At a Glance
- Tasks: As a Credit Analyst, you'll make quick credit decisions and analyse financial information.
- Company: DLL is a global asset finance company with a diverse and inclusive culture.
- Benefits: Enjoy flexible working, health support, volunteering days, and professional growth opportunities.
- Other info: Apply online by 25th August 2025; no email applications will be reviewed.
- Why this job: Join a supportive team that values your unique perspective and encourages personal development.
- Qualifications: Experience in underwriting or transaction analysis is essential; strong communication skills are a must.
The predicted salary is between 36000 - 60000 £ per year.
As a Credit Analyst, you will be responsible for the delivery of timely credit decisions within stated credit parameters and own underwriting authority, with the ability to provide commercially balanced recommendations to colleagues where new business applications are above mandate.
Operating in the “Flow” deal area with a maximum ticket size of £500k and operating to an average Turnaround Time of 4 hours (from receipt of all necessary information to decision)
Dealing with a number of Business Units involving the underwriting of hard and soft assets from a variety of Introducers (including Vendors, Suppliers, Dealers and Brokers).
Curious about life at DLL? Visit our interactive Career Hub Experience to hear from our colleagues around the world.
Key responsibilities
Transactional Analysis
- Analyse financial, asset, market, legal and contractual information.
- Prepare credit write ups as a sound basis for own decision-making or decision making by senior risk
- Work closely with internal Sales and Inside sales teams to obtain required information on the deal and communicate decision
- Occasionally attend end user meetings / calls to complete due diligence
Local Risk Committees
- Advise, prepare and participate in local risk committees when appropriate.
- When appropriate act as secretary to local risk committees
Internal and regulatory Compliance e.g. KYC
- Ensure regulatory compliance at transaction level
- Act as a point of guidance to wider Operations / Commercial teams
Measures:
- Well-structured and rationalized credit decisions / recommendations
- Timely credit decisions supporting the total commercial value proposition
- Customer satisfaction – measured vis Net Promoter Score surveys
- Compliance adherence
- Contribution to team profile / culture
Skills and Capabilities Required
- Experience of underwriting / analysing transaction in a wide range of sectors within either a banking or asset finance business
- Organised and structured approach, whilst being comfortable working with short turnaround times
- Friendly and approachable member who is able to network and help encourage enthusiasm in colleagues, customers and team members to reach a common goal.
- Task-focused problem solver, able to manage and prioritise multiple requirements
- Willing to “go the extra mile” when required, via a flexible / adaptable approach to daily workload
- Able to articulate thoughts in a concise manner both verbally and in writing
- A team player, who is keen to build the Risk “brand”.
All members enjoy
- Work-Life Balance: Flexible working, including hybrid, designed to support you at every stage of life.
- Global and Inclusive Culture: A global and inclusive culture where your unique background and perspectives are valued.
- Two volunteering days: Two working days to contribute to charities and your community.
- Comprehensive Benefits: Health, wellness, and financial programs, including mental health support, parental leave, and industry leading holiday package.
- Professional Growth: Access to training, mentorship, tuition reimbursement, and career development programs tailored to your goals.
- Click this link to look at the benefits in your region.
At DLL, we recognise that investing in member wellbeing is essential for creating an inclusive and supportive work environment. This not only promotes personal and professional growth but also boosts productivity, engagement, and overall success. We focus on the following:
- Supporting Members During Moments That Matter: We provide dedicated support resources to help you navigate significant events in your work, your lifestyle, and your personal moments.
- Implementing Global Wellbeing Programs: We carefully select and implement programs that enhance our member’s experience.
- Embedding Wellbeing in Everything We Do: We integrate wellbeing into all our practices and policies to ensure it is a fundamental part of our culture.
Good to know:
- Deadline for application: 25th August 2025.
- The selection process may involve an assessment.
- Applications via email will not be reviewed. Please apply online via our career website.
- DLL’s referral program applies.
- #LI-NATALIE
- For more information, please contact Natalie Gray, Talent Acquisition Partner via natalie.gray@dllgroup.com
DLL is an equal opportunity employer, committed to inclusive and barrier-free recruitment and selection processes. At DLL, we believe in building an inclusive workforce that reflects the diversity of the communities we serve. We celebrate differences and strive to create an environment where everyone feels empowered to thrive.
We are dedicated to ensuring our hiring process is inclusive and accessible. If you need any accommodation at any stage, please let your Talent Acquisition Partner know.
Hiring is subject to successful completion of a background check.
