even when it’s easier not to.
• You’re customer-obsessed. You know how important customers are to what you do.

From local bakeries to well-known eateries, Dojo payments serve over 150,000 places across the UK. And something that’s fundamental to creating relevant, innovative products at Dojo is to build teams to reflect the diversity of the businesses we serve. Our drive to improve diversity, equity, and inclusion is closely linked to helping employees thrive and innovating for better customer experiences. If you care about your work, you’re curious, and you think customer-first, you have a place at Dojo. To make sure you’re the best you can be throughout the recruitment process, let us know if you need any extra adjustments to help you thrive.