At a Glance
- Tasks: Provide expert mortgage advice and build strong client relationships.
- Company: Dynamic finance brokerage with a supportive team culture.
- Benefits: Competitive salary, uncapped commission, ongoing training, and hybrid work model.
- Other info: Great career progression opportunities in a fast-paced environment.
- Why this job: Join a high-performing team and make a real impact in the mortgage industry.
- Qualifications: 2+ years in second charge lending and CeMAP qualified.
The predicted salary is between 35000 - 50000 € per year.
Specialist Mortgage Advisor – Second Charge Lending
Location- Hybrid role based in Cardiff
Salary- £35,000 – £50,000 basic salary (depending on experience) Uncapped commission structure with realistic OTE of £60,000+
About the Role
An established and growing specialist finance brokerage is seeking an experienced Mortgage Advisor with a background in second charge lending. This is an excellent opportunity for a motivated and ambitious individual looking to join a high-performing team within a supportive and dynamic environment. Leads and enquiries are provided through a combination of company-generated business, introducers, and professional partnerships.
Key Responsibilities
- Provide professional, proactive and client-focused mortgage advice
- Build and maintain strong relationships with clients throughout the lending journey
- Deliver excellent customer service and achieve sales targets
- Communicate effectively with lenders, clients and third parties involved in the process
- Develop and maintain relationships with banks and lending partners
- Maintain accurate and compliant client records using the company CRM system
- Follow internal compliance procedures and maintain detailed case records
- Liaise with clients before and after application submission
- Support review and referral strategies
- Work collaboratively with colleagues and contribute to team development
Essential Skills & Attributes
- Strong sales motivation and target-driven mindset
- Excellent communication and relationship-building skills
- High standards of customer service
- Strong organisation and time management abilities
- Good understanding of mortgage and lending products
- Ability to work independently and use initiative
- Strong analytical and numerical skills
- Accurate with strong attention to detail
- Professional, personable and self-motivated
Experience & Qualifications
- Minimum 2 years’ experience advising on secured or second charge loans
- Experience managing cases from enquiry through to completion
- CeMAP qualified (or equivalent)
- Proven track record in second charge mortgage sales
- Comfortable working to targets in a fast-paced environment
- Good understanding of property finance solutions and exit strategies
- Confident using CRM systems and Microsoft Office applications
Benefits
- Competitive basic salary
- Uncapped commission structure
- Ongoing training and professional development
- Long-term career progression opportunities
- Hybrid working model
This opportunity would suit an experienced specialist mortgage advisor looking to join a progressive brokerage with strong lead flow and clear earning potential.
Mortgage Advisor- Cardiff employer: Dobson Welch
Join a dynamic and supportive team as a Mortgage Advisor in Cardiff, where your expertise in second charge lending will be valued and rewarded. With a competitive salary, uncapped commission structure, and ongoing professional development, this role offers not just a job, but a pathway to long-term career growth in a thriving brokerage environment. Experience the benefits of hybrid working while building strong client relationships and achieving your sales targets in a high-performing culture.
StudySmarter Expert Advice🤫
We think this is how you could land Mortgage Advisor- Cardiff
✨Network Like a Pro
Get out there and connect with people in the industry! Attend local events, join online forums, and don’t be shy about reaching out to potential contacts on LinkedIn. Building relationships can lead to referrals and insider info on job openings.
✨Ace the Interview
Prepare for your interviews by researching the company and practising common questions. Show off your knowledge of second charge lending and how you can contribute to their team. Remember, it’s not just about what you say, but how you present yourself!
✨Follow Up
After an interview, send a quick thank-you email to express your appreciation for the opportunity. It keeps you fresh in their minds and shows your enthusiasm for the role. Plus, it’s a great chance to reiterate why you’re the perfect fit!
✨Apply Through Our Website
Don’t forget to check out our website for the latest job openings! Applying directly through us can give you an edge, as we often prioritise candidates who show genuine interest in our company. Let’s get you that dream job!
We think you need these skills to ace Mortgage Advisor- Cardiff
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Mortgage Advisor role. Highlight your experience in second charge lending and any relevant qualifications like CeMAP. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about mortgage advising and how you can contribute to our team. Keep it professional but let your personality come through.
Showcase Your Achievements:Don’t just list your responsibilities; showcase your achievements! If you've hit sales targets or improved client satisfaction, let us know. Numbers speak volumes, so include any quantifiable successes.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you get all the updates directly from us. Plus, it shows you're keen on joining our team!
How to prepare for a job interview at Dobson Welch
✨Know Your Stuff
Make sure you brush up on your knowledge of second charge lending and mortgage products. Be ready to discuss specific cases you've handled and how you navigated challenges. This shows you're not just familiar with the theory but have practical experience too.
✨Build Rapport
During the interview, focus on building a connection with your interviewer. Use your excellent communication skills to engage them in conversation. Ask questions about their experiences at the company and share your own insights to create a two-way dialogue.
✨Showcase Your Achievements
Prepare to highlight your past successes in sales and client management. Bring along examples of how you've met or exceeded targets, and be ready to discuss your approach to maintaining strong client relationships. Numbers speak volumes, so if you can quantify your achievements, do it!
✨Be Organised
Demonstrate your strong organisation and time management skills by being punctual and prepared. Bring any necessary documents, like your CV and references, and have a list of questions ready. This will show that you take the opportunity seriously and are ready to hit the ground running.