About Us
DLL, a great place to build your career
DLL is a global asset finance company that partners with manufacturers, dealers, distributors, and end users to facilitate access to equipment and technology. Headquartered in Eindhoven, the Netherlands, we operate in over 25 countries, offering financial solutions across various industries. We are also a 100% subsidiary of our parent company Rabobank, one of the world’s largest financial companies. Join our community of over 6.000 members from 75 nationalities! At DLL, our unique culture — shaped by our values (We put our customers first -Together we achieve more-You can count on me - I challenge myself and others to grow) and behaviors that define us — is at the heart of everything we do.
We offer exciting job opportunities where you feel welcomed, respected and empowered to be your authentic self and share your best ideas. At DLL, we believe in the strength of our diverse perspectives and experiences, which make our global community thrive.
You’ll receive competitive pay, generous benefits, health and wellbeing support, and manage your work-life balance through our hybrid working flexibility.
Our global operations offer you a variety of development opportunities and we encourage you to take on new challenges across our departments, businesses and regions.
Our company strategy emphasizes our commitment to sustainable business and making social impact is part of that as well. Together, we’ll “Partner for a better world” to make a positive impact. Joining DLL, means joining a company that consistently scores higher than the industry average in Employee Engagement surveys. This is also being acknowledged through many Great Place to Work certificates. People who work at DLL, like DLL.
Join us in Partnering for a better world!
Job Info
- Job Identification 12
- Locations 2nd Floor, Building 1, Watford, WD18 8YA, GB (Hybrid)
Credit Analyst in Watford employer: DLL Group
At DLL, we pride ourselves on being an exceptional employer, offering a vibrant work culture that values diversity and inclusivity. Our flexible hybrid working model supports work-life balance, while our comprehensive benefits package, including health and wellness programs, ensures the wellbeing of our employees. With ample opportunities for professional growth and a commitment to making a positive social impact, joining our team in Watford means becoming part of a community that celebrates your unique contributions and empowers you to thrive.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Analyst in Watford
✨Tip Number 1
Familiarise yourself with the key responsibilities of a Credit Analyst, especially around transactional analysis and credit write-ups. This will help you articulate your understanding during interviews and demonstrate your readiness for the role.
✨Tip Number 2
Network with professionals in the asset finance sector. Attend industry events or join relevant online forums to connect with current Credit Analysts. This can provide insights into the role and potentially lead to referrals.
✨Tip Number 3
Brush up on your analytical skills and knowledge of financial regulations, as these are crucial for compliance in credit decisions. Consider taking short courses or certifications that can enhance your expertise in these areas.
✨Tip Number 4
Prepare to discuss how you handle tight deadlines and multiple priorities, as this is a key aspect of the role. Think of specific examples from your past experiences that showcase your organisational skills and ability to work under pressure.
We think you need these skills to ace Credit Analyst in Watford
Some tips for your application 🫡
Understand the Role:Before applying, make sure to thoroughly read the job description for the Credit Analyst position. Understand the key responsibilities and required skills, as this will help you tailor your application to highlight relevant experiences.
Tailor Your CV:Customise your CV to reflect the skills and experiences that align with the requirements of the Credit Analyst role. Emphasise your experience in underwriting and analysing transactions, as well as your ability to work under tight deadlines.
Craft a Compelling Cover Letter:Write a cover letter that not only introduces yourself but also explains why you are a great fit for the Credit Analyst position. Use specific examples from your past experiences to demonstrate your analytical skills and problem-solving abilities.
Proofread Your Application:Before submitting your application, take the time to proofread all documents. Check for spelling and grammatical errors, and ensure that your writing is clear and concise. A polished application reflects your attention to detail.
How to prepare for a job interview at DLL Group
✨Understand the Role
Make sure you thoroughly understand the responsibilities of a Credit Analyst. Familiarise yourself with underwriting processes, credit decision-making, and the importance of compliance. This will help you answer questions confidently and demonstrate your knowledge.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your analytical skills and decision-making abilities. Prepare examples from your past experiences where you successfully analysed transactions or made credit decisions under pressure.
✨Showcase Your Team Spirit
As a Credit Analyst, collaboration is key. Be ready to discuss how you've worked effectively in teams before. Highlight instances where you encouraged colleagues or contributed to a positive team culture, as this aligns with the company's values.
✨Ask Insightful Questions
Prepare thoughtful questions about the company’s approach to risk management and their expectations for the role. This shows your genuine interest in the position and helps you gauge if the company culture aligns with your values.
