At a Glance
- Tasks: Ensure compliance with regulations and deliver impactful monitoring reviews.
- Company: Join one of the UK's fastest-growing fintech unicorns.
- Benefits: Flexible working, health coverage, and a vibrant team culture.
- Other info: Enjoy social events and a supportive workplace focused on wellbeing.
- Why this job: Make a real difference in a dynamic fintech environment.
- Qualifications: 2+ years in compliance monitoring and strong analytical skills required.
The predicted salary is between 45000 - 55000 £ per year.
About Lendable
Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:
- One of the UK’s newest unicorns with a team of just over 700 people
- Among the fastest-growing tech companies in the UK
- Profitable since 2017
- Backed by top investors including Balderton Capital and Goldman Sachs
- Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)
So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.
We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
About the role:
As Compliance Monitoring Officer, you’ll join Lendable's Compliance team to help ensure the firm meets its regulatory obligations and delivers good outcomes for customers. You’ll design and deliver structured compliance monitoring reviews across the business, identifying risks and gaps, and working with stakeholders to track remediation to completion. This is a hands-on, detail-driven role for someone who understands consumer credit regulation and wants to build a strong second-line assurance function within a fast-moving fintech. You'll report into the Compliance and Governance Manager, working closely with teams across the business as well as external bodies including the FCA and ICO.
Your team’s objectives:
- Deliver a robust, well-evidenced compliance monitoring programme across the firm
- Ensure adherence to regulatory requirements and internal policies at all times
- Identify and escalate compliance risks, breaches, or suspicious activity before they cause harm
- Provide second-line assurance over the effectiveness of Quality Assurance activities
- Keep the business ahead of regulatory change through horizon scanning
- Embed Consumer Duty and good customer outcomes across the organisation
How you’ll impact those objectives:
- Design terms of reference, testing logs, and comprehensive final reports for each monitoring review
- Present findings to senior management and drive agreed actions to completion
- Maintain accurate, audit-ready records across all stages of monitoring activity
- Review and validate the effectiveness of Quality Assurance work as second-line assurance
- Support regulatory reporting, horizon scanning, and ad hoc compliance advice requests
- Investigate and escalate potential breaches or unusual patterns to the right internal and external stakeholders
What do you need to succeed in this role:
- 2+ years' experience in compliance monitoring within consumer credit, ideally including secured lending products
- Solid knowledge of financial services regulation (AML, KYC, GDPR, DISP, CONC, MCOB)
- Strong grounding in risk assessment methodologies and compliance monitoring techniques
- A 2:1 degree (finance, law, business, or related) plus 3 A-levels at grade B or above; ICA or similar a plus
- Sharp analytical skills with strong attention to detail and the ability to interpret data and spot patterns
- Excellent written and verbal communication, with the confidence to engage stakeholders at all levels
Interview process:
- Screening stage: 15 minute remote cognitive exercise
- 30 minute Interview with the Talent Partner
- A short exercise to complete at home with a 7 day deadline
- 60 minute: Remote or in person (if preferred) interview: with Compliance and Governance Manager and Senior Compliance Monitoring Officer.
- 30 minute: Final stage interview with the Head of Compliance
Life at Lendable:
- Winning team: the opportunity to scale up one of the world’s most successful fintech companies
- Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
- Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
- Health coverage: support for your physical and mental wellbeing, including private health cover
- Retirement & savings: long-term financial wellbeing through retirement savings plans
- Employee referral programme: earn a competitive bonus when you refer successful new team members
- Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
- Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations
Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.
Compliance Monitoring Officer in London employer: Doist
Brink's is an exceptional employer that fosters a collaborative and innovative work culture, empowering employees to drive global commercial strategies in the ATM lifecycle solutions sector. With a strong focus on professional development and growth opportunities, employees are encouraged to expand their skills while contributing to sustainable growth and operational excellence. Located in a dynamic environment, Brink's offers unique advantages such as a diverse team and the chance to build long-term partnerships with global customers, making it a rewarding place to advance your career.
StudySmarter Expert Advice🤫
We think this is how you could land Compliance Monitoring Officer in London
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like Doist looking for candidates who are engaged and informed.
We think you need these skills to ace Compliance Monitoring Officer in London
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at Doist. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at Doist
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with Doist’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
