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- Tasks: Support credit decision-making and fraud prevention while onboarding new customers.
- Company: Dynamic credit management team in Nottingham with a hybrid work model.
- Benefits: Up to £30,000 salary, flexible working, and career growth opportunities.
- Why this job: Join a forward-thinking team and make a real impact on financial risk management.
- Qualifications: Experience in credit risk management and strong analytical skills required.
- Other info: Collaborative environment with opportunities for continuous improvement and innovation.
The predicted salary is between 24000 - 36000 £ per year.
Department: Credit Management
Location: Nottingham (Hybrid – 3 days office / 2 days WFH)
Salary: Up to £30,000 per annum (DOE)
Reporting to: Senior Credit Risk Officer
About the Role
We are looking for a detail-oriented and proactive Credit Risk Assistant to support credit decision-making, fraud prevention, and customer onboarding. This role will work closely with the Credit Manager and Financial Controller to review cash-with-order and credit applications, identify risks, and propose solutions for credit limit increases. You will play a key role in unlocking trading opportunities while protecting the business from financial risk.
Key Responsibilities
- Oversee credit and cash transactions, ensuring appropriate credit limits and proactive risk management
- Identify and address potential non-payment and fraud risks
- Support and lead a smooth onboarding process for new customers
- Maintain accurate and up-to-date records of credit decisions across multiple systems
- Communicate credit decisions clearly to internal stakeholders
- Develop creative credit-building solutions that support revenue growth
- Collaborate closely with sales, customer service, and other internal teams
- Build and maintain relationships with credit reference agencies and insurance providers
- Assist with reporting, administration, and ad-hoc duties as required
Skills and Experience Required
- Proven experience in credit risk management or a related finance/credit role
- Strong understanding of credit risk principles, fraud prevention, and risk analysis
- Confident user of Excel
- Ability to read and interpret financial accounts
- Strong analytical, problem-solving, and decision-making skills
- Excellent attention to detail and ability to manage multiple priorities
- Effective communication skills and a collaborative approach
Desirable
- AAT qualification
- Experience working with credit reference agencies or insurance providers
Personal Attributes
- Positive, professional, and proactive attitude
- High levels of integrity and honesty
- Self-starter with a strong drive for continuous improvement
- Creative thinker with the ability to balance structure and innovation
This is an excellent opportunity for someone with a finance or credit background who is looking to grow their career in credit risk management within a collaborative and forward-thinking environment.
Credit Risk Officer in Nottingham employer: Distinct
Contact Detail:
Distinct Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Officer in Nottingham
✨Tip Number 1
Network like a pro! Reach out to people in the credit risk field on LinkedIn or at industry events. A friendly chat can lead to opportunities that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by researching the company and its credit policies. Show us you understand their approach to risk management and how you can contribute to their goals.
✨Tip Number 3
Practice your problem-solving skills with real-world scenarios. We love candidates who can think on their feet, so be ready to tackle some credit risk challenges during your interview.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows us you’re genuinely interested in joining our team.
We think you need these skills to ace Credit Risk Officer in Nottingham
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in credit risk management and any relevant finance roles. We want to see how your skills align with the responsibilities of the Credit Risk Officer position, so don’t be shy about showcasing your achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about credit risk management and how you can contribute to our team. Keep it concise but engaging – we love a good story!
Show Off Your Analytical Skills: Since this role requires strong analytical abilities, make sure to mention specific examples where you've successfully identified risks or solved problems in previous roles. We’re looking for those creative credit-building solutions!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about our company culture!
How to prepare for a job interview at Distinct
✨Know Your Credit Risk Basics
Before the interview, brush up on your understanding of credit risk principles and fraud prevention. Be ready to discuss how you've applied these concepts in previous roles, as this will show your expertise and confidence in the field.
✨Showcase Your Analytical Skills
Prepare examples that highlight your analytical and problem-solving abilities. Think of specific situations where you identified risks or proposed solutions, and be ready to explain your thought process during the interview.
✨Communicate Clearly
Effective communication is key in this role. Practice articulating your thoughts clearly and concisely. You might even want to rehearse explaining complex credit decisions in simple terms, as this will demonstrate your ability to communicate with various stakeholders.
✨Demonstrate a Proactive Attitude
Employers love candidates who take initiative. Prepare to discuss times when you went above and beyond in your previous roles, whether it was improving processes or developing creative solutions for credit management challenges.
