Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Analyse credit risks and provide recommendations to minimise losses for a leading bank.
- Company: Join a dynamic City-based Commercial Bank with a focus on innovation.
- Benefits: Enjoy competitive salary, health benefits, and opportunities for professional growth.
- Why this job: Make a real impact in the financial sector while developing your analytical skills.
- Qualifications: 5-10 years of experience in credit review and strong financial analysis skills required.
- Other info: Collaborative environment with opportunities for career advancement.
The predicted salary is between 36000 - 60000 £ per year.
Our client, a City-based Commercial Bank, is seeking a Credit Analyst or Senior Credit Analyst to join the Non-Bank Financial Institutional (NBFI) Credit Risk Team.
Responsibilities
- Minimise the Bank’s credit-related losses by identifying and reasonably measuring the credit risks and mitigants in proposals, reviews, etc.
- Make clear and unambiguous recommendations to Credit Committee, in accordance with the Bank’s credit policies, regarding the acceptability of particular business deals from a credit perspective while maintaining an independent and objective view within the credit process.
- Effectively monitor, identify and reasonably measure credit risk within the Bank’s asset portfolio.
- Provide effective challenges as well as guidance to proposals from Front Office; draft and present credit opinions to Credit Committee, maintaining an objective and independent view within the credit process in accordance with the Bank’s credit policies.
- Provide credit evaluation reports for various credit products, including overview of transactions, financial and non-financial risk analysis, key risks identified with mitigations, and credit recommendations (including suggested credit enhancements and management conditions).
- Assist with the implementation of credit risk appetite, credit policies and procedures, and management processes once established; ensure transactions comply with credit policies.
- Provide the Head of Credit Risk Department (CRD) and the credit committee with professional risk analysis and appropriate risk mitigation measures in a timely manner.
- Conduct post-lending management work, including monitoring credit ceilings and exposures, monitoring the borrower’s financial performance, and ensuring covenants and conditions are met throughout the loan life.
- Proactively align with the Bank’s Global Credit policy and liaise with Front Office, Credit Administration, Treasury and other Group entities to utilise GCMS as part of the credit process.
- Perform credit reviews and research of industry/customer-related information for all new proposals and for existing customers at least annually.
- Aim for timely turnaround of credit proposals and reviews in line with departmental objectives.
- Monitor industry and sector trends and counterparty risks for early warning signals.
- Coordinate with Head/Deputy Head of Credit Risk, Credit Administration and Relationship Managers on credit proposals, modifications, annual reviews and client financial performance monitoring.
- Post-lending management: support four-eyes checking of facility documentation, asset quality categorisation, covenants monitoring, and ensure terms and conditions of approval are actioned by relevant departments within deadlines.
- Assist the Head/Deputy Head of Credit Risk on departmental-related tasks.
- Other functions as required to assist the Head/Deputy Head of Credit Risk.
Qualifications / Skills
- Possesses a minimum of 5–10 years’ work experience in Non-Bank Financial Institution credit review.
- In-depth knowledge of risks and mitigations across different industries, countries and client types, with strong financial analysis, projection and stress-testing skills.
- Exceptional analytical and negotiation skills with a proactive problem-solving approach and a positive, can-do attitude.
- Collaborative and able to complete tasks independently.
Seniority level: Mid-Senior level
Employment type: Full-time
Job function: Other and Finance
Credit Analyst/Senior Credit Analyst-NBFI in England employer: dnevo Partners
Contact Detail:
dnevo Partners Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst/Senior Credit Analyst-NBFI in England
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its credit policies. Be ready to discuss how your experience aligns with their needs, especially in risk analysis and credit evaluation. Show them you’re the perfect fit!
✨Tip Number 3
Practice your pitch! You want to be able to clearly articulate your skills and experiences related to credit risk management. Keep it concise and impactful – think of it as your personal brand statement.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who take that extra step to engage with us directly.
We think you need these skills to ace Credit Analyst/Senior Credit Analyst-NBFI in England
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experience that match the Credit Analyst role. Highlight your credit review experience and any relevant financial analysis skills to catch our eye!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for the NBFI Credit Risk Team. Be specific about your achievements and how they relate to the responsibilities outlined in the job description.
Showcase Your Analytical Skills: Since this role requires strong analytical abilities, include examples of how you've successfully identified and mitigated credit risks in past positions. We love seeing real-life applications of your skills!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands and shows us you’re serious about joining our team!
How to prepare for a job interview at dnevo Partners
✨Know Your Credit Risks
Make sure you brush up on the various credit risks associated with Non-Bank Financial Institutions. Be prepared to discuss specific examples of how you've identified and mitigated these risks in your previous roles. This will show that you understand the core responsibilities of the position.
✨Prepare Your Recommendations
Think about how you would present clear and unambiguous recommendations to a Credit Committee. Practise articulating your thought process behind credit evaluations and be ready to defend your opinions with data and analysis. This will demonstrate your analytical skills and your ability to communicate effectively.
✨Stay Updated on Industry Trends
Familiarise yourself with current trends in the financial sector, especially those affecting credit risk. Being able to discuss recent developments or challenges in the industry will show that you're proactive and engaged, which is crucial for this role.
✨Showcase Your Collaborative Spirit
Since the role involves liaising with various departments, be ready to share examples of how you've successfully collaborated with others in the past. Highlight your ability to work independently while also being a team player, as this balance is key in a credit risk environment.
