Wholesale / Corporate Credit Specialist in Watford

Join DLL to help us build the UK Wholesale equipment-based financing portfolio. Wholesale is an important growth driver that is being scaled, which creates this role opportunity. At DLL, we work in the dynamic global equipment-based financing industry. We enable global Wholesale clients (revenues EUR >250mln, including clients of Rabobank) to grow, invest and innovate to reach their business goals.

As a Wholesale/Corporate Credit Specialist you will be responsible for working alongside the Relationship Team advising, analysing, underwriting and helping frame documentation to enable the growth of the equipment financing portfolio. In addition, you will oversee in life portfolio management, including covenant compliance, for this growing portfolio.

Your Mission

• Responsible for supporting the Relationship team in engaging and growing long term client relationships, with a leading role in analysing, underwriting and managing credit risk across corporate and wholesale lending portfolios.
• The role supports new business origination through deal team process management leading to credit applications for decisioning, ongoing portfolio monitoring and disciplined risk management.
• Engage proactively with Relationship Team to support commercial objectives.
• Help structure complex lending solutions, often linked to wider Rabobank senior financing arrangements.
• Help manage end-to-end transaction process with stakeholders including Relationship Team, Risk, Legal and Product teams.
• Own and lead credit analysis for new transactions from origination through approval, including engaging with the client to source understanding and help build the relationship with DLL.
• Conduct in-depth financial analysis including cash flow modelling, stress testing and scenario analysis.
• Evaluate business models, management quality and sector-specific risks.
• Prepare, review and present high quality and balanced credit applications to credit committees and senior stakeholders across DLL / Rabobank.
• Ensure adherence to credit policies, risk appetite and regulatory requirements.
• Help with developing transaction documentation suitable for contracting the solutions created / approved to ensure transactions are closed in line with client expectations.
• Monitor portfolio performance including covenant compliance and early warning indicators, whilst driving annual reviews.
• Identify and escalate emerging risks and recommend appropriate mitigation strategies.
• Drive efficiency in deal execution and credit decision turnaround times.
• Contribute to portfolio reporting, sector insights and risk analytics.
• Coach and mentor team members and share best practices.

Skills And Capabilities Required

• Strong knowledge of structured finance, asset-based lending solutions and how to document the approved solution and monitor in-life performance.
• Extensive (10+ years) experience of conducting credit risk analysis / credit application preparation / supporting solution delivery in corporate lending environments.
• Promotes a customer-centric approach, building and maintaining strong, long-term client relationships.
• Advanced financial modelling and analytical capability.
• Excellent written and verbal communication skills.
• Strong commercial judgement and capable stakeholder influencer.
• Ability to work autonomously, while collaborating across multiple teams, and juggling multiple priorities / deadlines.
• Continuous improvement and growth mindset.
• Prior people management experience would be an upside attribute.

All members enjoy

• Work-Life Balance: Flexible working, including hybrid, designed to support you at every stage of life.
• Global and Inclusive Culture: A global and inclusive culture where your unique background and perspectives are valued.
• Two volunteering days: Two working days to contribute to charities and your community.
• Comprehensive Benefits: Health, wellness, and financial programs, including mental health support, parental leave, and industry leading holiday package.
• Professional Growth: Access to training, mentorship, tuition reimbursement, and career development programs tailored to your goals.

Good To Know

• Deadline for application: 16th August 2026 (occasionally we may need to close the application sooner if a high number of applications are received).
• The selection process may involve an assessment.
• DLL is an equal-opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and an inclusive work environment.
• We’re dedicated to ensuring our hiring process is accessible to all. If you require accommodation at any stage, please inform your Talent Acquisition Partner.
• Hiring is subject to successful completion of a background check.

DLL, a great place to build your career. DLL is a global asset finance company that partners with manufacturers, dealers, distributors, and end users to facilitate access to equipment and technology. Headquartered in Eindhoven, the Netherlands, we operate in over 25 countries, offering financial solutions across various industries. We are also a 100% subsidiary of our parent company Rabobank, one of the world’s largest financial companies. Join our community of over 6,000 members from 75 nationalities! At DLL, our unique culture — shaped by our values (We put our customers first - Together we achieve more - You can count on me - I challenge myself and others to grow) and behaviours that define us — is at the heart of everything we do.

We offer exciting job opportunities where you feel welcomed, respected and empowered to be your authentic self and share your best ideas. At DLL, we believe in the strength of our diverse perspectives and experiences, which make our global community thrive. You’ll receive competitive pay, generous benefits, health and wellbeing support, and manage your work-life balance through our hybrid working flexibility. Our global operations offer you a variety of development opportunities and we encourage you to take on new challenges across our departments, businesses and regions. Our company strategy emphasizes our commitment to sustainable business and making social impact is part of that as well. Together, we’ll “Partner for a better world” to make a positive impact. Joining DLL means joining a company that consistently scores higher than the industry average in Employee Engagement surveys. This is also being acknowledged through many Great Place to Work certificates. People who work at DLL, like DLL. Join us in Partnering for a better world!